The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 212 765 SH   SOLE   765 0 0
ABBOTT LABS COM 002824100 7,346 67,608 SH   SOLE   67,412 0 196
ABBOTT LABS COM 002824100 15 137 SH   OTR   137 0 0
ABBVIE INC COM 00287Y109 3,311 21,615 SH   SOLE   21,560 0 55
ABBVIE INC COM 00287Y109 6 38 SH   OTR   38 0 0
ACTIVISION BLIZZARD INC COM 00507V109 3,681 47,282 SH   SOLE   47,142 0 140
ACTIVISION BLIZZARD INC COM 00507V109 8 98 SH   OTR   98 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 400 1,092 SH   SOLE   1,092 0 0
ALPHABET INC CAP STK CL C 02079K107 232 106 SH   SOLE   106 0 0
ALPHABET INC CAP STK CL A 02079K305 18,992 8,715 SH   SOLE   8,685 0 30
ALPHABET INC CAP STK CL A 02079K305 37 17 SH   OTR   17 0 0
AMAZON COM INC COM 023135106 10,084 94,943 SH   SOLE   90,118 0 4,825
AMAZON COM INC COM 023135106 20 187 SH   OTR   187 0 0
AMERICAN ELEC PWR CO INC COM 025537101 244 2,547 SH   SOLE   2,547 0 0
AMGEN INC COM 031162100 470 1,932 SH   SOLE   1,932 0 0
APPLE INC COM 037833100 28,197 206,236 SH   SOLE   205,693 0 543
APPLE INC COM 037833100 52 381 SH   OTR   381 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 306 1,457 SH   SOLE   1,057 0 400
BK OF AMERICA CORP COM 060505104 4,496 144,441 SH   SOLE   143,762 0 679
BK OF AMERICA CORP COM 060505104 14 440 SH   OTR   440 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 378 1,385 SH   SOLE   1,385 0 0
BLACKROCK INC COM 09247X101 5,330 8,751 SH   SOLE   8,725 0 26
BLACKROCK INC COM 09247X101 11 18 SH   OTR   18 0 0
BOEING CO COM 097023105 2,069 15,130 SH   SOLE   15,074 0 56
BOEING CO COM 097023105 5 39 SH   OTR   39 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 236 3,062 SH   SOLE   2,862 0 200
CVS HEALTH CORP COM 126650100 5,054 54,548 SH   SOLE   54,398 0 150
CVS HEALTH CORP COM 126650100 10 105 SH   OTR   105 0 0
CATERPILLAR INC COM 149123101 3,288 18,395 SH   SOLE   18,311 0 84
CATERPILLAR INC COM 149123101 10 54 SH   OTR   54 0 0
CHURCH AND DWIGHT INC COM 171340102 283 3,051 SH   SOLE   3,051 0 0
CISCO SYS INC COM 17275R102 3,600 84,418 SH   SOLE   84,178 0 240
CISCO SYS INC COM 17275R102 8 176 SH   OTR   176 0 0
CITIGROUP INC COM NEW 172967424 3,060 66,539 SH   SOLE   66,274 0 265
CITIGROUP INC COM NEW 172967424 9 185 SH   OTR   185 0 0
COCA COLA CO COM 191216100 6,793 107,976 SH   SOLE   107,692 0 284
COCA COLA CO COM 191216100 12 198 SH   OTR   198 0 0
CONOCOPHILLIPS COM 20825C104 4,316 48,055 SH   SOLE   47,923 0 132
CONOCOPHILLIPS COM 20825C104 8 92 SH   OTR   92 0 0
CONSTELLATION BRANDS INC CL A 21036P108 233 1,000 SH   SOLE   1,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,362 11,188 SH   SOLE   11,158 0 30
COSTCO WHSL CORP NEW COM 22160K105 10 21 SH   OTR   21 0 0
DANAHER CORPORATION COM 235851102 4,024 15,872 SH   SOLE   15,834 0 38
DANAHER CORPORATION COM 235851102 7 26 SH   OTR   26 0 0
DEERE & CO COM 244199105 377 1,258 SH   SOLE   1,258 0 0
DISNEY WALT CO COM DISNEY 254687106 2,311 24,477 SH   SOLE   24,383 0 94
DISNEY WALT CO COM DISNEY 254687106 6 66 SH   OTR   66 0 0
EXXON MOBIL CORP COM 30231G102 5,798 67,702 SH   SOLE   67,514 0 188
EXXON MOBIL CORP COM 30231G102 11 131 SH   OTR   131 0 0
META PLATFORMS INC CL A 30303M102 4,478 27,773 SH   SOLE   27,677 0 96
META PLATFORMS INC CL A 30303M102 11 67 SH   OTR   67 0 0
FEDEX CORP COM 31428X106 3,638 16,047 SH   SOLE   15,976 0 71
FEDEX CORP COM 31428X106 10 46 SH   OTR   46 0 0
FORD MTR CO DEL COM 345370860 269 24,125 SH   SOLE   24,125 0 0
GENERAL MTRS CO COM 37045V100 1,885 59,343 SH   SOLE   59,036 0 307
GENERAL MTRS CO COM 37045V100 7 214 SH   OTR   214 0 0
GERMAN AMER BANCORP COM 373865104 6,426 188,019 SH   SOLE   124 0 187,895
GOLDMAN SACHS GROUP INC COM 38414G104 297 1,000 SH   SOLE   1,000 0 0
HOME DEPOT INC COM 437076102 1,137 4,147 SH   SOLE   4,133 0 14
HONEYWELL INTL INC COM 438516106 4,075 23,444 SH   SOLE   23,373 0 71
HONEYWELL INTL INC COM 438516106 9 50 SH   OTR   50 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 813 2,899 SH   SOLE   2,899 0 0
ISHARES TR CORE S&P500 ETF 464287200 668 1,762 SH   SOLE   1,762 0 0
ISHARES TR MSCI EAFE ETF 464287465 511 8,177 SH   SOLE   8,177 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 2,858 28,138 SH   SOLE   28,006 0 132
ISHARES TR RUS MDCP VAL ETF 464287473 10 100 SH   OTR   100 0 0
ISHARES TR RUS MID CAP ETF 464287499 47,050 727,652 SH   SOLE   725,578 0 2,074
ISHARES TR RUS MID CAP ETF 464287499 110 1,703 SH   OTR   1,703 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 17,447 120,352 SH   SOLE   119,791 0 561
ISHARES TR RUS 1000 VAL ETF 464287598 61 424 SH   OTR   424 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 270 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,756 12,895 SH   SOLE   12,835 0 60
ISHARES TR RUS 2000 VAL ETF 464287630 6 45 SH   OTR   45 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 27,908 164,786 SH   SOLE   164,312 0 474
ISHARES TR RUSSELL 2000 ETF 464287655 66 389 SH   OTR   389 0 0
ISHARES TR MSCI ACWI EX US 464288240 40,645 903,228 SH   SOLE   900,274 0 2,954
ISHARES TR MSCI ACWI EX US 464288240 108 2,403 SH   OTR   2,403 0 0
ISHARES TR NATIONAL MUN ETF 464288414 9,268 87,135 SH   SOLE   85,885 0 1,250
ISHARES TR IBOXX HI YD ETF 464288513 13,841 188,033 SH   SOLE   187,176 0 857
ISHARES TR IBOXX HI YD ETF 464288513 9 118 SH   OTR   118 0 0
ISHARES TR INTRM GOV CR ETF 464288612 60,029 568,724 SH   SOLE   566,254 0 2,470
ISHARES TR INTRM GOV CR ETF 464288612 77 734 SH   OTR   734 0 0
JPMORGAN CHASE & CO COM 46625H100 7,633 67,783 SH   SOLE   67,579 0 204
JPMORGAN CHASE & CO COM 46625H100 16 143 SH   OTR   143 0 0
JOHNSON & JOHNSON COM 478160104 7,957 44,824 SH   SOLE   44,714 0 110
JOHNSON & JOHNSON COM 478160104 14 77 SH   OTR   77 0 0
LENNAR CORP CL A 526057104 1,092 15,475 SH   SOLE   15,395 0 80
LENNAR CORP CL A 526057104 4 55 SH   OTR   55 0 0
LILLY ELI & CO COM 532457108 620 1,911 SH   SOLE   1,848 0 63
MASTERCARD INCORPORATED CL A 57636Q104 8,971 28,437 SH   SOLE   28,350 0 87
MASTERCARD INCORPORATED CL A 57636Q104 19 61 SH   OTR   61 0 0
MCDONALDS CORP COM 580135101 320 1,298 SH   SOLE   1,298 0 0
MICROSOFT CORP COM 594918104 25,390 98,858 SH   SOLE   97,267 0 1,591
MICROSOFT CORP COM 594918104 48 187 SH   OTR   187 0 0
MICRON TECHNOLOGY INC COM 595112103 4,216 76,266 SH   SOLE   76,028 0 238
MICRON TECHNOLOGY INC COM 595112103 9 166 SH   OTR   166 0 0
MORGAN STANLEY COM NEW 617446448 5,001 65,747 SH   SOLE   65,559 0 188
MORGAN STANLEY COM NEW 617446448 10 131 SH   OTR   131 0 0
NEXTERA ENERGY INC COM 65339F101 240 3,104 SH   SOLE   3,104 0 0
NIKE INC CL B 654106103 4,998 48,905 SH   SOLE   48,735 0 170
NIKE INC CL B 654106103 12 119 SH   OTR   119 0 0
NVIDIA CORPORATION COM 67066G104 2,128 14,041 SH   SOLE   13,963 0 78
NVIDIA CORPORATION COM 67066G104 8 51 SH   OTR   51 0 0
ORACLE CORP COM 68389X105 5,928 84,849 SH   SOLE   84,603 0 246
ORACLE CORP COM 68389X105 12 172 SH   OTR   172 0 0
PNC FINL SVCS GROUP INC COM 693475105 336 2,130 SH   SOLE   2,130 0 0
PEPSICO INC COM 713448108 283 1,699 SH   SOLE   1,699 0 0
PFIZER INC COM 717081103 6,800 129,690 SH   SOLE   129,337 0 353
PFIZER INC COM 717081103 13 246 SH   OTR   246 0 0
PHILIP MORRIS INTL INC COM 718172109 296 3,000 SH   SOLE   3,000 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 371 11,118 SH   SOLE   11,118 0 0
PHILLIPS 66 COM 718546104 2,042 24,909 SH   SOLE   24,841 0 68
PHILLIPS 66 COM 718546104 4 47 SH   OTR   47 0 0
PROCTER & GAMBLE CO COM 742718109 8,205 57,062 SH   SOLE   56,912 0 150
PROCTER & GAMBLE CO COM 742718109 15 105 SH   OTR   105 0 0
PROGRESSIVE CORP COM 743315103 206 1,776 SH   SOLE   1,776 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,508 26,092 SH   SOLE   26,023 0 69
RAYTHEON TECHNOLOGIES CORP COM 75513E101 5 48 SH   OTR   48 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 68,010 180,278 SH   SOLE   180,252 0 26
SPDR S&P 500 ETF TR TR UNIT 78462F103 104 275 SH   OTR   275 0 0
SPDR GOLD TR GOLD SHS 78463V107 218 1,296 SH   SOLE   0 0 1,296
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 478 3,729 SH   SOLE   3,729 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 788 10,922 SH   SOLE   10,894 0 28
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1 20 SH   OTR   20 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,475 18,002 SH   SOLE   18,002 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 4,476 142,335 SH   SOLE   142,335 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,363 27,057 SH   SOLE   27,057 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,364 26,462 SH   SOLE   26,462 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,955 36,024 SH   SOLE   36,024 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4,954 70,639 SH   SOLE   70,443 0 196
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 10 137 SH   OTR   137 0 0
STOCK YDS BANCORP INC COM 861025104 212 3,550 SH   SOLE   3,550 0 0
TJX COS INC NEW COM 872540109 363 6,507 SH   SOLE   6,507 0 0
TESLA INC COM 88160R101 244 363 SH   SOLE   13 0 350
TEXAS INSTRS INC COM 882508104 327 2,127 SH   SOLE   2,127 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,568 8,409 SH   SOLE   8,387 0 22
THERMO FISHER SCIENTIFIC INC COM 883556102 8 15 SH   OTR   15 0 0
3M CO COM 88579Y101 375 2,895 SH   SOLE   2,895 0 0
TRUIST FINL CORP COM 89832Q109 3,363 70,902 SH   SOLE   70,540 0 362
TRUIST FINL CORP COM 89832Q109 12 253 SH   OTR   253 0 0
US BANCORP DEL COM NEW 902973304 252 5,475 SH   SOLE   5,475 0 0
UNITED PARCEL SERVICE INC CL B 911312106 231 1,268 SH   SOLE   1,268 0 0
UNITEDHEALTH GROUP INC COM 91324P102 15,301 29,789 SH   SOLE   29,708 0 81
UNITEDHEALTH GROUP INC COM 91324P102 29 56 SH   OTR   56 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,427 23,860 SH   SOLE   23,860 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870 2,294 28,671 SH   SOLE   28,671 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 291 3,193 SH   SOLE   3,193 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 463 9,132 SH   SOLE   1,116 0 8,016
VISA INC COM CL A 92826C839 1,002 5,091 SH   SOLE   5,091 0 0
WALMART INC COM 931142103 202 1,662 SH   SOLE   1,634 0 28