Allowances for Loan and Lease Losses and Unfunded Loan Commitments and Letters Of Credit (Tables)

6 Months Ended

Jun. 30, 2015

Allowance For Loan And Lease Losses [Abstract]

Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data

Table 67: Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
				Commercial			Consumer
In millions				Lending			Lending				Total
June 30, 2015
	Allowance for Loan and Lease Losses
		January 1		$	1,571		$	1,760		$	3,331
		Charge-offs			(108)			(284)			(392)
		Recoveries			134			88			222
			Net (charge-offs) / recoveries		26			(196)			(170)
		Provision for credit losses			20			80			100
		Net change in allowance for unfunded loan commitments and letters of credit			13						13
		Other			(2)						(2)
			June 30	$	1,628		$	1,644		$	3,272
		TDRs individually evaluated for impairment		$	35		$	274		$	309
		Other loans individually evaluated for impairment			65						65
		Loans collectively evaluated for impairment			1,461			582			2,043
		Purchased impaired loans			67			788			855
			June 30	$	1,628		$	1,644		$	3,272
	Loan Portfolio
		TDRs individually evaluated for impairment (a)		$	414		$	2,002		$	2,416
		Other loans individually evaluated for impairment			282						282
		Loans collectively evaluated for impairment (b)			129,791			67,258			197,049
		Fair value option loans (c)						941			941
		Purchased impaired loans			235			4,230			4,465
			June 30	$	130,722		$	74,431		$	205,153
	Portfolio segment ALLL as a percentage of total ALLL				50	%		50	%		100	%
	Ratio of the allowance for loan and lease losses to total loans				1.25	%		2.21	%		1.59	%
June 30, 2014
	Allowance for Loan and Lease Losses
		January 1		$	1,547		$	2,062		$	3,609
		Charge-offs			(209)			(355)			(564)
		Recoveries			149			84			233
			Net charge-offs		(60)			(271)			(331)
		Provision for credit losses			108			58			166
		Net change in allowance for unfunded loan commitments and letters of credit			10						10
		Other			(1)						(1)
			June 30	$	1,604		$	1,849		$	3,453
		TDRs individually evaluated for impairment		$	29		$	407		$	436
		Other loans individually evaluated for impairment			118						118
		Loans collectively evaluated for impairment			1,349			664			2,013
		Purchased impaired loans			108			778			886
			June 30	$	1,604		$	1,849		$	3,453
	Loan Portfolio
		TDRs individually evaluated for impairment (a)		$	545		$	2,121		$	2,666
		Other loans individually evaluated for impairment			526						526
		Loans collectively evaluated for impairment (b) (d)			122,533			68,717			191,250
		Fair value option loans (c) (d)						985			985
		Purchased impaired loans			479			5,078			5,557
			June 30	$	124,083		$	76,901		$	200,984
	Portfolio segment ALLL as a percentage of total ALLL				46	%		54	%		100	%
	Ratio of the allowance for loan and lease losses to total loans				1.29	%		2.40	%		1.72	%
(a)	TDRs individually evaluated for impairment exclude TDRs that were subsequently accounted for as held for sale loans, but continue to be disclosed as TDRs.
(b)	Includes $174 million of loans collectively evaluated for impairment based upon collateral values and written down to the respective collateral value less costs to sell at June
	30, 2015. Accordingly, there is no allowance recorded for these loans. The comparative amount as of June 30, 2014 was $232 million.
(c)	Loans accounted for under the fair value option are not evaluated for impairment as these loans are accounted for at fair value. Accordingly, there is no allowance recorded on these loans.
(d)	Prior period amounts were corrected to include transferred loans over which PNC regained effective control as fair value option loans. This resulted in an increase of $101 million in consumer lending fair value option loans and a corresponding decrease of $101 million in consumer lending loans collectively evaluated for impairment.

Rollforward of Allowance for Unfunded Loan Commitments and Letters of Credit

Table 68: Rollforward of Allowance for Unfunded Loan Commitments and Letters of Credit
In millions		2015		2014
January 1	$	259	$	242
Net change in allowance for unfunded loan commitments and letters of credit		(13)		(10)
June 30	$	246	$	232