The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   271,742 784 SH   SOLE   784 0 0
CRH PLC ORD G25508105   531,706 6,164 SH   SOLE   6,164 0 0
LINDE PLC SHS G54950103   214,051 461 SH   SOLE   461 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   330,220 1,100 SH   SOLE   1,100 0 0
ABBOTT LABS COM 002824100   8,601,561 75,678 SH   SOLE   75,664 0 14
ABBOTT LABS COM 002824100   14,775 130 SH   OTR   130 0 0
ABBVIE INC COM 00287Y109   4,366,211 23,977 SH   SOLE   23,973 0 4
ABBVIE INC COM 00287Y109   6,737 37 SH   OTR   37 0 0
ADOBE INC COM 00724F101   852,269 1,689 SH   SOLE   1,689 0 0
ADVANCED MICRO DEVICES INC COM 007903107   200,885 1,113 SH   SOLE   350 0 763
ALPHABET INC CAP STK CL A 02079K305   27,622,152 183,013 SH   SOLE   182,877 0 136
ALPHABET INC CAP STK CL A 02079K305   49,354 327 SH   OTR   327 0 0
AMAZON COM INC COM 023135106   19,466,068 107,917 SH   SOLE   104,277 0 3,640
AMAZON COM INC COM 023135106   33,189 184 SH   OTR   184 0 0
AMERICAN ELEC PWR CO INC COM 025537101   219,296 2,547 SH   SOLE   2,547 0 0
AMGEN INC COM 031162100   497,275 1,749 SH   SOLE   1,749 0 0
APPLE INC COM 037833100   28,632,530 166,973 SH   SOLE   166,945 0 28
APPLE INC COM 037833100   44,241 258 SH   OTR   258 0 0
APPLIED MATLS INC COM 038222105   206,230 1,000 SH   SOLE   1,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   491,238 1,967 SH   SOLE   1,617 0 350
BANK AMERICA CORP COM 060505104   7,914,776 208,723 SH   SOLE   208,603 0 120
BANK AMERICA CORP COM 060505104   15,736 415 SH   OTR   415 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   401,596 955 SH   SOLE   955 0 0
BLACKROCK INC COM 09247X101   8,180,264 9,812 SH   SOLE   9,810 0 2
BLACKROCK INC COM 09247X101   14,172 17 SH   OTR   17 0 0
BOEING CO COM 097023105   4,222,428 21,879 SH   SOLE   21,875 0 4
BOEING CO COM 097023105   7,526 39 SH   OTR   39 0 0
BROADCOM INC COM 11135F101   467,869 353 SH   SOLE   353 0 0
CVS HEALTH CORP COM 126650100   4,364,706 54,723 SH   SOLE   54,712 0 11
CVS HEALTH CORP COM 126650100   7,976 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101   10,981,540 29,969 SH   SOLE   29,963 0 6
CATERPILLAR INC COM 149123101   18,687 51 SH   OTR   51 0 0
CHEVRON CORP NEW COM 166764100   313,113 1,985 SH   SOLE   1,985 0 0
CHURCH AND DWIGHT INC COM 171340102   443,421 4,251 SH   SOLE   4,251 0 0
CISCO SYS INC COM 17275R102   4,830,389 96,782 SH   SOLE   96,764 0 18
CISCO SYS INC COM 17275R102   8,185 164 SH   OTR   164 0 0
COCA COLA CO COM 191216100   6,804,745 111,225 SH   SOLE   111,205 0 20
COCA COLA CO COM 191216100   11,440 187 SH   OTR   187 0 0
CONOCOPHILLIPS COM 20825C104   6,275,667 49,306 SH   SOLE   49,297 0 9
CONOCOPHILLIPS COM 20825C104   11,073 87 SH   OTR   87 0 0
CONSTELLATION BRANDS INC CL A 21036P108   274,205 1,009 SH   SOLE   1,009 0 0
COSTCO WHSL CORP NEW COM 22160K105   9,115,382 12,442 SH   SOLE   12,440 0 2
COSTCO WHSL CORP NEW COM 22160K105   14,652 20 SH   OTR   20 0 0
DANAHER CORPORATION COM 235851102   4,177,565 16,729 SH   SOLE   16,726 0 3
DANAHER CORPORATION COM 235851102   6,742 27 SH   OTR   27 0 0
DEERE & CO COM 244199105   679,774 1,655 SH   SOLE   1,655 0 0
DISNEY WALT CO COM DISNEY 254687106   4,043,141 33,043 SH   SOLE   33,036 0 7
DISNEY WALT CO COM DISNEY 254687106   7,586 62 SH   OTR   62 0 0
EXXON MOBIL CORP COM 30231G102   8,212,588 70,652 SH   SOLE   70,639 0 13
EXXON MOBIL CORP COM 30231G102   14,181 122 SH   OTR   122 0 0
META PLATFORMS INC CL A 30303M102   15,792,032 32,522 SH   SOLE   32,515 0 7
META PLATFORMS INC CL A 30303M102   30,105 62 SH   OTR   62 0 0
FEDEX CORP COM 31428X106   6,865,099 23,694 SH   SOLE   23,689 0 5
FEDEX CORP COM 31428X106   12,748 44 SH   OTR   44 0 0
FIRST TRUST LRGCP GWT ALPHAD COM 33735K108   246,560 2,000 SH   SOLE   2,000 0 0
GENERAL MTRS CO COM 37045V100   4,849,910 106,944 SH   SOLE   106,920 0 24
GENERAL MTRS CO COM 37045V100   10,067 222 SH   OTR   222 0 0
GERMAN AMERN BANCORP INC COM 373865104   6,665,463 192,421 SH   SOLE   0 0 192,421
GOLDMAN SACHS GROUP INC COM 38414G104   499,139 1,195 SH   SOLE   1,195 0 0
HOME DEPOT INC COM 437076102   1,209,874 3,154 SH   SOLE   3,140 0 14
HONEYWELL INTL INC COM 438516106   5,549,754 27,039 SH   SOLE   27,034 0 5
HONEYWELL INTL INC COM 438516106   9,852 48 SH   OTR   48 0 0
INTEL CORP COM 458140100   243,288 5,508 SH   SOLE   5,508 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,280,524 2,884 SH   SOLE   2,884 0 0
ISHARES TR CORE S&P TTL STK 464287150   666,434 5,780 SH   SOLE   5,780 0 0
ISHARES TR CORE S&P500 ETF 464287200   976,280 1,857 SH   SOLE   1,857 0 0
ISHARES TR CORE US AGGBD ET 464287226   444,843 4,542 SH   SOLE   4,542 0 0
ISHARES TR MSCI EAFE ETF 464287465   862,567 10,801 SH   SOLE   10,801 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   5,933,623 47,344 SH   SOLE   47,333 0 11
ISHARES TR RUS MDCP VAL ETF 464287473   12,658 101 SH   OTR   101 0 0
ISHARES TR RUS MID CAP ETF 464287499   69,312,948 824,271 SH   SOLE   824,096 0 175
ISHARES TR RUS MID CAP ETF 464287499   143,709 1,709 SH   OTR   1,709 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   34,734,444 193,928 SH   SOLE   193,882 0 46
ISHARES TR RUS 1000 VAL ETF 464287598   72,002 402 SH   OTR   402 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   416,256 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   3,503,189 22,059 SH   SOLE   22,054 0 5
ISHARES TR RUS 2000 VAL ETF 464287630   7,146 45 SH   OTR   45 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   38,933,049 185,131 SH   SOLE   185,091 0 40
ISHARES TR RUSSELL 2000 ETF 464287655   82,227 391 SH   OTR   391 0 0
ISHARES TR CORE S&P US VLU 464287663   482,587 5,336 SH   SOLE   5,336 0 0
ISHARES TR SHRT NATG MUN ETF 464288158   2,442,094 23,318 SH   SOLE   22,898 0 420
ISHARES TR MSCI ACWI EX US 464288240   77,582,290 1,453,124 SH   SOLE   1,452,787 0 337
ISHARES TR MSCI ACWI EX US 464288240   168,338 3,153 SH   OTR   3,153 0 0
ISHARES TR NATIONAL MUN ETF 464288414   9,536,480 88,629 SH   SOLE   87,661 0 968
ISHARES TR GOV/CRED BD ETF 464288596   228,508 2,207 SH   SOLE   2,207 0 0
ISHARES TR INTRM GOV CR ETF 464288612   77,280,015 743,220 SH   SOLE   743,072 0 148
ISHARES TR INTRM GOV CR ETF 464288612   85,159 819 SH   OTR   819 0 0
JPMORGAN CHASE & CO COM 46625H100   15,669,268 78,229 SH   SOLE   78,214 0 15
JPMORGAN CHASE & CO COM 46625H100   27,040 135 SH   OTR   135 0 0
JOHNSON & JOHNSON COM 478160104   7,169,645 45,323 SH   SOLE   45,315 0 8
JOHNSON & JOHNSON COM 478160104   11,706 74 SH   OTR   74 0 0
LENNAR CORP CL A 526057104   5,106,086 29,690 SH   SOLE   29,684 0 6
LENNAR CORP CL A 526057104   8,770 51 SH   OTR   51 0 0
ELI LILLY & CO COM 532457108   1,671,058 2,148 SH   SOLE   2,085 0 63
MASTERCARD INCORPORATED CL A 57636Q104   15,482,475 32,150 SH   SOLE   32,144 0 6
MASTERCARD INCORPORATED CL A 57636Q104   27,931 58 SH   OTR   58 0 0
MCDONALDS CORP COM 580135101   431,383 1,530 SH   SOLE   1,530 0 0
MICROSOFT CORP COM 594918104   40,000,795 95,077 SH   SOLE   93,736 0 1,341
MICROSOFT CORP COM 594918104   65,632 156 SH   OTR   156 0 0
MICRON TECHNOLOGY INC COM 595112103   10,459,436 88,722 SH   SOLE   88,705 0 17
MICRON TECHNOLOGY INC COM 595112103   18,744 159 SH   OTR   159 0 0
MORGAN STANLEY COM NEW 617446448   6,612,480 70,226 SH   SOLE   70,213 0 13
MORGAN STANLEY COM NEW 617446448   11,487 122 SH   OTR   122 0 0
NEXTERA ENERGY INC COM 65339F101   266,121 4,164 SH   SOLE   4,164 0 0
NIKE INC CL B 654106103   5,852,886 62,278 SH   SOLE   62,266 0 12
NIKE INC CL B 654106103   10,525 112 SH   OTR   112 0 0
NVIDIA CORPORATION COM 67066G104   21,276,127 23,547 SH   SOLE   23,543 0 4
NVIDIA CORPORATION COM 67066G104   37,045 41 SH   OTR   41 0 0
ORACLE CORP COM 68389X105   11,728,080 93,369 SH   SOLE   93,351 0 18
ORACLE CORP COM 68389X105   20,223 161 SH   OTR   161 0 0
PNC FINL SVCS GROUP INC COM 693475105   316,089 1,956 SH   SOLE   1,956 0 0
PEPSICO INC COM 713448108   436,474 2,494 SH   SOLE   2,494 0 0
PFIZER INC COM 717081103   3,470,082 125,048 SH   SOLE   125,022 0 26
PFIZER INC COM 717081103   6,549 236 SH   OTR   236 0 0
PHILIP MORRIS INTL INC COM 718172109   315,447 3,443 SH   SOLE   3,443 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   216,188 6,027 SH   SOLE   6,027 0 0
PHILLIPS 66 COM 718546104   4,208,291 25,764 SH   SOLE   25,759 0 5
PHILLIPS 66 COM 718546104   7,186 44 SH   OTR   44 0 0
PROCTER & GAMBLE CO COM 742718109   9,936,352 61,241 SH   SOLE   61,230 0 11
PROCTER & GAMBLE CO COM 742718109   15,738 97 SH   OTR   97 0 0
QUALCOMM INC COM 747525103   301,015 1,778 SH   SOLE   1,344 0 434
RTX CORPORATION COM 75513E101   2,584,349 26,498 SH   SOLE   26,493 0 5
RTX CORPORATION COM 75513E101   4,388 45 SH   OTR   45 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   48,982,670 93,644 SH   SOLE   93,626 0 18
SPDR S&P 500 ETF TR TR UNIT 78462F103   143,844 275 SH   OTR   275 0 0
SPDR GOLD TR GOLD SHS 78463V107   477,270 2,320 SH   SOLE   0 0 2,320
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   242,871 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,127,275 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   675,178 10,525 SH   SOLE   10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   214,548 2,823 SH   SOLE   2,823 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   635,759 1,142 SH   SOLE   1,142 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   3,688,383 39,707 SH   SOLE   39,699 0 8
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   6,409 69 SH   OTR   69 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   645,875 4,372 SH   SOLE   4,372 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   5,936,990 77,750 SH   SOLE   77,734 0 16
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   11,148 146 SH   OTR   146 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   8,603,477 46,786 SH   SOLE   46,777 0 9
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   13,423 73 SH   OTR   73 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,331,360 24,694 SH   SOLE   24,690 0 4
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,965 42 SH   OTR   42 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,155,983 27,445 SH   SOLE   27,445 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   440,104 3,494 SH   SOLE   3,494 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,375,415 6,604 SH   SOLE   6,604 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,830,327 22,414 SH   SOLE   22,414 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   9,170,451 139,687 SH   SOLE   139,661 0 26
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   16,215 247 SH   OTR   247 0 0
STRYKER CORPORATION COM 863667101   230,826 645 SH   SOLE   645 0 0
SYNOPSIS INC COM 871607107   4,998,339 8,746 SH   SOLE   8,744 0 2
SYNOPSIS INC COM 871607107   10,287 18 SH   OTR   18 0 0
TJX COS INC NEW COM 872540109   650,913 6,418 SH   SOLE   6,418 0 0
TESLA INC COM 88160R101   215,342 1,225 SH   SOLE   555 0 670
TEXAS INSTRS INC COM 882508104   357,653 2,053 SH   SOLE   2,053 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   5,238,445 9,013 SH   SOLE   9,011 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   8,718 15 SH   OTR   15 0 0
3M CO COM 88579Y101   289,465 2,729 SH   SOLE   2,729 0 0
US BANCORP DEL COM NEW 902973304   244,330 5,466 SH   SOLE   5,466 0 0
UNITED PARCEL SERVICE INC CL B 911312106   208,082 1,400 SH   SOLE   1,400 0 0
UNITEDHEALTH GROUP INC COM 91324P102   15,537,537 31,408 SH   SOLE   31,402 0 6
UNITEDHEALTH GROUP INC COM 91324P102   26,713 54 SH   OTR   54 0 0
VANGUARD BALANCED INDEX FD I SHORT TRM BOND 921937827   431,115 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,882,102 23,821 SH   SOLE   23,821 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   2,316,353 28,771 SH   SOLE   28,771 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   268,866 3,109 SH   SOLE   3,109 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   747,331 2,991 SH   SOLE   2,991 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   632,639 1,838 SH   SOLE   1,838 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   485,159 2,979 SH   SOLE   2,979 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   436,606 1,910 SH   SOLE   1,910 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   336,351 8,016 SH   SOLE   0 0 8,016
VISA INC COM CL A 92826C839   1,652,990 5,923 SH   SOLE   5,923 0 0
WALMART INC COM 931142103   302,354 5,025 SH   SOLE   4,941 0 84