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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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 irgG2bzTT9iXjrKKuaFdqw==

<SEC-DOCUMENT>0001170937-04-000002.txt : 20040120
<SEC-HEADER>0001170937-04-000002.hdr.sgml : 20040119
<ACCEPTANCE-DATETIME>20040120141742
ACCESSION NUMBER:		0001170937-04-000002
CONFORMED SUBMISSION TYPE:	5
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031231
FILED AS OF DATE:		20040120

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			VALLEY NATIONAL BANCORP
		CENTRAL INDEX KEY:			0000714310
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				222477875
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1455 VALLEY RD
		CITY:			WAYNE
		STATE:			NJ
		ZIP:			07470
		BUSINESS PHONE:		9733053380

	MAIL ADDRESS:	
		STREET 1:		1455 VALLEY RD
		CITY:			WAYNE
		STATE:			NJ
		ZIP:			07470

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			BAUM CHARLES J
		CENTRAL INDEX KEY:			0001170937

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11277
		FILM NUMBER:		04532162

	BUSINESS ADDRESS:	
		STREET 1:		1455 VALLEY ROAD
		CITY:			WAYNE
		STATE:			NJ
		ZIP:			07470
		BUSINESS PHONE:		9733058800 X5863

	MAIL ADDRESS:	
		STREET 1:		1455 VALLEY ROAD
		CITY:			WAYNE
		STATE:			NJ
		ZIP:			07470
</SEC-HEADER>
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<TYPE>5
<SEQUENCE>1
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<ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>5</documentType><periodOfReport>2003-12-31</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><form3HoldingsReported>0</form3HoldingsReported><form4TransactionsReported>0</form4TransactionsReported><issuer><issuerCik>0000714310</issuerCik><issuerName>VALLEY NATIONAL BANCORP</issuerName>        <issuerTradingSymbol>VLY</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001170937</rptOwnerCik><rptOwnerName>BAUM CHARLES J</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>1455 VALLEY ROAD</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>WAYNE</rptOwnerCity><rptOwnerState>NJ</rptOwnerState><rptOwnerZipCode>07470-</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle></office
rTitle><otherText></otherText></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-10-20</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>5</transactionFormType><transactionCode>G</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>3000</value></transactionShares><transactionPricePerShare><value>0</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>44512</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></nature
OfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5613</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By Spouse</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>24288</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By Corporation</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>65
60</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By Trust</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>IRA</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>46861</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable></derivativeTable><footnotes></footnotes><ownerSignature><signatureName>CHARLES J BAUM</signatureName><signatureDate>2004-01-20</signatureDate></ownerSignature></ownershipDocument>

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