Segment Information (Tables)

6 Months Ended

Jun. 30, 2013

The following segment financial information has been derived from the internal financial statements of German American Bancorp, Inc., which are used by management to monitor and manage the financial performance of the Company. The accounting policies of the three segments are the same as those of the Company. The evaluation process for segments does not include holding company income and expense. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the column labeled “Other” below, along with amounts to eliminate transactions between segments.

			Trust and
			Investment
	Core		Advisory						Consolidated
Three Months Ended	Banking		Services		Insurance		Other		Totals
June 30, 2013
Net Interest Income	$	17,004	$	6	$	5	$	(303)	$	16,712
Net Gains on Sales of Loans		809		—		—		—		809
Net Gains on Securities		467		—		—		—		467
Trust and Investment Product Fees		1		813		—		—		814
Insurance Revenues		6		6		1,367		—		1,379
Noncash Items:
Provision for Loan Losses		(200)		—		—		—		(200)
Depreciation and Amortization		973		8		106		38		1,125
Income Tax Expense (Benefit)		3,626		(24)		40		(413)		3,229
Segment Profit (Loss)		6,833		(41)		27		(287)		6,532
Segment Assets at June 30, 2013		2,019,229		11,548		8,395		(28,560)		2,010,612

			Trust and
			Investment
	Core		Advisory						Consolidated
Three Months Ended	Banking		Services		Insurance		Other		Totals
June 30, 2012
Net Interest Income	$	17,163	$	7	$	10	$	(531)	$	16,649
Net Gains on Sales of Loans		676		—		—		—		676
Net Gains on Securities		76		—		—		—		76
Trust and Investment Product Fees		2		663		—		(1)		664
Insurance Revenues		6		9		1,343		—		1,358
Noncash Items:
Provision for Loan Losses		391		—		—		—		391
Depreciation and Amortization		1,095		5		105		38		1,243
Income Tax Expense (Benefit)		2,980		(10)		66		(335)		2,701
Segment Profit (Loss)		6,227		(20)		89		(329)		5,967
Segment Assets at December 31, 2012		2,006,992		11,551		8,333		(20,576)		2,006,300

			Trust and
			Investment
	Core		Advisory						Consolidated
Six Months Ended	Banking		Services		Insurance		Other		Totals
June 30, 2013
Net Interest Income	$	33,768	$	11	$	12	$	(854)	$	32,937
Net Gains on Sales of Loans		1,563		—		—		—		1,563
Net Gains on Securities		1,080		—		—		—		1,080
Trust and Investment Product Fees		4		1,628		—		(1)		1,631
Insurance Revenues		15		19		3,129		—		3,163
Noncash Items:
Provision for Loan Losses		150		—		—		—		150
Depreciation and Amortization		1,923		15		211		75		2,224
Income Tax Expense (Benefit)		6,370		(26)		187		(788)		5,743
Segment Profit (Loss)		12,681		(49)		238		(529)		12,341
Segment Assets at June 30, 2013		2,019,229		11,548		8,395		(28,560)		2,010,612

			Trust and
			Investment
	Core		Advisory						Consolidated
Six Months Ended	Banking		Services		Insurance		Other		Totals
June 30, 2012
Net Interest Income	$	34,304	$	10	$	17	$	(1,070)	$	33,261
Net Gains on Sales of Loans		1,389		—		—		—		1,389
Net Gains on Securities		94		—		—		—		94
Trust and Investment Product Fees		3		1,359		—		(2)		1,360
Insurance Revenues		16		27		2,706		—		2,749
Noncash Items:
Provision for Loan Losses		1,081		—		—		—		1,081
Depreciation and Amortization		2,204		10		210		75		2,499
Income Tax Expense (Benefit)		5,855		(58)		106		(674)		5,229
Segment Profit (Loss)		12,159		(97)		145		(638)		11,569
Segment Assets at December 31, 2012		2,006,992		11,551		8,333		(20,576)		2,006,300

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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