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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES    
NET INCOME $ 5,146 $ 7,306
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:    
Net Amortization on Securities 823 565
Depreciation and Amortization 1,048 1,121
Loans Originated for Sale (21,731) (32,640)
Proceeds from Sales of Loans Held-for-Sale 24,700 33,260
Provision for Loan Losses 850 250
Gain on Sale of Loans, net (720) (749)
Gain on Securities, net 0 (463)
Loss on Sales of Other Real Estate and Repossessed Assets 0 8
Loss on Disposition and Donation of Premises and Equipment 2 0
Increase in Cash Surrender Value of Company Owned Life Insurance (235) (211)
Equity Based Compensation 261 234
Change in Assets and Liabilities:    
Interest Receivable and Other Assets 1,462 2,245
Interest Payable and Other Liabilities (407) (967)
Net Cash from Operating Activities 11,199 9,959
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from Maturity of Other Short-term Investments (1,000) 0
Proceeds from Maturities, Calls, Redemptions of Securities Available-for-Sale 20,743 18,811
Proceeds from Sales of Securities Available-for-Sale 62,975 9,808
Purchase of Securities Available-for-Sale (23,706) (11,899)
Proceeds from Maturities of Securities Held-to-Maturity 95 89
Purchase of Federal Home Loan Bank Stock (1,350) (160)
Purchase of Loans (4,263) 0
Loans Made to Customers, net of Payments Received (29,023) 832
Proceeds from Sales of Other Real Estate 717 151
Property and Equipment Expenditures (459) (283)
Acquisition of River Valley Bancorp (793) 0
Net Cash from Investing Activities 23,936 17,349
CASH FLOWS FROM FINANCING ACTIVITIES    
Change in Deposits 8,826 20,642
Change in Short-term Borrowings (29,463) (27,212)
Repayments of Long-term Debt (15,070) (64)
Issuance of Common Stock 0 (7)
Dividends Paid (2,391) (2,246)
Net Cash from Financing Activities (38,098) (8,887)
Net Change in Cash and Cash Equivalents (2,963) 18,421
Cash and Cash Equivalents at Beginning of Year 52,009 42,446
Cash and Cash Equivalents at End of Period 49,046 60,867
Cash Paid During the Year for    
Interest 1,736 1,552
Income Taxes 1,503 0
Supplemental Non Cash Disclosures    
Loans Transferred to Other Real Estate $ 9 $ 127