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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
INTEREST INCOME:        
Loans, including related fees $ 22,510 $ 24,725 $ 68,540 $ 75,149
Securities:        
Taxable 5,038 3,308 11,732 10,339
Tax-exempt 1,750 1,827 5,281 5,442
Other 421 568 1,413 1,781
TOTAL INTEREST INCOME 29,719 30,428 86,966 92,711
INTEREST EXPENSE:        
Deposits 1,349 1,881 4,625 6,714
Short-term borrowings 23 33 62 116
Other borrowings 549 1,108 2,570 3,648
TOTAL INTEREST EXPENSE 1,921 3,022 7,257 10,478
NET INTEREST INCOME 27,798 27,406 79,709 82,233
Provision for loan losses 495 2,559 6,476 7,304
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 27,303 24,847 73,233 74,929
NON-INTEREST INCOME:        
Trust and financial services 1,402 1,413 4,331 4,332
Service charges and fees on deposit accounts 2,693 2,560 7,341 7,166
Other service charges and fees 2,818 2,506 8,044 7,237
Securities gains/(losses), net 0 17 7 677
Total impairment losses 0 0 0 (11)
Loss recognized in other comprehensive loss 0 0 0 0
Net impairment loss recognized in earnings 0 0 0 (11)
Insurance commissions 1,896 1,736 5,800 5,426
Gain on sales of mortgage loans 583 1,253 2,489 2,970
Other 245 203 1,165 1,159
TOTAL NON-INTEREST INCOME 9,637 9,688 29,177 28,956
NON-INTEREST EXPENSE:        
Salaries and employee benefits 13,773 13,695 41,082 42,005
Occupancy expense 1,544 1,465 4,642 4,370
Equipment expense 1,686 1,335 4,724 4,016
FDIC Expense 500 494 1,559 1,449
Other 7,316 5,975 18,394 17,646
TOTAL NON-INTEREST EXPENSE 24,819 22,964 70,401 69,486
INCOME BEFORE INCOME TAXES 12,121 11,571 32,009 34,399
Provision for income taxes 3,649 3,480 9,398 10,160
NET INCOME 8,472 8,091 22,611 24,239
OTHER COMPREHENSIVE INCOME (LOSS)        
Change in unrealized gains/losses on securities, net of reclassifications (3,790) 3,123 (24,660) 3,763
Tax effect 1,468 (1,249) 10,112 (1,505)
Unrealized gain (loss) on securities, net of tax (2,322) 1,874 (14,548) 2,258
Change in funded status of post retirement benefits 566 645 1,486 1,932
Tax effect (226) (258) (594) (773)
Net Current period other comprehensive other income, Retirement plans (340) (387) (892) (1,159)
TOTAL OTHER COMPREHENSIVE INCOME (LOSS) (1,982) 2,261 (13,656) 3,417
COMPREHENSIVE INCOME (LOSS) $ 6,490 $ 10,352 $ 8,955 $ 27,656
PER SHARE DATA        
Basic and Diluted Earnings per Share (in dollars per share) $ 0.64 $ 0.61 $ 1.70 $ 1.83
Dividends per Share (in dollars per share) $ 0 $ 0 $ 0.48 $ 0.47
Weighted average number of shares outstanding (in thousands) 13,307 13,238 13,305 13,233