The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   327,675 927 SH   SOLE   927 0 0
CRH PLC ORD G25508105   570,536 6,152 SH   SOLE   6,152 0 0
LINDE PLC SHS G54950103   268,949 564 SH   SOLE   564 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   427,603 1,100 SH   SOLE   1,100 0 0
ABBOTT LABS COM 002824100   9,608,420 84,277 SH   SOLE   84,262 0 15
ABBOTT LABS COM 002824100   16,303 143 SH   OTR   143 0 0
ABBVIE INC COM 00287Y109   5,399,300 27,341 SH   SOLE   27,337 0 4
ABBVIE INC COM 00287Y109   8,096 41 SH   OTR   41 0 0
ADOBE INC COM 00724F101   846,052 1,634 SH   SOLE   1,634 0 0
ALLSTATE CORP COM 020002101   224,735 1,185 SH   SOLE   1,185 0 0
ALPHABET INC CAP STK CL A 02079K305   33,437,516 201,613 SH   SOLE   201,512 0 101
ALPHABET INC CAP STK CL A 02079K305   59,871 361 SH   OTR   361 0 0
ALTRIA GROUP INC COM 02209S103   202,628 3,970 SH   SOLE   3,970 0 0
AMAZON COM INC COM 023135106   22,024,392 118,201 SH   SOLE   115,084 0 3,117
AMAZON COM INC COM 023135106   37,638 202 SH   OTR   202 0 0
AMERICAN ELEC PWR CO INC COM 025537101   294,359 2,869 SH   SOLE   2,869 0 0
AMERICAN EXPRESS CO COM 025816109   238,384 879 SH   SOLE   879 0 0
AMGEN INC COM 031162100   586,099 1,819 SH   SOLE   1,819 0 0
ELEVANCE HEALTH INC COM 036752103   203,840 392 SH   SOLE   392 0 0
APPLE INC COM 037833100   42,751,539 183,483 SH   SOLE   183,454 0 29
APPLE INC COM 037833100   66,405 285 SH   OTR   285 0 0
APPLIED MATLS INC COM 038222105   202,050 1,000 SH   SOLE   1,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   530,491 1,917 SH   SOLE   1,617 0 300
BANK AMERICA CORP COM 060505104   9,506,296 239,574 SH   SOLE   239,452 0 122
BANK AMERICA CORP COM 060505104   18,133 457 SH   OTR   457 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   484,193 1,052 SH   SOLE   1,052 0 0
BLACKROCK INC COM 09247X101   10,333,517 10,883 SH   SOLE   10,881 0 2
BLACKROCK INC COM 09247X101   18,040 19 SH   OTR   19 0 0
BOEING CO COM 097023105   3,623,873 23,835 SH   SOLE   23,831 0 4
BOEING CO COM 097023105   6,385 42 SH   OTR   42 0 0
BROADCOM INC COM 11135F101   803,850 4,660 SH   SOLE   4,660 0 0
CATERPILLAR INC COM 149123101   12,865,110 32,893 SH   SOLE   32,887 0 6
CATERPILLAR INC COM 149123101   21,902 56 SH   OTR   56 0 0
CHEVRON CORP NEW COM 166764100   498,214 3,383 SH   SOLE   3,383 0 0
CHURCH AND DWIGHT INC COM 171340102   432,074 4,126 SH   SOLE   4,126 0 0
CISCO SYS INC COM 17275R102   5,695,764 107,023 SH   SOLE   107,004 0 19
CISCO SYS INC COM 17275R102   9,632 181 SH   OTR   181 0 0
COCA COLA CO COM 191216100   8,833,462 122,926 SH   SOLE   122,905 0 21
COCA COLA CO COM 191216100   14,731 205 SH   OTR   205 0 0
CONOCOPHILLIPS COM 20825C104   5,673,328 53,888 SH   SOLE   53,878 0 10
CONOCOPHILLIPS COM 20825C104   10,106 96 SH   OTR   96 0 0
CONSTELLATION BRANDS INC CL A 21036P108   280,882 1,090 SH   SOLE   1,090 0 0
COSTCO WHSL CORP NEW COM 22160K105   12,060,218 13,604 SH   SOLE   13,602 0 2
COSTCO WHSL CORP NEW COM 22160K105   19,503 22 SH   OTR   22 0 0
DANAHER CORPORATION COM 235851102   5,158,661 18,555 SH   SOLE   18,552 0 3
DANAHER CORPORATION COM 235851102   8,062 29 SH   OTR   29 0 0
DEERE & CO COM 244199105   683,586 1,638 SH   SOLE   1,638 0 0
DISNEY WALT CO COM DISNEY 254687106   3,641,080 37,853 SH   SOLE   37,846 0 7
DISNEY WALT CO COM DISNEY 254687106   6,540 68 SH   OTR   68 0 0
EXXON MOBIL CORP COM 30231G102   9,203,293 78,513 SH   SOLE   78,499 0 14
EXXON MOBIL CORP COM 30231G102   15,824 135 SH   OTR   135 0 0
META PLATFORMS INC CL A 30303M102   21,080,675 36,826 SH   SOLE   36,819 0 7
META PLATFORMS INC CL A 30303M102   39,498 69 SH   OTR   69 0 0
FEDEX CORP COM 31428X106   7,127,448 26,043 SH   SOLE   26,038 0 5
FEDEX CORP COM 31428X106   13,136 48 SH   OTR   48 0 0
FIRST TRUST LRGCP GWT ALPHAD COM 33735K108   262,880 2,000 SH   SOLE   2,000 0 0
FORTUNE BRANDS INNOVATIONS I COM 34964C106   205,919 2,300 SH   SOLE   2,300 0 0
GENERAL MTRS CO COM 37045V100   5,571,325 124,249 SH   SOLE   124,224 0 25
GENERAL MTRS CO COM 37045V100   11,030 246 SH   OTR   246 0 0
GERMAN AMERN BANCORP INC COM 373865104   19,918,197 514,018 SH   SOLE   0 0 514,018
GOLDMAN SACHS GROUP INC COM 38414G104   591,656 1,195 SH   SOLE   1,195 0 0
HOME DEPOT INC COM 437076102   1,318,115 3,253 SH   SOLE   3,239 0 14
HONEYWELL INTL INC COM 438516106   6,394,780 30,936 SH   SOLE   30,931 0 5
HONEYWELL INTL INC COM 438516106   10,748 52 SH   OTR   52 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,721,910 3,528 SH   SOLE   3,528 0 0
ISHARES TR CORE S&P TTL STK 464287150   726,083 5,780 SH   SOLE   5,780 0 0
ISHARES TR CORE S&P500 ETF 464287200   30,798,727 53,394 SH   SOLE   53,394 0 0
ISHARES TR CORE US AGGBD ET 464287226   459,968 4,542 SH   SOLE   4,542 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,051,730 12,576 SH   SOLE   12,576 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   299,281 2,263 SH   SOLE   2,263 0 0
ISHARES TR RUS MID CAP ETF 464287499   80,625,712 914,746 SH   SOLE   914,581 0 165
ISHARES TR RUS MID CAP ETF 464287499   162,001 1,838 SH   OTR   1,838 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,921,401 15,392 SH   SOLE   15,392 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   463,594 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   268,413 1,609 SH   SOLE   1,609 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   45,624,166 206,547 SH   SOLE   206,509 0 38
ISHARES TR RUSSELL 2000 ETF 464287655   92,552 419 SH   OTR   419 0 0
ISHARES TR CORE S&P US VLU 464287663   509,534 5,336 SH   SOLE   5,336 0 0
ISHARES TR SHRT NATG MUN ETF 464288158   2,941,675 27,702 SH   SOLE   27,252 0 450
ISHARES TR MSCI ACWI EX US 464288240   87,753,679 1,533,619 SH   SOLE   1,533,328 0 291
ISHARES TR MSCI ACWI EX US 464288240   185,621 3,244 SH   OTR   3,244 0 0
ISHARES TR NATIONAL MUN ETF 464288414   10,556,120 97,175 SH   SOLE   96,132 0 1,043
ISHARES TR GOV/CRED BD ETF 464288596   420,629 3,937 SH   SOLE   3,937 0 0
ISHARES TR INTRM GOV CR ETF 464288612   85,793,954 801,064 SH   SOLE   801,064 0 0
ISHARES TR INTRM GOV CR ETF 464288612   123,593 1,154 SH   OTR   1,154 0 0
JPMORGAN CHASE & CO COM 46625H100   18,226,738 86,440 SH   SOLE   86,425 0 15
JPMORGAN CHASE & CO COM 46625H100   31,418 149 SH   OTR   149 0 0
JOHNSON & JOHNSON COM 478160104   8,134,601 50,195 SH   SOLE   50,187 0 8
JOHNSON & JOHNSON COM 478160104   12,964 80 SH   OTR   80 0 0
LENNAR CORP CL A 526057104   6,024,482 32,134 SH   SOLE   32,128 0 6
LENNAR CORP CL A 526057104   10,498 56 SH   OTR   56 0 0
ELI LILLY & CO COM 532457108   2,023,486 2,284 SH   SOLE   2,221 0 63
MARSH & MCLENNAN COS INC COM 571748102   300,279 1,346 SH   SOLE   1,346 0 0
MASTERCARD INCORPORATED CL A 57636Q104   17,379,291 35,195 SH   SOLE   35,188 0 7
MASTERCARD INCORPORATED CL A 57636Q104   31,603 64 SH   OTR   64 0 0
MCDONALDS CORP COM 580135101   500,918 1,645 SH   SOLE   1,645 0 0
MERCK & CO INC COM 58933Y105   205,884 1,813 SH   SOLE   1,608 0 205
MICROSOFT CORP COM 594918104   44,609,201 103,670 SH   SOLE   102,328 0 1,342
MICROSOFT CORP COM 594918104   74,011 172 SH   OTR   172 0 0
MICRON TECHNOLOGY INC COM 595112103   10,041,202 96,820 SH   SOLE   96,802 0 18
MICRON TECHNOLOGY INC COM 595112103   18,045 174 SH   OTR   174 0 0
MONDELEZ CL A 609207105   216,589 2,940 SH   SOLE   2,940 0 0
MORGAN STANLEY COM NEW 617446448   8,056,188 77,285 SH   SOLE   77,271 0 14
MORGAN STANLEY COM NEW 617446448   14,072 135 SH   OTR   135 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   245,497 546 SH   SOLE   546 0 0
NEXTERA ENERGY INC COM 65339F101   573,451 6,784 SH   SOLE   6,784 0 0
NIKE INC CL B 654106103   6,134,429 69,394 SH   SOLE   69,381 0 13
NIKE INC CL B 654106103   10,873 123 SH   OTR   123 0 0
NVIDIA CORPORATION COM 67066G104   31,065,566 255,810 SH   SOLE   255,764 0 46
NVIDIA CORPORATION COM 67066G104   54,283 447 SH   OTR   447 0 0
ORACLE CORP COM 68389X105   17,387,786 102,041 SH   SOLE   102,023 0 18
ORACLE CORP COM 68389X105   29,990 176 SH   OTR   176 0 0
PNC FINL SVCS GROUP INC COM 693475105   277,275 1,500 SH   SOLE   1,500 0 0
PEPSICO INC COM 713448108   587,522 3,455 SH   SOLE   3,455 0 0
PFIZER INC COM 717081103   4,085,633 141,176 SH   SOLE   141,149 0 27
PFIZER INC COM 717081103   7,495 259 SH   OTR   259 0 0
PHILIP MORRIS INTL INC COM 718172109   446,994 3,682 SH   SOLE   3,682 0 0
PHILLIPS 66 COM 718546104   3,707,941 28,208 SH   SOLE   28,203 0 5
PHILLIPS 66 COM 718546104   6,441 49 SH   OTR   49 0 0
PROCTER & GAMBLE CO COM 742718109   11,596,952 66,957 SH   SOLE   66,946 0 11
PROCTER & GAMBLE CO COM 742718109   18,532 107 SH   OTR   107 0 0
QUALCOMM INC COM 747525103   292,315 1,719 SH   SOLE   1,285 0 434
RTX CORPORATION COM 75513E101   3,549,018 29,292 SH   SOLE   29,287 0 5
RTX CORPORATION COM 75513E101   6,058 50 SH   OTR   50 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   26,804,104 46,716 SH   SOLE   46,716 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   130,243 227 SH   OTR   227 0 0
SPDR GOLD TR GOLD SHS 78463V107   412,472 1,697 SH   SOLE   179 0 1,518
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   277,030 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,181,374 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   758,980 22,515 SH   SOLE   22,515 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   737,381 10,525 SH   SOLE   10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   224,315 2,823 SH   SOLE   2,823 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   707,876 1,242 SH   SOLE   1,242 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   4,223,660 43,823 SH   SOLE   43,815 0 8
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   7,421 77 SH   OTR   77 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   624,089 4,052 SH   SOLE   4,052 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   7,034,333 84,751 SH   SOLE   84,735 0 16
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   13,031 157 SH   OTR   157 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   9,876,237 49,290 SH   SOLE   49,282 0 8
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   15,628 78 SH   OTR   78 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,306,857 26,274 SH   SOLE   26,269 0 5
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,038 46 SH   OTR   46 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,165,675 25,721 SH   SOLE   25,721 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   300,812 2,221 SH   SOLE   2,221 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,593,639 7,059 SH   SOLE   7,059 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,821,198 20,146 SH   SOLE   20,146 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   12,386,724 153,339 SH   SOLE   153,311 0 28
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   21,891 271 SH   OTR   271 0 0
STOCK YDS BANCORP INC COM 861025104   230,912 3,725 SH   SOLE   3,725 0 0
STRYKER CORPORATION COM 863667101   273,835 758 SH   SOLE   758 0 0
SYNOPSIS INC COM 871607107   5,265,949 10,399 SH   SOLE   10,397 0 2
SYNOPSIS INC COM 871607107   10,127 20 SH   OTR   20 0 0
TJX COS INC NEW COM 872540109   742,500 6,317 SH   SOLE   6,317 0 0
TESLA INC COM 88160R101   302,444 1,156 SH   SOLE   486 0 670
TEXAS INSTRS INC COM 882508104   582,320 2,819 SH   SOLE   2,819 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   6,291,475 10,171 SH   SOLE   10,169 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   10,515 17 SH   OTR   17 0 0
3M CO COM 88579Y101   414,064 3,029 SH   SOLE   3,029 0 0
US BANCORP DEL COM NEW 902973304   263,770 5,768 SH   SOLE   5,768 0 0
UNITEDHEALTH GROUP INC COM 91324P102   19,911,862 34,056 SH   SOLE   34,050 0 6
UNITEDHEALTH GROUP INC COM 91324P102   34,496 59 SH   OTR   59 0 0
VANGUARD WORLD FD COM 921910816   206,691 642 SH   SOLE   642 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   442,473 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,092,312 24,121 SH   SOLE   24,121 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   3,427,552 40,926 SH   SOLE   40,926 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   293,623 3,014 SH   SOLE   3,014 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,228,392 4,656 SH   SOLE   4,656 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   705,663 1,838 SH   SOLE   1,838 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   554,958 3,179 SH   SOLE   3,179 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   684,113 2,884 SH   SOLE   2,884 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   376,660 8,387 SH   SOLE   371 0 8,016
VISA INC COM CL A 92826C839   1,725,586 6,276 SH   SOLE   6,276 0 0
WALMART INC COM 931142103   445,497 5,517 SH   SOLE   5,433 0 84
WASTE MGMT INC DEL COM 94106L109   228,775 1,102 SH   SOLE   1,102 0 0
ZOESTIS INC CL A 98978V103   4,104,738 21,009 SH   SOLE   21,005 0 4
ZOESTIS INC CL A 98978V103   7,229 37 SH   OTR   37 0 0