CONSENT OF INDEPENDENT AUDITORS


We consent to the  incorporation  by reference  in  Registration  Statement  No.
333-81839 of German  American  Bancorp on Form S-8 of our report dated April 13,
2001 incorporated on Form 11-K of the German American Bancorp  Employees' Profit
Sharing Plan for the year ended December 31, 2000.



                                /s/ Crowe, Chizek and Company LLP
                                ------------------------------------------------
                                Crowe, Chizek and Company LLP

South Bend, Indiana
June 25, 2001