FHLB Advances and Other Borrowings (Tables)

12 Months Ended

Dec. 31, 2015

Advances from Federal Home Loan Banks [Abstract]

Schedule of Borrowings, Debt and Repurchase Agreements

Information regarding each of these types of borrowings or other indebtedness is as follows:



	December 31,
	2015		2014
Long-term Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities	$	86,403	$	51,444
Term Loans	—		4,000
Junior Subordinated Debentures assumed from American Community Bancorp, Inc.	5,324		5,174
Capital Lease Obligation	3,879		3,973
Long-term Borrowings	95,606		64,591

Overnight Variable Rate Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities	$	104,000	$	89,100
Federal Funds Purchased	55,300		31,400
Repurchase Agreements	18,417		20,973
Short-term Borrowings	177,717		141,473

Total Borrowings	$	273,323	$	206,064

Schedule of Repurchase Agreements

Repurchase agreements, which are classified as secured borrowings, generally mature within one day of the transaction date. Repurchase agreements are reflected at the amount of cash received in connection with the transaction. The Company may be required to provide additional collateral based on the value of the underlying securities.



	2015			2014
Average Daily Balance During the Year	$	16,181		$	16,091
Average Interest Rate During the Year	0.15		%	0.15		%
Maximum Month-end Balance During the Year	$	21,915		$	20,973
Weighted Average Interest Rate at Year-end	0.15		%	0.20		%

Schedule of Principal Payments on Long-Term Borrowings

At December 31, 2015, scheduled principal payments on long-term borrowings, excluding the capitalized lease obligation and acquired subordinated debentures (which are discussed below) are as follows:



2016	$	45
2017	50,749
2018	35,028
2019	30
2020	551
Thereafter	—
Total	$	86,403

Schedule of Issuance of Subordinated Debentures

The following table summarizes the terms of each issuance:

Date of

Issuance

Amount

Carrying

Amount at

December 31, 2015

Variable Rate

Rate as of

December 31, 2015

Rate as of

December 31, 2014

Maturity

Date

ACB Trust I

5/6/2005

$5,155

$3,369

90 day LIBOR + 2.15%

2.76%

2.41%

May, 2035

ACB Trust II

7/15/2005

3,093

1,955

90 day LIBOR + 1.85%

2.23%

2.08%

July, 2035