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Consolidated Statements of Income and Comprehensive Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
INTEREST INCOME      
Interest and Fees on Loans $ 61,691 $ 64,445 $ 53,266
Interest on Federal Funds Sold and Other Short-term Investments 91 216 76
Interest and Dividends on Securities:      
Taxable 12,946 13,677 9,812
Non-taxable 2,432 1,823 1,039
TOTAL INTEREST INCOME 77,160 80,161 64,193
INTEREST EXPENSE      
Interest on Deposits 6,958 11,986 10,561
Interest on FHLB Advances and Other Borrowings 3,954 4,194 4,961
TOTAL INTEREST EXPENSE 10,912 16,180 15,522
NET INTEREST INCOME 66,248 63,981 48,671
Provision for Loan Losses 2,412 6,800 5,225
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 63,836 57,181 43,446
NON-INTEREST INCOME      
Trust and Investment Product Fees 2,657 2,145 1,582
Service Charges on Deposit Accounts 4,076 4,154 4,065
Insurance Revenues 5,524 5,819 5,347
Company Owned Life Insurance 974 1,100 806
Interchange Fee Income 1,724 1,501 1,243
Other Operating Income 1,955 1,452 1,740
Net Gains on Sales of Loans 3,234 2,381 2,160
Net Gain on Securities 1,667 3,024 0
TOTAL NON-INTEREST INCOME 21,811 21,576 16,943
NON-INTEREST EXPENSE      
Salaries and Employee Benefits 29,086 27,992 22,070
Occupancy Expense 4,277 4,264 3,492
Furniture and Equipment Expense 2,787 2,934 2,591
FDIC Premiums 1,116 1,473 1,455
Data Processing Fees 1,071 2,092 1,411
Professional Fees 2,247 2,056 2,285
Advertising and Promotion 1,714 1,525 1,255
Intangible Amortization 1,655 1,956 898
Other Operating Expenses 6,970 6,490 5,904
TOTAL NON-INTEREST EXPENSE 50,923 50,782 41,361
Income before Income Taxes 34,724 27,975 19,028
Income Tax Expense 10,669 7,726 5,623
NET INCOME 24,055 20,249 13,405
Other Comprehensive Income (Loss):      
Changes in Unrealized Gain (Loss) on Securities Available-for-Sale, Net (124) 5,677 474
Change in Unrecognized Loss on Postretirement Benefit Obligation, Net (21) (38) (176)
Change in Unrecognized Amounts in Pension, Net (47) 4 (13)
Total Other Comprehensive Income (Loss) (192) 5,643 285
COMPREHENSIVE INCOME $ 23,863 $ 25,892 $ 13,690
Basic Earnings per Share $ 1.91 $ 1.61 $ 1.21
Diluted Earnings per Share $ 1.90 $ 1.61 $ 1.21