EXHIBIT 23.3

                    [Olive Corporate Finance LLC Letterhead]

August 8, 2000


We hereby consent to the use of our firm's name in the Registration Statement on
Form S-4, as filed by German  American  Bancorp with the Securities and Exchange
Commission and the  Prospectus/Proxy  Statement of contained therein relating to
the merger of Holland Bancorp,  Inc., into German American Bancorp,  and consent
to the  references to our fairness  opinion in such  Registration  Statement and
Prospectus/Proxy   Statement.   We   further   consent  to  the  filing  of  the
aforementioned  fairness  opinion  as an  exhibit  to each  of the  Registration
Statement and Prospectus/Proxy Statement.

Sincerely,

/s/ Olive Corporate Finance Llc

OLIVE CORPORATE FINANCE LLC