Allowances for Loan and Lease Losses and Unfunded Loan Commitments and Letters Of Credit (Tables)

6 Months Ended

Jun. 30, 2013

Allowance For Loan And Lease Losses [Abstract]

Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data

Table 78: Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
				Commercial			Consumer
In millions				Lending			Lending				Total
June 30, 2013
	Allowance for Loan and Lease Losses
		January 1		$	1,774		$	2,262		$	4,036
		Charge-offs			(336)			(589)			(925)
		Recoveries			185			76			261
			Net charge-offs		(151)			(513)			(664)
		Provision for credit losses			28			365			393
		Net change in allowance for unfunded loan commitments and letters of credit			8						8
		Other			(1)						(1)
			June 30	$	1,658		$	2,114		$	3,772
		TDRs individually evaluated for impairment		$	25		$	482		$	507
		Other loans individually evaluated for impairment			203						203
		Loans collectively evaluated for impairment			1,247			698			1,945
		Purchased impaired loans			183			934			1,117
			June 30	$	1,658		$	2,114		$	3,772
	Loan Portfolio
		TDRs individually evaluated for impairment		$	599		$	2,243		$	2,842
		Other loans individually evaluated for impairment			840						840
		Loans collectively evaluated for impairment (a)			110,863			68,452			179,315
		Purchased impaired loans			968			5,810			6,778
			June 30	$	113,270		$	76,505		$	189,775
	Portfolio Segment ALLL as a percentage of total ALLL				44	%		56	%		100	%
	Ratio of the allowance for loan and lease losses to total loans				1.46	%		2.76	%		1.99	%
June 30, 2012
	Allowance for Loan and Lease Losses
		January 1		$	1,995		$	2,352		$	4,347
		Charge-offs			(403)			(526)			(929)
		Recoveries			214			67			281
			Net charge-offs		(189)			(459)			(648)
		Provision for credit losses			88			353			441
		Net change in allowance for unfunded loan commitments and letters of credit			7			9			16
			June 30	$	1,901		$	2,255		$	4,156
		TDRs individually evaluated for impairment		$	45		$	527		$	572
		Other loans individually evaluated for impairment			419						419
		Loans collectively evaluated for impairment			1,210			920			2,130
		Purchased impaired loans			227			808			1,035
			June 30	$	1,901		$	2,255		$	4,156
	Loan Portfolio
		TDRs individually evaluated for impairment		$	483		$	1,836		$	2,319
		Other loans individually evaluated for impairment			1,523						1,523
		Loans collectively evaluated for impairment			100,607			67,893			168,500
		Purchased impaired loans			1,532			6,551			8,083
			June 30	$	104,145		$	76,280		$	180,425
	Portfolio segment ALLL as a percentage of total ALLL				46	%		54	%		100	%
	Ratio of the allowance for loan and lease losses to total loans				1.83	%		2.96	%		2.30	%
(a)	Includes $291 million of loans collectively evaluated for impairment based upon collateral values and written down to the respective collateral value less costs to sell. Accordingly, there is no allowance recorded for these loans.

Rollforward of Allowance for Unfunded Loan Commitments and Letters of Credit

Table 79: Rollforward of Allowance for Unfunded Loan Commitments and Letters of Credit
In millions			2013		2012
January 1		$	250	$	240
Net change in allowance for unfunded loan commitments and letters of credit			(8)		(16)
	June 30	$	242	$	224