8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported):

October 1, 2005

German American Bancorp

(Exact Name of Registrant as Specified in Its Charter)

Indiana

(State or Other Jurisdiction of Incorporation)

0-11244 (Commission File Number)	35-1547518 (IRS Employer Identification No.)
711 Main Street Box 810 Jasper, Indiana (Address of Principal Executive Offices)	47546 (Zip Code)

(812) 482-1314

(Registrant’s Telephone Number, Including Area Code)

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to

simultaneously satisfy the filing obligation of the registrant under any of the

following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01. Other Events.

Effective October 1, 2005, German American Bancorp completed its acquisition of PCB Holding Company by merger of PCB into German American. Information regarding this acquisition is included in German American's press release issued October 3, 2005, which is filed as part of this report as Exhibit 99 and incorporated herein by reference.

Item 9.01. Financial Statements And Exhibits.

(c) Exhibits

99 Press Release issued by German American Bancorp on October 3, 2005.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

	GERMAN AMERICAN BANCORP
Date: October 3, 2005	By:  /s/  Mark A. Schroeder Mark A. Schroeder, President

EXHIBIT INDEX

99 Press release issued by German American Bancorp on October 3, 2005.

EX-99

GERMAN AMERICAN BANCORP

NEWS RELEASE

For additional information, contact:

Mark A Schroeder, President/CEO of German American Bancorp

Bradley M. Rust, Senior Vice President/CFO of German American Bancorp

(812) 482-1314

Page 1 of 2

JASPER, INDIANA OCTOBER 3, 2005 GERMAN AMERICAN BANCORP COMPLETES ACQUISITION OF PCB HOLDING COMPANY

German American Bancorp (NASDAQ: GABC) announced that it has completed the previously announced merger transaction with PCB Holding Company, the parent company of Peoples Community Bank of Tell City, Indiana. Concurrently with the merger, Peoples Community Bank merged with and into First State Bank, Southwest Indiana, German American’s Tell City based banking affiliate. These mergers became effective on October 1, 2005.

In connection with this acquisition, German American will issue approximately 257,000 shares of German American’s common stock, and will pay approximately $3.2 million in cash, to PCB's former shareholders, for a total transaction value (based on current market values) of approximately $6.7 million. Each share of PCB was converted in the merger into the right to receive a cash payment of $9 per share and 0.7143 shares of German American common stock.

As of June 30, 2005, Peoples Community Bank had consolidated total assets of approximately $35 million and deposits of approximately $28 million, and operated from two banking locations in Tell City, Indiana.

Mark A. Schroeder, President & Chief Executive Officer of German American stated, “The addition of Peoples Community Bank to our growing family of community banks represents a next step in our continuing efforts to provide a vehicle by which smaller community banks can join forces to become more competitive. As a community-focused financial services holding company, German American is firmly committed to a strategic operating philosophy which focuses on the winning combination of local management decision-making coupled with a full array of financial products and services. I am pleased to welcome the customers, employees, and shareholders of PCB Holding Company to the German American Bancorp family.”

Mr. Schroeder continued, "PCB shareholders who hold certificates directly in their names should receive materials from our transfer agent shortly, instructing them as to how to surrender their certificates in exchange for certificates representing German

GERMAN AMERICAN BANCORP

NEWS RELEASE

For additional information, contact:

Mark A Schroeder, President/CEO of German American Bancorp

Bradley M. Rust, Senior Vice President/CFO of German American Bancorp

(812) 482-1314

Page 2 of 2

American common stock and a check representing their cash payment under the merger agreement."

James G. Tyler, Chairman of PCB, commented, “There is no doubt that this merger will benefit Peoples customers as well as the Tell City and Perry County community. Our philosophy of community banking and service to our customers is consistent with that of First State Bank and the entire German American organization. The merger will provide our customers the same personal, community banking experience, but with the added benefit of access to the resources and cutting edge products of German American."

German American Bancorp is a financial services holding company based in Jasper, Indiana. The Company’s Common Stock is traded on NASDAQ’s National Market System under the symbol GABC. The Company operates five affiliated community banks with 28 retail banking offices in the eight contiguous Southwestern Indiana counties of Daviess, Dubois, Gibson, Knox, Martin, Perry, Pike, and Spencer. The Company also operates German American Financial Advisors & Trust Company, a trust, brokerage and financial planning subsidiary operating from the banking offices of the bank subsidiaries and German American Insurance, Inc., a full-line property and casualty insurance subsidiary with five independent insurance offices throughout its market area. The Company’s lines of business include retail and commercial banking, mortgage banking, comprehensive wealth management, full service brokerage and trust administration, title insurance, and a full range of personal and corporate insurance products.