Consolidated Balance Sheet - USD ($)		Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and due from banks (a)	[1]	$ 4,065,000,000	$ 4,360,000,000
Federal funds sold and resale agreements (b)	[2]	1,369,000,000	1,852,000,000
Trading securities		1,726,000,000	2,353,000,000
Interest-earning deposits with banks (a)	[1]	30,546,000,000	31,779,000,000
Loans held for sale (b)	[2]	1,540,000,000	2,262,000,000
Investment securities		70,528,000,000	55,823,000,000
Loans (b)	[2]	206,696,000,000	204,817,000,000
Allowance for loan and lease losses		(2,727,000,000)	(3,331,000,000)
Net loans (a)	[1]	203,969,000,000	201,486,000,000
Goodwill		9,103,000,000	9,103,000,000
Mortgage servicing rights		1,589,000,000	1,351,000,000
Other intangible assets		379,000,000	493,000,000
Equity investments (a)	[1]	10,587,000,000	10,728,000,000
Other (a) (b)	[1],[2]	23,092,000,000	23,482,000,000
Total assets		358,493,000,000	345,072,000,000
Deposits
Noninterest-bearing		79,435,000,000	73,479,000,000
Interest-bearing		169,567,000,000	158,755,000,000
Total deposits		249,002,000,000	232,234,000,000
Borrowed funds
Federal funds purchased and repurchase agreements		1,777,000,000	3,510,000,000
Federal Home Loan Bank Borrowings		20,108,000,000	20,005,000,000
Bank notes and senior debt		21,298,000,000	15,750,000,000
Subordinated debt		8,556,000,000	9,151,000,000
Commercial paper		14,000,000	4,995,000,000
Other (c) (d)	[3],[4]	2,779,000,000	3,357,000,000
Borrowed funds		54,532,000,000	56,768,000,000
Allowance for unfunded loan commitments and letters of credit		261,000,000	259,000,000
Accrued expenses (c)	[4]	4,975,000,000	5,187,000,000
Other (c)	[4]	3,743,000,000	4,550,000,000
Total liabilities		312,513,000,000	298,998,000,000
Equity
Preferred stock (e)	[5]	0	0
Common stock ($5 par value, authorized 800 shares, issued 542 and 541 shares)		2,708,000,000	2,705,000,000
Capital surplus - preferred stock		3,452,000,000	3,946,000,000
Capital surplus - common stock and other		12,745,000,000	12,627,000,000
Retained earnings		29,043,000,000	26,200,000,000
Accumulated other comprehensive income		130,000,000	503,000,000
Common stock held in treasury at cost: 38 and 18 shares		(3,368,000,000)	(1,430,000,000)
Total shareholders' equity		44,710,000,000	44,551,000,000
Noncontrolling interests		1,270,000,000	1,523,000,000
Total equity		45,980,000,000	46,074,000,000
Total liabilities and equity		$ 358,493,000,000	$ 345,072,000,000

[1] Our consolidated assets at December 31, 2015 included the following assets of certain variable interest entities (VIEs): Cash and due from banks of $11 million, Interest-earning deposits with banks of $4 million, Net loans of $1.3 billion, Equity investments of $183 million, and Other assets of $402 million. Our consolidated assets at December 31, 2014 included the following assets of certain VIEs: Cash and due from banks of $6 million, Interest-earning deposits with banks of $6 million, Net loans of $1.6 billion, Equity investments of $492 million, and Other assets of $483 million.

[2] Our consolidated assets at December 31, 2015 included the following for which we have elected the fair value option: Federal funds sold and resale agreements of $137 million, Loans held for sale of $1.5 billion, Loans of $.9 billion, and Other assets of $521 million. Our consolidated assets at December 31, 2014 included the following for which we have elected the fair value option: Federal funds sold and resale agreements of $155 million, Loans held for sale of $2.2 billion, Loans of $1.0 billion, and Other assets of $412 million.

[3] Our consolidated liabilities at December 31, 2015 and December 31, 2014 included Other borrowed funds of $93 million and $273 million, respectively, for which we have elected the fair value option.

[4] Our consolidated liabilities at December 31, 2015 included the following liabilities of certain VIEs: Other borrowed funds of $148 million, Accrued expenses of $44 million, and Other liabilities of $202 million. Our consolidated liabilities at December 31, 2014 included the following liabilities of certain VIEs: Other borrowed funds of $347 million, Accrued expenses of $70 million, and Other liabilities of $206 million.

[5] Par value less than $.5 million at each date.