EXHIBIT 12.2

The PNC Financial Services Group, Inc. and Subsidiaries

Computation of Ratio of Earnings to Fixed Charges and Preferred Stock Dividends (1)

				Year Ended December 31
Dollars in millions	Nine Months Ended September 30, 2014			2013			2012			2011			2010			2009
Earnings
Pretax income from continuing operations before adjustment for noncontrolling interests in consolidated subsidiaries or income or loss from equity investees	$	3,781		$	5,148		$	3,594		$	3,785		$	3,680		$	3,129
Add:
Distributed income of equity investees		206			242			216			198			167			171
Fixed charges and preferred stock dividends excluding interest on deposits		826			1,028			1,125			1,037			1,316			1,993
Less:
Noncontrolling interests in pretax income of subsidiaries that have not incurred fixed charges		69			112			137			154			148			126
Interest capitalized		1												1			3
Preferred stock dividend requirements		284			364			272			86			224			597
Earnings excluding interest on deposits		4,459			5,942			4,526			4,780			4,790			4,567
Interest on deposits		239			344			386			668			963			1,741
Total earnings	$	4,698		$	6,286		$	4,912		$	5,448		$	5,753		$	6,308
Fixed charges and preferred stock dividends
Interest on borrowed funds	$	427		$	516		$	696		$	791		$	918		$	1,225
Interest component of rentals		114			148			145			125			134			131
Amortization of notes and debentures								12			35			39			37
Interest capitalized		1												1			3
Preferred stock dividend requirements		284			364			272			86			224			597
Fixed charges and preferred stock dividends excluding interest on deposits		826			1,028			1,125			1,037			1,316			1,993
Interest on deposits		239			344			386			668			963			1,741
Total fixed charges and preferred stock dividends	$	1,065		$	1,372		$	1,511		$	1,705		$	2,279		$	3,734
Ratio of earnings to fixed charges and preferred stock dividends
Excluding interest on deposits		5.40	x		5.78	x		4.02	x		4.61	x		3.64	x		2.29	x
Including interest on deposits		4.41			4.58			3.25			3.20			2.52			1.69

(1) As defined in Item 503(d) of Regulation S-K.