Purchased Loans (Tables)

3 Months Ended

Mar. 31, 2016

Accounting for Acquired Loans Disclosure

Purchased Impaired Loans - Balances

Table 56: Purchased Impaired Loans - Balances
		March 31, 2016						December 31, 2015
In millions		OutstandingBalance (a)		Recorded Investment		Carrying Value			OutstandingBalance (a)		Recorded Investment		Carrying Value
Commercial lending
	Commercial	$	78	$	29	$	18		$	94	$	36	$	24
	Commercial real estate		128		120		81			155		133		96
Total commercial lending			206		149		99			249		169		120
Consumer lending
	Consumer		1,694		1,338		1,313			1,769		1,407		1,392
	Residential real estate		1,843		1,893		1,656			1,915		1,946		1,700
Total consumer lending			3,537		3,231		2,969			3,684		3,353		3,092
	Total	$	3,743	$	3,380	$	3,068		$	3,933	$	3,522	$	3,212
(a)	Outstanding balance represents the balance on the loan servicing system. Recorded investment may be greater than the outstanding balance due to expected recoveries of collateral.

Purchased Impaired Loans - Accretable Yield

Activity for the accretable yield during the first three months of 2016 and 2015 follows:
Table 57: Purchased Impaired Loans - Accretable Yield
In millions	2016		2015
January 1	$	1,250	$	1,558
Accretion (including excess cash recoveries)		(107)		(132)
Net reclassifications to accretable from non-accretable		17		64
Disposals		(4)		(6)
March 31	$	1,156	$	1,484