DEPOSITS (Note 9)

Included in time deposits at December 31, 2015 and 2014 are certificates of deposit over $100 thousand of $1.7 billion and $1.4 billion, respectively. Interest expense on time deposits of $100 thousand or more totaled approximately $4.0 million, $5.9 million, and $7.9 million in 2015, 2014 and 2013, respectively.

The scheduled maturities of time deposits as of December 31, 2015 are as follows:



Year	Amount
	(in thousands)
2016	$	1,792,981
2017	883,999
2018	92,950
2019	81,749
2020	141,792
Thereafter	164,433
Total time deposits	$	3,157,904

Deposits from certain directors, executive officers and their affiliates totaled $57.3 million and $57.7 million at December 31, 2015 and 2014, respectively.