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Loans (Tables)
 3 Months Ended
Mar. 31, 2016
Receivables [Abstract]  
Components of Loans
Loans were comprised of the following classifications at March 31, 2016 and December 31, 2015: 
 
 
March 31,
2016
 
December 31,
2015
Commercial:
 
 

 
 

Commercial and Industrial Loans and Leases
 
$
448,569

 
$
418,154

Commercial Real Estate Loans
 
812,565

 
618,788

Agricultural Loans
 
275,938

 
246,886

Retail:
 
 

 
 

Home Equity Loans
 
119,006

 
97,902

Consumer Loans
 
54,999

 
50,029

Residential Mortgage Loans
 
207,561

 
136,316

Subtotal
 
1,918,638

 
1,568,075

Less: Unearned Income
 
(3,690
)
 
(3,728
)
Allowance for Loan Losses
 
(15,161
)
 
(14,438
)
Loans, Net
 
$
1,899,787

 
$
1,549,909
Schedule of Allowance for Loan Losses
The following table presents the activity in the allowance for loan losses by portfolio class for the three months ended March 31, 2016 and 2015:
March 31, 2016
 
Commercial and Industrial
Loans and Leases
 
Commercial Real Estate Loans
 
Agricultural Loans
 
Home Equity Loans
 
Consumer Loans
 
Residential Mortgage Loans
 
Unallocated
 
Total
Beginning Balance
 
$
4,242

 
$
6,342

 
$
2,115

 
$
383

 
$
230

 
$
414

 
$
712

 
$
14,438

Provision for Loan Losses
 
105

 
120

 
414

 
31

 
27

 
155

 
(2
)
 
850

Recoveries
 
4

 
1

 
—

 
1

 
45

 
5

 
—

 
56

Loans Charged-off
 
(5
)
 
—

 
—

 
(63
)
 
(72
)
 
(43
)
 
—

 
(183
)
Ending Balance
 
$
4,346

 
$
6,463

 
$
2,529

 
$
352

 
$
230

 
$
531

 
$
710

 
$
15,161


March 31, 2015
 
Commercial and Industrial
Loans and Leases
 
Commercial Real Estate Loans
 
Agricultural Loans
 
Home Equity Loans
 
Consumer Loans
 
Residential Mortgage Loans
 
Unallocated
 
Total
Beginning Balance
 
$
4,627

 
$
7,273

 
$
1,123

 
$
246

 
$
354

 
$
622

 
$
684

 
$
14,929

Provision for Loan Losses
 
101

 
(52
)
 
19

 
72

 
35

 
88

 
(13
)
 
250

Recoveries
 
41

 
8

 
—

 
—

 
100

 
2

 
—

 
151

Loans Charged-off
 
(22
)
 
—

 
—

 
—

 
(100
)
 
(39
)
 
—

 
(161
)
Ending Balance
 
$
4,747

 
$
7,229

 
$
1,142

 
$
318

 
$
389

 
$
673

 
$
671

 
$
15,169


In determining the adequacy of the allowance for loan loss, general allocations are made for other pools of loans, including non-classified loans, homogeneous portfolios of consumer and residential real estate loans, and loans within certain industry categories believed to present unique risk of loss. General allocations of the allowance are primarily made based on historical averages for loan losses for these portfolios, judgmentally adjusted for current economic factors and portfolio trends.  When comparing to March 31, 2015, the overall allowance for loan and lease losses was increased in the agricultural sector as a result of qualitative considerations for current economic conditions and trends.
Loan impairment is reported when full repayment under the terms of the loan is not expected. This methodology is used for all loans, including loans acquired with deteriorated credit quality. For purchased loans, the assessment is made at the time of acquisition as well as over the life of loan. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral if repayment is expected solely from the collateral. Commercial and industrial loans, commercial real estate loans, and agricultural loans are evaluated individually for impairment. Smaller balance homogeneous loans are evaluated for impairment in total. Such loans include real estate loans secured by one-to-four family residences and loans to individuals for household, family and other personal expenditures. Individually evaluated loans on non-accrual are generally considered impaired. Impaired loans, or portions thereof, are charged off when deemed uncollectible.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Schedule of Allowance for Loan Losses and Recorded Investment in Loans
The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio class and based on impairment method as of March 31, 2016 and December 31, 2015:
March 31, 2016
 
Total
 
Commercial and Industrial
Loans and Leases
 
Commercial Real Estate Loans
 
Agricultural Loans
 
Home Equity Loans
 
Consumer Loans
 
Residential Mortgage Loans
 
Unallocated
Allowance for Loan Losses:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending Allowance Balance Attributable to Loans:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually Evaluated for Impairment
 
$
1,168

 
$
76

 
$
1,092

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Collectively Evaluated for Impairment
 
13,993

 
4,270

 
5,371

 
2,529

 
352

 
230

 
531

 
710

Acquired with Deteriorated Credit Quality
 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Total Ending Allowance Balance
 
$
15,161

 
$
4,346

 
$
6,463

 
$
2,529

 
$
352

 
$
230

 
$
531

 
$
710


 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans Individually Evaluated for Impairment
 
$
2,942

 
$
230

 
$
2,593

 
$
119

 
$
—

 
$
—

 
$
—

 
n/m(2)

Loans Collectively Evaluated for Impairment
 
1,909,011

 
448,482

 
801,411

 
278,961

 
119,369

 
55,122

 
205,666

 
n/m(2)

Loans Acquired with Deteriorated Credit Quality
 
15,351

 
1,115

 
10,552

 
1,086

 
—

 
52

 
2,546

 
n/m(2)

Total Ending Loans Balance(1)
 
$
1,927,304

 
$
449,827

 
$
814,556

 
$
280,166

 
$
119,369

 
$
55,174

 
$
208,212

 
n/m(2)


(1)Total recorded investment in loans includes $8,666 in accrued interest.
(2)n/m = not meaningful
December 31, 2015
 
Total
 
Commercial and Industrial
Loans and Leases
 
Commercial Real Estate Loans
 
Agricultural Loans
 
Home Equity Loans
 
Consumer Loans
 
Residential Mortgage Loans
 
Unallocated
Allowance for Loan Losses:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending Allowance Balance Attributable to Loans:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually Evaluated for Impairment
 
$
1,202

 
$
106

 
$
1,096

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Collectively Evaluated for Impairment
 
13,236

 
4,136

 
5,246

 
2,115

 
383

 
230

 
414

 
712

Acquired with Deteriorated Credit Quality
 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Total Ending Allowance Balance
 
$
14,438

 
$
4,242

 
$
6,342

 
$
2,115

 
$
383

 
$
230

 
$
414

 
$
712


 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans Individually Evaluated for Impairment
 
$
4,435

 
$
1,578

 
$
2,845

 
$
12

 
$
—

 
$
—

 
$
—

 
n/m(2)

Loans Collectively Evaluated for Impairment
 
1,562,037

 
416,273

 
611,955

 
249,687

 
98,167

 
50,169

 
135,786

 
n/m(2)

Loans Acquired with Deteriorated Credit Quality
 
7,555

 
1,325

 
5,363

 
—

 
—

 
—

 
867

 
n/m(2)

Total Ending Loans Balance(1)
 
$
1,574,027

 
$
419,176

 
$
620,163

 
$
249,699

 
$
98,167

 
$
50,169

 
$
136,653

 
n/m(2)

 
(1)Total recorded investment in loans includes $5,952 in accrued interest.
(2)n/m = not meaningful
Schedule for Loans Individually Evaluated for Impairment
The following tables present loans individually evaluated for impairment by class of loans as of March 31, 2016 and December 31, 2015:
March 31, 2016
 
Unpaid Principal Balance(1)
 
 Recorded Investment
 
Allowance for Loan Losses Allocated
With No Related Allowance Recorded:
 
 

 
 

 
 

Commercial and Industrial Loans and Leases
 
$
327

 
$
196

 
$
—

Commercial Real Estate Loans
 
4,486

 
2,564

 
—

Agricultural Loans
 
972

 
1,003

 
—

Subtotal
 
5,785

 
3,763

 
—

With An Allowance Recorded:
 
 

 
 

 


Commercial and Industrial Loans and Leases
 
88

 
88

 
76

Commercial Real Estate Loans
 
2,345

 
2,218

 
1,092

Agricultural Loans
 
—

 
—

 
—

Subtotal
 
2,433

 
2,306

 
1,168

Total
 
$
8,218

 
$
6,069

 
$
1,168

 
 
 
 
 
 
 
Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above)
 
$
4,967

 
$
3,127

 
$
—

Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above)
 
$
—

 
$
—

 
$
—


(1) Unpaid Principal Balance is the remaining contractual payments gross of partial charge-offs.


December 31, 2015
 
Unpaid Principal Balance(1)
 
 Recorded Investment
 
Allowance for Loan Losses Allocated
With No Related Allowance Recorded:
 
 

 
 

 
 

Commercial and Industrial Loans and Leases
 
$
161

 
$
161

 
$
—

Commercial Real Estate Loans
 
1,292

 
768

 
—

Agricultural Loans
 
12

 
12

 
—

Subtotal
 
1,465

 
941

 
—

With An Allowance Recorded:
 
 

 
 

 
 

Commercial and Industrial Loans and Leases
 
1,403

 
1,417

 
106

Commercial Real Estate Loans
 
2,207

 
2,077

 
1,096

Agricultural Loans
 
—

 
—

 
—

Subtotal
 
3,610

 
3,494

 
1,202

Total
 
$
5,075

 
$
4,435

 
$
1,202

 
 
 
 
 
 
 
Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above)
 
$
528

 
$
—

 
$
—

Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above)
 
$
—

 
$
—

 
$
—


(1) Unpaid Principal Balance is the remaining contractual payments gross of partial charge-offs.
 
The following tables present loans individually evaluated for impairment by class of loans for the three month period ended March 31, 2016 and 2015:
March 31, 2016
 
Average Recorded Investment
 
Interest Income Recognized
 
Cash Basis Recognized
With No Related Allowance Recorded:
 
 

 
 

 
 

Commercial and Industrial Loans and Leases
 
$
865

 
$
23

 
$
11

Commercial Real Estate Loans
 
3,190

 
18

 
3

Agricultural Loans
 
1,004

 
1

 
1

Subtotal
 
5,059

 
42

 
15

With An Allowance Recorded:
 
 

 
 

 
 

Commercial and Industrial Loans and Leases
 
128

 
—

 
—

Commercial Real Estate Loans
 
2,218

 
1

 
—

Agricultural Loans
 
—

 
—

 
—

Subtotal
 
2,346

 
1

 
—

Total
 
$
7,405

 
$
43

 
$
15

 
 
 
 
 
 
 
Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above)
 
$
3,199

 
$
8

 
$
1

Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above)
 
$
—

 
$
—

 
$
—


March 31, 2015
 
Average Recorded Investment
 
Interest Income Recognized
 
Cash Basis Recognized
With No Related Allowance Recorded:
 
 

 
 

 
 

Commercial and Industrial Loans and Leases
 
$
324

 
$
3

 
$
3

Commercial Real Estate Loans
 
1,484

 
11

 
11

Agricultural Loans
 
—

 
—

 
—

Subtotal
 
1,808

 
14

 
14

With An Allowance Recorded:
 
 

 
 

 
 

Commercial and Industrial Loans and Leases
 
1,934

 
23

 
25

Commercial Real Estate Loans
 
3,033

 
4

 
2

Agricultural Loans
 
—

 
—

 
—

Subtotal
 
4,967

 
27

 
27

Total
 
$
6,775

 
$
41

 
$
41

 
 
 
 
 
 
 
Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above)
 
$
204

 
$
—

 
$
—

Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above)
 
$
298

 
$
—

 
$
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Schedule of Recorded Investment in Nonaccrual Loans
The following tables present the recorded investment in non-accrual loans and loans past due 90 days or more still on accrual by class of loans as of March 31, 2016 and December 31, 2015:
 
 
Non-Accrual
 
Loans Past Due 90 Days
or More & Still Accruing
 
 
2016
 
2015
 
2016
 
2015
Commercial and Industrial Loans and Leases
 
$
189

 
$
134

 
$
—

 
$
98

Commercial Real Estate Loans
 
3,369

 
2,047

 
58

 
48

Agricultural Loans
 
808

 
—

 
—

 
—

Home Equity Loans
 
135

 
204

 
19

 
—

Consumer Loans
 
173

 
90

 
—

 
—

Residential Mortgage Loans
 
1,918

 
668

 
91

 
—

Total
 
$
6,592

 
$
3,143

 
$
168

 
$
146

Loans Acquired With Deteriorated Credit Quality (Included in the Total Above)
 
$
2,132

 
$
68

 
$
—

 
$
—
Schedule of Aging of Recorded Investment in Past Due Loans
The following tables present the aging of the recorded investment in past due loans by class of loans as of March 31, 2016 and December 31, 2015:
March 31, 2016
 
Total
 
30-59 Days Past Due
 
60-89 Days Past Due
 
90 Days or More Past Due
 
Total Past Due
 
Loans Not Past Due
Commercial and Industrial Loans and Leases
 
$
449,827

 
$
555

 
$
80

 
$
25

 
$
660

 
$
449,167

Commercial Real Estate Loans
 
814,556

 
1,758

 
664

 
1,457

 
3,879

 
810,677

Agricultural Loans
 
280,166

 
1,227

 
387

 
840

 
2,454

 
277,712

Home Equity Loans
 
119,369

 
335

 
79

 
134

 
548

 
118,821

Consumer Loans
 
55,174

 
150

 
196

 
178

 
524

 
54,650

Residential Mortgage Loans
 
208,212

 
4,259

 
636

 
1,062

 
5,957

 
202,255

Total(1)
 
$
1,927,304

 
$
8,284

 
$
2,042

 
$
3,696

 
$
14,022

 
$
1,913,282

Loans Acquired With Deteriorated Credit Quality (Included in the Total Above)
 
$
15,351

 
$
392

 
$
568

 
$
1,459

 
$
2,419

 
$
12,932

Loans Acquired in Current Year (Included in the Total Above)
 
$
318,882

 
$
4,789

 
$
1,195

 
$
2,852

 
$
8,836

 
$
310,046


(1)Total recorded investment in loans includes $8,666 in accrued interest.
 
December 31, 2015
 
Total
 
30-59 Days Past Due
 
60-89 Days Past Due
 
90 Days or More Past Due
 
Total Past Due
 
Loans Not Past Due
Commercial and Industrial Loans and Leases
 
$
419,176

 
$
82

 
$
117

 
$
124

 
$
323

 
$
418,853

Commercial Real Estate Loans
 
620,163

 
136

 
163

 
104

 
403

 
619,760

Agricultural Loans
 
249,699

 
—

 
—

 
—

 
—

 
249,699

Home Equity Loans
 
98,167

 
225

 
8

 
204

 
437

 
97,730

Consumer Loans
 
50,169

 
101

 
40

 
90

 
231

 
49,938

Residential Mortgage Loans
 
136,653

 
2,615

 
154

 
668

 
3,437

 
133,216

Total(1)
 
$
1,574,027

 
$
3,159

 
$
482

 
$
1,190

 
$
4,831

 
$
1,569,196

Loans Acquired With Deteriorated Credit Quality (Included in the Total Above)
 
$
7,555

 
$
—

 
$
—

 
$
—

 
$
—

 
$
7,555


(1)Total recorded investment in loans includes $5,952 in accrued interest.
Schedule of Recorded Investment of Troubled Debt Restructurings
The following tables present the recorded investment of troubled debt restructurings by class of loans as of March 31, 2016 and December 31, 2015:
March 31, 2016
 
Total
 
Performing
 
Non-Accrual(1)
Commercial and Industrial Loans and Leases
 
$
98

 
$
98

 
$
—

Commercial Real Estate Loans
 
1,681

 
47

 
1,634

Total
 
$
1,779

 
$
145

 
$
1,634


December 31, 2015
 
Total
 
Performing
 
Non-Accrual(1)
Commercial and Industrial Loans and Leases
 
$
1,446

 
$
1,445

 
$
1

Commercial Real Estate Loans
 
2,455

 
795

 
1,660

Total
 
$
3,901

 
$
2,240

 
$
1,661

 
 
(1)The non-accrual troubled debt restructurings are included in the Non-Accrual Loan table presented on a previous page.
Schedule of Loans Modified as Troubled Debt Restructuring
The following tables present loans by class modified as troubled debt restructurings that occurred during the three months ending March 31, 2016 and 2015: 
March 31, 2016
 
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
Commercial and Industrial Loans and Leases
 
—

 
$
—

 
$
—

Commercial Real Estate Loans
 
—

 
—

 
—

Total
 
—

 
$
—

 
$
—

 
  
The troubled debt restructurings described above increased the allowance for loan losses by $0 and resulted in charge-offs of $0 during the three months ending March 31, 2016.
March 31, 2015
 
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
Commercial and Industrial Loans and Leases
 
—

 
$
—

 
$
—

Commercial Real Estate Loans
 
—

 
—

 
—

Total
 
—

 
$
—

 
$
—

 
  
The troubled debt restructurings described above increased the allowance for loan losses by $0 and resulted in charge-offs of $0 during the three months ending March 31, 2015.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Schedule of Troubled Debt Restructuring, Subsequently Defaulted
The following tables present loans by class modified as troubled debt restructurings for which there was a payment default within twelve months following the modification during the three months ending March 31, 2016 and 2015:
Troubled Debt Restructurings That Subsequently Defaulted:
 
Number of Loans
 
Recorded Investment
March 31, 2016
 
 

 
 

Commercial and Industrial Loans and Leases
 
—

 
$
—

Commercial Real Estate Loans
 
—

 
—

Total
 
—

 
$
—

 
   
The troubled debt restructurings that subsequently defaulted described above resulted in no change to the allowance for loan losses and no charge-offs during the three months ending March 31, 2016.
Troubled Debt Restructurings That Subsequently Defaulted:
 
Number of Loans
 
Recorded Investment
March 31, 2015
 
 

 
 

Commercial and Industrial Loans and Leases
 
—

 
$
—

Commercial Real Estate Loans
 
1

 
95

Total
 
1

 
$
95

   
The troubled debt restructurings that subsequently defaulted described above resulted in no change to the allowance for loan losses and no charge-offs during the three months ending March 31, 2015.
 
 
 
 
 
A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.
 
 
 
 
 
Schedule of Risk Category of Loans
Based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
March 31, 2016
 
Pass
 
Special Mention
 
Substandard
 
Doubtful
 
Total
Commercial and Industrial Loans and Leases
 
$
425,412

 
$
13,772

 
$
10,643

 
$
—

 
$
449,827

Commercial Real Estate Loans
 
763,617

 
36,345

 
14,594

 
—

 
814,556

Agricultural Loans
 
260,237

 
16,920

 
3,009

 
—

 
280,166

Total
 
$
1,449,266

 
$
67,037

 
$
28,246

 
$
—

 
$
1,544,549

Loans Acquired With Deteriorated Credit Quality (Included in the Total Above)
 
$
1,265

 
$
3,347

 
$
8,141

 
$
—

 
$
12,753

Loans Acquired in Current Year (Included in the Total Above)
 
$
201,554

 
$
17,759

 
$
7,289

 
$
—

 
$
226,602


December 31, 2015
 
Pass
 
Special Mention
 
Substandard
 
Doubtful
 
Total
Commercial and Industrial Loans and Leases
 
$
393,270

 
$
13,675

 
$
12,231

 
$
—

 
$
419,176

Commercial Real Estate Loans
 
586,247

 
25,341

 
8,575

 
—

 
620,163

Agricultural Loans
 
242,728

 
5,177

 
1,794

 
—

 
249,699

Total
 
$
1,222,245

 
$
44,193

 
$
22,600

 
$
—

 
$
1,289,038

Loans Acquired With Deteriorated Credit Quality (Included in the Total Above)
 
$
1,572

 
$
3,319

 
$
1,797

 
$
—

 
$
6,688
Schedule of Recorded Investment in Home Equity, Consumer and Residential Mortgage Loans
The following table presents the recorded investment in home equity, consumer and residential mortgage loans based on payment activity as of March 31, 2016 and December 31, 2015:
March 31, 2016
 
Home Equity Loans
 
Consumer Loans
 
Residential Mortgage Loans
Performing
 
$
119,234

 
$
55,001

 
$
206,294

Nonperforming
 
135

 
173

 
1,918

Total
 
$
119,369

 
$
55,174

 
$
208,212

Loans Acquired With Deteriorated Credit Quality
(Included in the Total Above)
 
$
—

 
$
52

 
$
2,546

 
December 31, 2015
 
Home Equity Loans
 
Consumer Loans
 
Residential Mortgage Loans
Performing
 
$
97,963

 
$
50,079

 
$
135,985

Nonperforming
 
204

 
90

 
668

Total
 
$
98,167

 
$
50,169

 
$
136,653

Loans Acquired With Deteriorated Credit Quality
(Included in the Total Above)
 
$
—

 
$
—

 
$
867
Schedule of Carrying Amount of Loans with Deterioration of Credit Quality
The Company has purchased loans, for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The recorded investment of those loans is as follows: 
 
 
March 31, 2016
 
December 31, 2015
 
 
 
 
 
Commercial and Industrial Loans
 
$
1,115

 
$
1,325

Commercial Real Estate Loans
 
10,552

 
5,363

Agricultural Loans
 
1,086

 
—

Home Equity Loans
 
—

 
—

Consumer Loans
 
52

 
—

Residential Mortgage Loans
 
2,546

 
867

Total
 
$
15,351

 
$
7,555

 
 
 

 
 

Carrying Amount, Net of Allowance
 
$
15,351

 
$
7,555

 
Schedule of Accretable Yield, or Income Expected to be Collected
Accretable yield, or income expected to be collected, is as follows:
 
 
2016
 
2015
 
 
 
 
 
Balance at January 1
 
$
1,279

 
$
1,685

New Loans Purchased
 
1,395

 
—

Accretion of Income
 
(61
)
 
(59
)
Reclassifications from Non-accretable Difference
 
—

 
—

Charge-off of Accretable Yield
 
—

 
—

Balance at March 31
 
$
2,613

 
$
1,626

 
 
 
 
 
Schedule of Contractually Required Payments Receivable of Purchased Loans with Deterioration of Credit Quality
Contractually required payments receivable of loans purchased with evidence of credit deterioration during the period ended March 31, 2016 are included in the table below. There were no such loans purchased during the year ended December 31, 2015.
Commercial and Industrial Loans
$
220

Commercial Real Estate Loans
10,612

Agricultural Loans
896

Home Equity Loans
—

Consumer Loans
87

Residential Mortgage Loans
2,279

Total
$
14,094

 
 
Cash Flows Expected to be Collected at Acquisition
$
11,051

Fair Value of Acquired Loans at Acquisition
$
9,656