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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, except Share data, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and Due from Banks $ 44,159 $ 37,370
Federal Funds Sold and Other Short-term Investments 8,991 22,762
Cash and Cash Equivalents 53,150 60,132
Interest-bearing Time Deposits with Banks 100 100
Securities Available-for-Sale, at Fair Value 613,170 606,032
Securities Held-to-Maturity, at Cost (Fair value of $186 and $271 on March 31, 2014 and December 31, 2013, respectively) 184 268
Loans Held-for-Sale, at Fair Value 9,844 9,265
Loans 1,367,184 1,385,212
Less: Unearned Income (2,679) (2,830)
Allowance for Loan Losses (15,484) (14,584)
Loans, Net 1,349,021 1,367,798
Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost 9,004 9,004
Premises, Furniture and Equipment, Net 39,983 40,430
Other Real Estate 770 1,029
Goodwill 20,536 20,536
Intangible Assets 2,980 3,328
Company Owned Life Insurance 31,389 31,178
Accrued Interest Receivable and Other Assets 16,259 14,727
TOTAL ASSETS 2,146,390 2,163,827
LIABILITIES    
Non-interest-bearing Demand Deposits 409,630 400,024
Interest-bearing Demand, Savings, and Money Market Accounts 1,015,711 1,063,098
Time Deposits 342,434 349,034
Total Deposits 1,767,775 1,812,156
FHLB Advances and Other Borrowings 159,991 140,770
Accrued Interest Payable and Other Liabilities 11,883 10,804
TOTAL LIABILITIES 1,939,649 1,963,730
SHAREHOLDERS’ EQUITY    
Preferred Stock, no par value; 500,000 shares authorized, no shares issued 0 0
Common Stock, no par value, $1 stated value; 30,000,000 shares authorized 13,208 13,174
Additional Paid-in Capital 108,171 108,022
Retained Earnings 88,361 84,164
Accumulated Other Comprehensive Loss (2,999) (5,263)
TOTAL SHAREHOLDERS’ EQUITY 206,741 200,097
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY $ 2,146,390 $ 2,163,827
End of period shares issued and outstanding (shares) 13,208,240 13,173,793