0000714310-14-000084.txt : 20141229 0000714310-14-000084.hdr.sgml : 20141225 20141229131419 ACCESSION NUMBER: 0000714310-14-000084 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20141229 ITEM INFORMATION: Other Events FILED AS OF DATE: 20141229 DATE AS OF CHANGE: 20141229 FILER: COMPANY DATA: COMPANY CONFORMED NAME: VALLEY NATIONAL BANCORP CENTRAL INDEX KEY: 0000714310 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 222477875 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-11277 FILM NUMBER: 141311725 BUSINESS ADDRESS: STREET 1: 1455 VALLEY RD CITY: WAYNE STATE: NJ ZIP: 07470 BUSINESS PHONE: 9733053380 MAIL ADDRESS: STREET 1: 1455 VALLEY RD CITY: WAYNE STATE: NJ ZIP: 07470 8-K 1 a201412298-kmidtowncondosa.htm 8-K 201412298-KMidtownCondoSaleMR


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
 
FORM 8-K
 
 
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): December 29, 2014
 
 
VALLEY NATIONAL BANCORP
(Exact Name of Registrant as Specified in Charter)
 
 

New Jersey
 
1-11277
 
22-2477875
(State or Other Jurisdiction
of Incorporation)
 
(Commission
File Number)
 
(I.R.S. Employer
Identification Number)
 

1455 Valley Road, Wayne, New Jersey
 
7470
(Address of Principal Executive Offices)
 
(Zip Code)
(973) 305-8800
(Registrant’s telephone number, including area code)
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))








Item 8.01
Other Events.
On December 29, 2014, Valley National Bancorp (“Valley”), issued a press release in connection with the future relocation of one of the branch locations of its wholly-owned bank subsidiary.

The press release is set forth in its entirety and filed as Exhibit 99.1 to this Form 8-K, and is incorporated herein by reference.









SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 

 
 
 
 
 
Dated: December 29, 2014
 
 
 
VALLEY NATIONAL BANCORP
 
 
 
 
 
By:
 
/s/ Ira D. Robbins
 
 
 
 
Ira D. Robbins
 
 
 
 
Executive Vice President & Treasurer



EX-99.1 2 exhibit991pressrelease.htm EXHIBIT Exhibit 99.1 Press Release
EXHIBIT 99.1

 
News Release



FOR IMMEDIATE RELEASE
 
Contact: Dianne M. Grenz
 
 
Executive Vice President
 
 
Director of Sales, Shareholder
 
 
& Public Relations
 
 
973-305-4005

VALLEY NATIONAL BANCORP ANNOUNCES SALE OF BRANCH FOR NET GAIN OF $17.8 MILLION AND PREPAYMENT OF BORROWINGS


Wayne, NJ - Monday, December 29, 2014 --- Valley National Bancorp (NYSE:VLY)(“Valley”), the holding company for Valley National Bank, announced today that in connection with its on-going efforts to right-size a number of its branches, it intends to relocate Valley National Bank’s branch located at 62nd West 47th Street in Manhattan to a location directly across the street. Associated with this planned relocation in 2015, Valley National Bank sold the existing branch for a pre-tax gain of approximately $17.8 million to be recognized in the fourth quarter of 2014. A large portion of the net proceeds of this gain will be used to absorb costs in connection with the 2014 prepayment of some of our higher cost long-term borrowings with original contractual maturity dates in late 2015.

Valley continues to review opportunities to right-size other branches within its network, although gains of this nature may not result in the future.

About Valley

Valley National Bancorp is a regional bank holding company headquartered in Wayne, New Jersey with over $18 billion in assets. Its principal subsidiary, Valley National Bank, currently operates 224 branch locations serving 24 counties throughout northern and central New Jersey, the New York City boroughs of Manhattan, Brooklyn, Queens and Long Island, and southeast and central Florida. Valley National Bank is one of the largest commercial banks headquartered in New Jersey and is committed to providing the most convenient service, the latest in product innovations and an experienced and knowledgeable staff with a high priority on friendly customer service 24 hours a day, 7 days a week. For more information about Valley National Bank and its products and services, please visit www.valleynationalbank.com or call Customer Service 24/7 at 800-522-4100.

Forward Looking Statements

The foregoing contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are not historical facts and include expressions about management’s confidence and strategies and management’s expectations about new and existing programs and products, acquisitions, relationships, opportunities, taxation, technology, market conditions and economic

1455 Valley Road, Wayne, NJ 07470 phone: 973-305-3380 fax: 973-696-2044     www.valleynationalbank.com



expectations. These statements may be identified by such forward-looking terminology as “should,” “expect,” “believe,” “view,” “opportunity,” “allow,” “continues,” “reflects,” “typically,” “usually,” “anticipate,” or similar statements or variations of such terms. Such forward-looking statements involve certain risks and uncertainties and Valley’s actual results may differ materially from such forward-looking statements. Factors that may cause actual results to differ materially from those contemplated by such forward-looking statements include, but are not limited to our ability to continue its strategy of right sizing its branches, market conditions on the New York/New Jersey real estate market, our ability to refinance high cost borrowings, and those risk factors disclosed in Valley’s Annual Report on Form 10-K for the year ended December 31, 2013 and Quarterly Report on Form 10-Q for the quarter ended September 30, 2014.

GRAPHIC 3 exhibit991pressreleas_image1.jpg GRAPHIC begin 644 exhibit991pressreleas_image1.jpg M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````/```_^X`)D%D M;V)E`&3``````0,`%00#!@H-```2W```'1(``"SQ``!`:__;`(0`!@0$!`4$ M!@4%!@D&!08)"P@&!@@+#`H*"PH*#!`,#`P,#`P0#`X/$`\.#!,3%!03$QP; M&QL<'Q\?'Q\?'Q\?'P$'!P<-#`T8$!`8&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\? M'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?_\(`$0@`?0)%`P$1 M``(1`0,1`?_$`.L``0`"`P$!```````````````%!@,$!P$"`0$``P$!`0$` M`````````````0,$`@4&!Q```0,#`@4"!`8#``,```````$"!!$#!1(3$#$4 M!A8@(3!0,S5`8$$B,C1"(Q4E)C81``$#`0(*"`,&!`4%``````$``@,1,1(A M05%QD>&2$S,$$&&!L<$B,G(@H4(P4%*"LB-`\-%S8&+"0Q3QHE.#!1(``0,$ M`P``````````````$2!`(3!08'"`H`$3`0`"`0($!@("`P$```````$`$2$Q M81!!47$@\(&1P?&AL5#1,$!@X?_:``P#`0`"$0,1```!O?S._P`B0````)'V M,NSOIP3%)VT5O15AZ@``````````````````````````#[ATC\^]_P`B0``` M!M^A1)>WDT.^>5^IDT.^0```````````````````````````/N'4_P`\^@\B M1ZC/LK`'Q5UBH[$Q]'@]TU\D]7'&6<@```````````````````````````#[ MAU/\\^@\B01N^E1(>SE'Q5U$?.[OBOK);Q,_38*/MST7;0`!,5=B'MX````` M````````````````````'W#J?YY]!Y$@>HF_J//][CXJZA?F=Y.UNID/>Q<8 M]?%K]0`.@X-&USUS_?FU.H``````````````],T3XC#(`````````9(=2_// MH/(D`2?N8]K?2(CYS=ASV2'KY8?W,7,O2RCIGG:MOB>5^GDZIYFOE/J9/3I? MFZJ[HJF*N^>;\X``E:NNJ^9LY#ZN*\8M'/?0S?()RGN;ILTNN:KJJ```%SQW M:O<5G15V'R=M>T5R-?7*_3R```````#9YG5IEOH,/.?=PUK14+/FMZ-Y^GE7J9+?DN\*[HJN6.^GZZ;9EN@KZ_ MJ'S(2U7=&VY]#OGLWD;86[B"OKU^HL.>V$NKMV6ZOWUQEG$M5WZ1%O$O5WL\ M]4G9GLN>W)$Z_48YBFZZ>N^5LJNFF:ILI^NFUYK:QIJM66[4ZYB;>-WGK8YF MOWUV"BS+$Q_?$O59&6<2-?6>)I.RC4[C0[YSQ/3_`,\]_P`B0![,3?U'G^]1 MAS=Q/SNZ5^J\[B_M8/B0RP[5X^ZM:*JKJJM&:WZAN<=4W91;\E\Q3W4-=,U3 MW$V\2=?=!W9HVSF\8[YZBS4ZBMZ*KCDOK.FJPY[*_HKG\]FOU$5;Q.T68>HU M>HB+N/N%]PZ*/MHQS%-UT]=\K95]-5JRV\^WY[CDNC;.;1FMYSZ&:[XKY.OO MBWL8;_AT:?7,]19L1-9T50=_%_P:*YHJVN>J%NSC/$]/_//?\B0`)3W,>SOI M$7X&V(^I\SG'H9@!T_S=7ALQS,'?7(5]98G4ZB2KZK> MFJ^8=%'VT8YBFZZ>N^5LYWOS=2\S7K]14M=.?F;/FMYQZ&:[X[YJGOF/I9;7 MENC[.)BFS',05]=?OKZ)Y^F!OKU^HI^ND9XGI_YY[_D2`!M;J9/W<8PYN^9> MYA@+ZP!:LMN.6KWSM\=9(>FMU&?F8RWF:I[K&FJPY[+YATS%U&AWS)U]XYC5ZC8YGZ(VSF3JZQR],_,^F#J-?J(.ZNT9KO$1%W&_ M7UEB?J'VF/[XW.>M3J)>KNJZJ;'FMU^HP]1X:7?/4/,UTC;GJNJKP&>)Z?\` MGGO^1(`'UU$U]/YWO35ZYXQ[&+P`&>)^$8Y```#=XFZX[]+N*5LH```````` M``````````$U3W>L6CF'I9,4@,\3T_\`//?\B0`!*>[BV=U5.UT<^WYP```` M`````````````````````````!GB>G_GGO\`D2``-O?1)>YDY+ZN.'MX```` M``````````````````````````&>)Z?^>>_Y$@`#ZZC:^K\SCWL8@``````` M```````````````````````,\3UGXKV?```"-]S%6?1S@``````````````` M```````````````98=&\_4```````/#T```````````````````````````' M_]H`"`$!``$%`M3C4XU.-3C4XU.-3C4XU.-3C4XU.+=M>%Z_:LLE]QO4N9&= M<7JY1U#W:6N=Q3?5:Q&0NI=Q&0M-^:?X+S]"+5!Z5;PCI_L>]K M&2+SK]_T8+',;:R>99&6_+DR%_&HBJNQ?%LWD_"HG^M>?HCNJSA=2CR,GMGY M&W"X8FY&F6,@RS'A^[WSI"0<>JJJMTZH6,Q;[-F/!N9;+0(=C'>K'3;D61(L M,OV9-BY%D6\A(_X;G*YW#_E7F0.W;$=[>X+-BW(^!AX&.E6L]&L6+C'OMO@W M7WH;;ELO"LWHGX"Q9W72X6P@GT%Y^B.ZC^$EO"RE+>?D;LWAV_(VYMVVE MRUC8ZKD\E827(BP\%?,QBVQ%PGVRVO\`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`?GR.FB7>X)"VU57+P3Z"\_2BT5%J MA*OI8CJJJOHLW76;UQ[GO^!$E/C7K&5PUX=/<.GN'3W#I[ADX,R38\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\= MGGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL M\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=G MGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\\=GGCL\ M\=GB8"=M_@/?YS__V@`(`0(``04"U*:E-2FI34IJ4U*:E-2FI34IJ4MV^"() M:-*%$*(40HA1"B%$*(40HA1"B%$*(40HA1"B%$*(40HA1"B%$*(40HA1"B%$ M*(40HA1"B%$*(40HA1"B%$*(40HA1"B%$*(40HA1"B%$*"_#CLJHUM1&T^=K MZ-AQL.-AQL.'6U3C:;1!K:?/%]%F[[\'NHCG*O!B54M-]6M#6GS9?2BUX/2J M<(Z?N$3TW'#+=1$I^/J5_#+Z8[O;A=2CB,A;3WX/]AONHU*KP<]156C'+7U. M;411%J:?W<=?O=4M+\%[E0MKPY2VXU MJHKE:+<]DN*:U-7LKG#;A=+7!_/5^VVTM M3]+1V@Q?=7H@\;_&WSO"?QM<[PWE:YW>;.6Y7A=+7!_-&51KJ"N1! M[JED=S?R8)PNEHN_HN)[VT][G-W\;7-_-? MXV^:B7$'+5+:T6YS9R+(Y*B>RLYW>;?XLYWA$_;;YW1$_;:YW3_&UPO%K@_F MWD.YW2T.YOY6^8EQ!ZU+1BZGM;3VWS]?6BT&>_Y!Z=QT[CIW'3N. MG<=.XZ=QT[B/^U-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U#= M0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4- MU#=0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U#=0W4-U/R5__V@`(`0,``04" MH4*%"A0H4*%"A0"K^0'-XH4X+ MP>OJTFGYZG%_K:@KBOSM_%O!X[BT7@OMQ1$/U-?;C08/^"U!W!#5[N3 M\$J?`?Q9P=S=Q;P3FHB(.0;R_5PC1**(T<@C4%XN0_2AI0041$'(:2B*:32: M4*%$%:,'\$*>[E$0H@J&D1$'((T]B@J(AI$::2B%$*(+[%?AMX+ZOUYB(/&\ MOU=P1#]7C>2\'B*.Y:1!>;N3#]7#!1PP=ST\&#^"&KW5!$$0>(-YNXL'C3]7 MB;AA^K^#! M_!!>8@P>()S=PTC1XT3F\0=R8/\`A/XU]G>E@X1QJ-1K-1J$4U\-8@HBFKA4 MUFH536:A7&HU"*:A'&HUFLU"NX:S6*HCC4*XUE34(XUE34:A'"N$%-?QE_`( MI5!7?)VB_%?P?^1W\'?DA?R#K-9K-9K-9K-9<]S0:#0:#0:#0:#0:#0:#0:# M0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:#0:# M0:#0:#0:#0:#0:?R5__:``@!`@(&/P*I.$'18]H'50MIVRK1E76XV#K7E]0`CCSJIPDVE"]Z< M:9,R*]>%?.:ZE-R\K#A>=V&X!@Q)YBB#75;YK3;E/QAS?2[`\=2=$_TN3HW> MIAP'N*=S%?WF^6]^:E?FBYV$G"3TRPW7"PJ*1_J#^!I6C0*N*K^'`YIZZT[NAWN;W'XL_2'=G0%<'IB%WMQ].[Q2BG: M,(3XS8\$'M443K6/\WY,/@KLC]WRO+#]Q_\`F=BT(QPC>.;;A=7P37Q<)^"A MQ%0_F_45_P"YRDSM[T)^:]+L+668,I4L38-T6^AP<:TRJ3EN8O&9GF&)I9ER MJ'=QW`7>8BVG:F3-87AUE\_TP*9K!=:'8`$W.HXG8'2UN?EI_5;Q@_>CLZQD M4ON_UA-G_P#H27+^%D6.G7C5Z$8'6/:X^-5N.8:Z3F+](C@NT-AM4F_O;K!> MN6^H)TG+NF8YN`^:Z?DH60@E\MM27$FO6G3I'EKE.#Y41C#M_,WU6C18FRPX(W M&A;D*$W,U\V%L8P8.M?\8"C[`X7K5_ M;+A5N3M1,LA+V&DD0P73D32:!MVC8:VG+E3(`\QEXPQMRYS95%[VD-;2\ZUU MJK%&"RRHJ"$6^II&"N-I5RE&UJ.XJ'\WZBC_?=WE7?Q/:/FG,;@\I`R6(ROYF$@MNT#OYR*)\;FN_:<#=-; M"/ZJ'W'N4>=W>I__H@]JD8XWH`ZESJZD6N` MO_1)C"N5NPQDBKK`<=`I(V2[R>@O]2@SN\%R_P#;9^E1YW#Y%,8?JE8-)HI" MW`6L--'1/*?4YP%?YSJ`8KI3.HN'S7-4^ML;C\PH?:>]0O>;SW2"I4WY?U!3 M,^DMKH.M0/QU(Z7>YOS$BT>J;R]EI45,=2 M<]5+O/5YZH>\=Q4.8]Y1_O/[RB1BX_'3+TWNI.`],7D'9;\_A,1LE'S"W8 M],0IVG"5<`#X_P`)\$UT8$;6_3;7.MV8&4-M["@UL,;6BP"J,_\`QXMX?JHB MQ\,;FFT&JHSS1FUCK%Y(6M=E)K_1;\N)EMO*A8QQRX4QT^"4X7#)U*:06%QI MF1?NFR.^F]BS(LDY=CABKT2 M1CTXB.U![6M:P6QY680#7S>;^BH(HP!8,*=S#8([[NJS+3.BR2&-S3B M-52`-=E+J^`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`(`0$#`3\A;W]T^^GWT^^GWT^^GWT^^GWT M^^GWT^^8<%-QQP+C]8.K$'U-^C0>MRR=HA]J$\J_,\J_,\J_,\J_,\J_,\J_ M,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_ M,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_ M,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_,\J_ M,\J_,\J_,\J_,\J_,/J$7>:G^/*M-/?@\;8/1$0XIHZ/0/G^:/.=(U.(6U/. M2>?,SF\_YL\YTC4\%>MK1>O'84BEW<-^GA M0,UJGR;^WB*,.BOPH8T=&\$&PK_*GG.D:G@&FYO87PW<.-ENB_B.U2GV%LUY M[V'(]#'A('ECDN3=AI'-OYNKM-HS3AV&#_>`!9H&O"8"Q'57^JG3!^Y_2:GA MW`_QQI_+4]>'>34RY7LO/P/7C24(TF]-'.#)412R!=.0W.7#38"UR(2^-*K] M`N.GL6FJLHH+8J8:YTYE/A4L6XEZ':&"`65Y-@V,0%T`V#J/CK<7'FMN3R8$ M]G3MT3<9ACQ'F:AWEGWPF',8-+"$PMO4+EXM@1GNHG04X@X/`C8:@]6/[C<, MPXH=<_X646%)K4X&L=8C@H.;/-YQP*[/48XUD7U>LY#9RD>KGF,H!&Z-H]1# M_1N5:JMT&,&+50(J!;126:BSDWY>X\;.IX<#R-G'('/\ MHW)^+&H5`PU`]2BIVX>CF4O%X>\KX!K'OS^D3Y6YA+-7T2);XKTF,'LI/..F M6'44WU`SG:/JR5"T8./2+Y)HV54*U9SF4_*F:Z=;?F"3>TE]$2F#!2TV$!/Q MG[C?T+N2Y#NQK&.Z:Z[\B?A8U*0H.74"_9"CS6S^&/Q'H2"E-&O:\]&HRI6F MITE7C6H2D-+1O3/*UUA]_P`L8!:F'&ZTI9P`5>6LQ,&4ZU^QZ1!,/;45AVE4 M?LMJZ`46]H=0/5'[R])RL1IEC)^T)DZWH@Q#U@9%JX@:UDW/+.O%)Y/>4P;B M2M<%UNN4"7@#/,/1C2$?=9(/2M.D,&(WI3]2^:312-%%75D6,,AI7;^Z9;H0 MI:TUP0]99/:97!92YIIUEDX-IJ:*,YZ$:@VW`.6B]/Z@IFA6DYJUI:[S)<`5 MM:M8H=H-R?G5;!NNF)3!IF+S+=]R7DL*=WMJVW+!+8(G-EO>;[PZU>,XY1KF)R[PWZDDO(XP-!OQLZGA0!J9@`-'/"NK`.S7Q.@S,? M[N-!-9Z-!>Q&(M0KRCSJ+!5?#4BZ[N$B>U1[YY/:?C/W$I+0:B0P,-8HKJQ,\XW/&ZY5VX]Z;5R5_,?LH]<'(:#?R_$V`>M!A.> M;C'F_6*8X6O62G0L5*)FWI6L4^PU:NM-3Z$(BZ)/M/+.O%)Y/>94/D&.I!=D MQ8#>.6>FT,VA"MAPZUZS1,QJ@A?5SPZ'9P*[T1T4>C M0?CP6=3Q;B=<:#]`S+OM`!7U/>3BK-WI9^H]2O;&:GJUWU/327UQQ!CED,R\95NAPY[VC0_,( MJ*:.LTW#=67R9Y/:&E80W6/TXE]?_,SJACK.I#!65>@M]N<%.V/V7S37\^(8 MO`U?6IK<'H37X)Y)UA@+/-V/TE5[PFRS^+EMF:KQN,]B_6>;]9YW M;'/,-VVO]$;J*9Y#E%RDMQ'I/+.O%)^#CKJQQZ1RIMZ=.[E$01:/9>,=HO6HS)QT,0@PT(`; M%P(&59+YVW=VWF:9/FA]%EFXB\JW4YC$!U!![0O&$ZXFE=*@#2.X%]!KVE+( M:A1;)38B`W?>MJ'VF@DKIOP"^0%ZD6[H(&BBYO93K/Y MN@O;HP=H$IRG.W#O<':NBK3R?24./-HT4K=J8@DC;K=#%MS<$MQW"&8;-JR6W2G,%N+9:W3 MKI<6I315SBUWJ&*)+DG)V@T&H``.07'%XU:CWNX/O`/_`*OK"@]*7L#+'I%; MD)+>I?2*?$JW(Z)`&HW``:.>'.:1OR/5CMVEKJOATX3=IC MD]XK5J?=6_X3X,'0%U4HGSIL1V%@W@:"TZAWZO\`#NM(5K9;MF&U?`-AEG:: MA+5MO=S\-G4\>)YX\+S:(]GW_3_@+.IX]H'\G"_%OZ/][/\`P%G4\;&-1N`8 MT/U_Y/\`P-EM_M/,9YC/,9YC/,9YC/,8RX9>%UCD>K/MG+^9__: M``@!`@,!/R%OU9OLWV;[-]F^S?9OLWV;[-]F^QS+;Z<$=)UX%RFU-J;4VIM3 M:FU-J;4VIM3:FU-J;4VIM3:FU-J;4VIM3:FU-J;4VIM3:FU-J;4VIM3:FU-J M;4VIM3:FU-J;4VIM3:FU-J;4VIM3:FU*])J_QY!H<$50AC^;U<2;DU5X4I_@"?.#?RVKP#*@]>%H<;.R!B:AT@Z/ M]^DI_K:O#97IQM.&!9=V<2O5J-HMFG@(+4`4C,_'4E#<(7$X'.:O#0W+"^O"\A-&`KB+*B5&X-X!O-)8X&K/T\`'HQG/+6TL, MPA$KF:LT9R19=^!R1<9JZY;`0G+-+PU8.[$4[Y$&F)S34[\-T^DU<'H32\-8 M^LTL%.:,."/7CSFKQ65Z<:-IEENGAJ[I=V<&O`:\_3PA3*69?5H0\D5SHQTG M-*50NYG]33X&K'C.27**I>DS'@ZXN'>5IA.2:7AJQT9J\#03GFIWX(N-&()K M.4>I'-!FEFM-&:1,5\>*BO7C^'*.[PV6Z2KNA]W`4NL1U9HJVH`YL"`]8 M`*Y1A6\:04.`IT>"&T'B,F6ZK.JANT#S;E*M"4MW+EW`U7*!$W+>;+6L24ZL MIU9ID#*8)UTKU8V*M@3FP>Z&^5JN4P<-0S+F7M9:UFM,!`<\^#G-7BH;Z167 MPN:\0LJ!7^&M4ZBR5MO\.^ZX;%,&_!SFKQXCIPS7_/\`.:O'17KPJ_GW.:O' M.*&8G!4\"`P@!XZF)<2F7R\&FX"#/^$&&N"LG(EA_HA*.)X1CB M^7!P\\7F)#!MV(F4\(G3.O!`+IA'`:^%RWA#SED`.=9IC-)DE`S`$,JB""37 M4(=/P&F6BDEN72#2EV@>"IG7E:9KHX!1,0F4N-T2()!:/$>%(G!4\%S\`\`J MT!@AWFCA'[S3&5/@+7PY)>05`G65K'@8QIX-1-,T2VB8:Q\!IBB+(K".#1P! MB.G@-,-7`O&@\0SQU,6/"\1XFCA:.`3I@W%RY+B:)KAPT3(FB:.#HX%0@QP+ M":9HA&J/@-/"TFB:N#1PM'!4%8@FF*UP:^`(O`>(8X\B.WPK,>8A%QO+<53@ MN6FB+,HC?@85!0)(\%1XAK_%1"73_AQF(36/A/&,\%_P``>,XX*W_@#QI<='_`UE96 M5E965E8+8EI:6EI:6EI:6EI:6EI:6EI:6EI:6EI:6EI:6EI:6EI:6EI:6EI: M6EI:6EI:6EI:6EI:6EI:6EI:6EI:6EI:6E_^*__:``P#`0`"$0,1```0B1'22229Z@2222222230TD@D$X23AE^PT@/+)B,[?,Y`* M'V)#X``8_/B&DDTE:Z5/AZ,R77]N>BFSQPM!0GQ07FGY8320TDD4@J252O,( MOJ](N@HRO*1(*G2&V!$,M?:2&DDFDJ22Z.[OE'8I0Q8L1G2V$\9\X9PN43SB M0TDD'CB20:222382222222222222222222XJ2&DDD\:22222222222222222 M22222222222220TDDAD2222222222222222222222222222222&DDD7R2222 M222222222222222222222222220=MMM>VVVVVVVVVVVVVVVVVVVVVVVVVVVV MVVV,DDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDD_]H`"`$!`P$_$-]#S?W/ MO']S[Q_<^\?W/O']S[Q_<^\?W/O']S[Q_<^\?W/O']R_R'YC-QD='=G+PU>7 M)JZT&4Y`7",YP$31 MZN4#)H2@6LM=O6L7X_8NNU?SDS\A\`&^+F)R9Z/'`5MP;\I80^CH=CAT!&^V MK^."T35:Y7;_`+^$"H!:Z$"C-X12QU5L17!*IA:Z,[?RTS\A\"`&D;'L<=NIZG_P!3:Q;+$]B*UE)=V-'M4.WA?ZR)8I`'GZ/(JM6&!I5A ML+,*U]#CGTCE"MT'I3TC_>=&FC*EY`3R1\39`1GY(B*)2:G^H@6H'=)^T_(? M#BHEE1A4+5756-$DRQ;X(`4T:CG#G"+@.U!&"_& M[RX&(.@=NLM]W7JM=D!);T`DHYQ\AG\1855 MD*AJG86I'NKEJNQ[KQI@1"HG">T.=UQ8`V(?8%+*-0 M%//_`$<#=M:H!900L+A8[35P0_(M/=LY\,5"/V0S(2]G(XYMXA=F;K$:=0#J-H^\.HQ( M!;EZ#,(PN>?4YU5\H<\P()5'5'HC("B%PRW!"RQ$+81LP!>^(W6P5."854(W MNE>`6SNR#(UY.I,R6SY=)_);O6M1',AODU?1*WKG"UN$+#U M$9\Y7Y->ULKX>L<+HD]0,SV!Y,H%AF"RM-1!2N`::+BY.AY:60E9SX0BV@`4 M&(`O`&*A8EBL=5[C%97ZH\317,`B`K$I(!(MZ3'D0#FUQ7`K^0^'6$0=QN:3 MB#LE\*ZT/6R@4!E`NF@HTUJ`T4\S:S!-%F?>>8]48HM%Y9%>T:078,X02J,G%1Z31 M2AJ&1K)Z_."W8!U%#X+A'XC]IBEIFUEZD%TK\)V3D&"+OH M,=6*%OCI;A8!+HIX7$$5,KE5BYO3G)!?^RHPK/7?A1%+#86:G:H`1`V)A$AV MA@5JYY>K9ZQZ'"6YG])E/.T;_O*=@::5SU+_`)4#2)81(S<$\E#-;8X+WU6_ MD*E#D`:L@Z:D\PG948Q!N=&K[X@N*'U2G\L(%,*XPM9 MC3[L]'"^]2K,7-91I]U:W@W7U'NX"B#7E%.?\L5;1;5O2RCK"%LJ6P9:BQK: M!:*H2(&@J?F(CZ6)U$59/"!"6F3'=@VJM-&VU'KX+A'D'5E+L99 M`"(Z4*.B7.JU#5]BT67W8="HLNOU]RY@!H2\K:/UP$Y\4L*R5=[13"P?4X'X M@AB#:7Q[J()CAJO-:7.\>D:'L]M;MIAR[\BY>$I;HD5Q)E3IK83U+0@(`9,@ M'II;<#/(>F#B(%07A*^@0J>VNB-!Z/=#*M=E6<[V_`*_D/BS)P5ZF3B5=,KO M57ZF#A%>EBOO0]/#C(0'EEEZW!BFQH7]D(,->4VJ/-S$2`]P MJDA.L:3=K8O#0+BZA&D!#>1HP:CAJ2NDJUS@\+'**`$`.4LP>B#-D=<-0;("4%`%0"# MY8`/(%8U'G">I5Y.33K')#I8JBA;:+H]$2+7Q0BWS$6EH2Y1JJ#V!58TEWU3 M.9"U1G#+([>,8*4Z+&!WE@IRF@JN4`3&WJWJZ0!=1/(>F*/4E>BV+7)TS",T M:AZ*];JBU>[X:PZ4 MM9=X.6AFXZ&&)[O^%O.!%XWO.L&(E(A`RH!41CD9B6Q?,D>4;3C/F_7^DIZ>$K^0^.J;D?1J<,;Z!:Z1=DO_@!7\A\=BW0? MD/GAKLPF,AZ,PVW?X/8'M%55;75_X`JM(T5=7]3<]S^IN M>Y_4W/<_J;GN?U-SW/ZFY[G]3<]S^HQ6,N`I*N`N]/X8$"!`@0($"!`@0($" M!`@0($"!`@0($"!`@0($"!`@0(%_M`@0($"!`@0($"!`@0($"!`@0($"!`@2 MCY(#^C#_`$>0-&-W59OU_F?_V@`(`0(#`3\0O/W,^Z9]TS[IGW3/NF?=,^Z9 M]TS[IGW3/NF%#&XT=]^"-"V%J_0FE";3VFT]IM/:;3VFT]IM/:;3VFT]IM/: M;3VFT]IM/:;3VFT]IM/:;3VFT]IM/:;3VFT]IM/:;3VFT]IM/:;3VFT]IM/: M;3VFT]IM/:;3VFT]IM/:;3VFT]IM/:;3VFT]IM/:;3VFT]IM/:;3VFT]IM/: M;3VFT]IM/:;3VFT]IM/:;3VFT]IM/:;3VF?1[34[_P"/T0>__G]<*$E2_FG. M:G?B%:)L/&\*?^\.<]/%B&&J'/\KSFIW\"#9J0Q>0>&YH\`%0[ MS`[37]-6!4;K$2)JND6KD7!0KU\95NII&(:D%C1E'SOZ@`4<;CDZOI'@&B)= M0:?X<:2G2,BO,`4Z0B-!BA/)<)%Y-?Z-2>;YWX.CL_$U._AS30UZZG']X_9\ M\.[L^_\`Y,[SXLI#@G*&(F;$S.'M&*:$_6_1#^*:'K%Z'S@:9-<2A MKM[C+@;Q%B:KI&4ZU-#%0='YF0:II=OAB@;KG&L]E'Q+VA7/68./=VE"%#M? M[B+:/1$742BK2)0L<]F5H+VE>]E1%VD&H\F\:,HS3ZI^9P_,F-O*E0'R(KKM MCW)Z$=(8\HO!7EO"F'L2UU"(G)YROH^D*`Y>46`T)K=J)X8='K!'6MZRXI=< MY71R^TI:S#LT?TPU?GS@X.CL_$U._A8AJ-PC&@OA3.9GV@5HF,-B``.7$47. M(D>48O7#V^R#+Y*WEHPO/US];]$_1CJ_09B+UCUM;I*#$3#YGXDU/3]3\2:& M$0NWS&WVD9ST^&8UMVTEM--3]J?O?IFCU?$HW!!^,&KO,!V_<_0P8=HC?2,4 M94UDT^J?FBALCU.&;8A]R&EZ2 M[;?A/SH(#2I^]^F%9O,PXNCL_$U._BW,Z]-3@DJ/HF?U+SR7X<[W3.J-5Y(RDOG-)WCBN=3]#-/M&HY6CW5_CSJ?FO66LJ M4P1:NTA#)5AZ2K5H2[:<"'.1+8U$`"CU@E+NY9L4G,J7;%72+6913;106V"# M45P["A$E?EU@FU4C+#1.9:IFA=I<)=1=MACK!,Z,]8[1IA@*WUEBQ>F(K`Q= M!'++(_>D#>;>DY?&H;R](E9:'A_)G^^%.0_^3R'_P`GD/\`Y/(?_)Y#_P"3R'_R+HC!6<3OSOSOSOSOSOSO MSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSO MSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOSOQRL^:_XK M_]H`"`$#`P$_$"C0FT3:)M$VB;1-HFT3:)M$VB;!!6@5P$6Q(5YS<9N,W&;C M-QFXS<9N,W&;C-QFXS<9N,W&;C-QFXS<9N,W&;C-QFXS<9N,W&;C-QFXS<9N M,W&;C-QFXS<9N,W&;C-QFXS<9N,W&;C-QFXS<9N,W&;C-QFXS<9@U9H_QXAJ M\`-L5V_S7*:.*U-R;DW)N16CC8L4"V*[_F^4T>`ZYAQK"$4'"Q>')>)/*!Y? MRO*:/`ERXG3A4/&BO6+1-:\,P2NO M7B#D+@$0)JS3>!'`A%I131XUD8ICU,-RBWQN-15KK`!7^$_.L-%$%&R,"P19 MI!1YG^C<\4:31X;[]..OP7*7UZ<:Z]985,(FI-0P!F:\TFA%^4U827%@54N- M0@!1&%A`#"&L2(=94LU(:_/.$+<`62IY6E;WI,Q:5@.<+;*7@*AY&'98)B*D M-I;8%7&MFLX:]Y^V:4_9P0%]85QDE#>K$PI^ MV:7I#;FMX(N<.K+2ZG2:)K9K.&G`J"*#/*:=2UKFDFGV)I1U;>" M)#N"YJVNLTF"CPQK)H]YK369:ATXFDT>*^_3C^=/1?#33K+Z])B>44XQ'%40 M#0)KNBXM*0FFZ1?(BUOG#8B=6LN3+MU%8'\^:31X[;].%K_/FDT>.HDNNI_P!I"GG M.[.[.[.[.[.[.[-BSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSL MSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSLSL 7SLSLSLSLSLSLSLSLSLSLSLS'R_XK_]D_ ` end