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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 5,809 $ 5,602
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:    
Net Amortization on Securities 939 1,117
Depreciation and Amortization 1,099 1,256
Loans Originated for Sale (51,090) (45,416)
Proceeds from Sales of Loans Held-for-Sale 43,299 54,996
Provision for Loan Losses 350 690
Gain on Sale of Loans, net (754) (713)
Gain on Securities, net (613) (18)
Loss on Sales of Other Real Estate and Repossessed Assets 142 34
Gain on Disposition and Impairment of Premises and Equipment (70) (1)
Increase in Cash Surrender Value of Company Owned Life Insurance (264) (240)
Equity Based Compensation 85 168
Change in Assets and Liabilities:    
Interest Receivable and Other Assets 1,722 3,118
Interest Payable and Other Liabilities (23) (803)
Net Cash from Operating Activities 631 19,790
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from Maturity of Other Short-term Investments 0 995
Proceeds from Maturities, Calls, Redemptions of Securities Available-for-Sale 43,537 30,677
Proceeds from Sales of Securities Available-for-Sale 74,749 42,148
Purchase of Securities Available-for-Sale (119,536) (98,980)
Proceeds from Maturities of Securities Held-to-Maturity 78 344
Purchase of Loans (712) 0
Loans Made to Customers, net of Payments Received 13,158 26,265
Proceeds from Sales of Other Real Estate 308 118
Property and Equipment Expenditures (693) (538)
Proceeds from Sales of Property and Equipment 88 1
Net Cash from Investing Activities 10,977 1,030
CASH FLOWS FROM FINANCING ACTIVITIES    
Change in Deposits 18,982 48,671
Change in Short-term Borrowings (47,274) (15,798)
Advances in Long-term Debt 30,000 0
Repayments of Long-term Debt (31,545) (42)
Issuance of Common Stock 0 4
Dividends Paid (1,896) (1,763)
Net Cash from Financing Activities (31,733) 31,072
Net Change in Cash and Cash Equivalents (20,125) 51,892
Cash and Cash Equivalents at Beginning of Year 49,087 61,103
Cash and Cash Equivalents at End of Period 28,962 112,995
Cash Paid During the Period for    
Interest 2,608 3,617
Income Taxes 4 0
Supplemental Non Cash Disclosures    
Loans Transferred to Other Real Estate 543 781
Reclassification of Loan to Secured Borrowing 2,006 0
Accounts Receivable Transferred to Securities $ (45,803) $ (43,167)