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Revenue Recognition
 6 Months Ended
Jun. 30, 2023
Revenue from Contract with Customer [Abstract]  
Revenue Recognition Revenue Recognition
The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of FASB ASU No. 2014-09, "Revenue from Contracts with Customers (Topic 606)", for the three and six months ended June 30, 2023 and 2022. Wealth management fees are included in the wealth management services segment while insurance revenues are included in the insurance segment. All other revenue streams are primarily included in the banking segment.
Three Months Ended
June 30,
Non-interest Income20232022
In-Scope of Topic 606:
Wealth Management Fees$2,912 $2,642 
Service Charges on Deposit Accounts2,883 2,871 
Insurance Revenues2,130 2,254 
Interchange Fee Income4,412 4,167 
Other Operating Income823 820 
Non-interest Income (in-scope of Topic 606)13,160 12,754 
Non-interest Income (out-of-scope of Topic 606)1,736 2,426 
Total Non-interest Income$14,896 $15,180 
Six Months Ended
June 30,
Non-interest Income20232022
In-Scope of Topic 606:
Wealth Management Fees$5,556 $5,280 
Service Charges on Deposit Accounts5,671 5,554 
Insurance Revenues5,265 5,975 
Interchange Fee Income8,611 7,794 
Other Operating Income1,576 1,578 
Non-interest Income (in-scope of Topic 606)26,679 26,181 
Non-interest Income (out-of-scope of Topic 606)3,184 5,187 
Total Non-interest Income$29,863 $31,368 

A description of the Company’s revenue streams accounted for under Topic 606 follows:

Service Charges on Deposit Accounts: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as stop payment charges and statement rendering, are recognized at the time the transaction is executed (the point in time the Company fills the customer's request). Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs.

Interchange Fee Income: The Company earns interchange fees from debit/credit cardholder transactions conducted through various payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder.

Wealth Management Fees: The Company earns wealth management fees from its contracts with trust and brokerage customers to manage assets for investment and/or to transact their accounts. These fees are primarily earned over time as the Company provides the contracted monthly or quarterly services and are generally assessed based on the market value of assets under management at month-end. Fees that are transaction based, including trade execution services, are recognized at the point in time that the transaction is executed (trade date).

Insurance Revenues: The Company earns insurance revenue from commissions derived from the sale of personal and corporate property and casualty insurance products. These commissions are primarily earned over time as the Company provides the contracted insurance product to customers.