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Consolidated Statements of Income and Comprehensive Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
INTEREST INCOME      
Interest and Fees on Loans $ 64,445 $ 53,266 $ 53,905
Interest on Federal Funds Sold and Other Short-term Investments 216 76 106
Interest and Dividends on Securities:      
Taxable 13,677 9,812 8,660
Non-taxable 1,823 1,039 1,065
TOTAL INTEREST INCOME 80,161 64,193 63,736
INTEREST EXPENSE      
Interest on Deposits 11,986 10,561 13,495
Interest on FHLB Advances and Other Borrowings 4,194 4,961 5,728
TOTAL INTEREST EXPENSE 16,180 15,522 19,223
NET INTEREST INCOME 63,981 48,671 44,513
Provision for Loan Losses 6,800 5,225 3,750
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 57,181 43,446 40,763
NON-INTEREST INCOME      
Trust and Investment Product Fees 2,145 1,582 1,617
Service Charges on Deposit Accounts 4,154 4,065 4,395
Insurance Revenues 5,819 5,347 5,296
Company Owned Life Insurance 1,100 806 1,104
Interchange Fee Income 1,501 1,243 969
Other Operating Income 1,452 1,740 1,141
Net Gains on Sales of Loans 2,381 2,160 1,760
Net Gain (Loss) on Securities 3,024   (423)
TOTAL NON-INTEREST INCOME 21,576 16,943 15,859
NON-INTEREST EXPENSE      
Salaries and Employee Benefits 27,992 22,070 21,961
Occupancy Expense 4,264 3,492 3,382
Furniture and Equipment Expense 2,934 2,591 2,653
FDIC Premiums 1,473 1,455 1,863
Data Processing Fees 2,092 1,411 1,368
Professional Fees 2,056 2,285 1,740
Advertising and Promotion 1,525 1,255 993
Supplies 688 755 528
Intangible Amortization 1,956 898 909
Other Operating Expenses 5,802 5,149 4,994
TOTAL NON-INTEREST EXPENSE 50,782 41,361 40,391
Income before Income Taxes 27,975 19,028 16,231
Income Tax Expense 7,726 5,623 4,013
NET INCOME 20,249 13,405 12,218
Other Comprehensive Income:      
Changes in Unrealized Gain (Loss) on Securities Available-for-Sale, net 5,677 474 1,908
Change in Unrecognized Loss on Postretirement Benefit Obligation (38) (176)  
Change in Unrecognized Amounts in Pension 4 (13) (47)
Total Other Comprehensive Income 5,643 285 1,861
COMPREHENSIVE INCOME $ 25,892 $ 13,690 $ 14,079
Basic Earnings per Share $ 1.61 $ 1.21 $ 1.10
Diluted Earnings per Share $ 1.61 $ 1.21 $ 1.10