Fair Value (Tables)

9 Months Ended

Sep. 30, 2012

Assets and liabilities measured at fair value on a recurring basis, including instruments for which PNC has elected the fair value option, follow.

Table 93: Fair Value Measurements - Summary

					September 30, 2012								December 31, 2011
											Total								Total
In millions				Level 1		Level 2		Level 3		Fair Value			Level 1	Level 2		Level 3		Fair Value
Assets
	Securities available for sale
		US Treasury and government agencies		$	2,130	$	894			$	3,024	$	1,659	$	2,058			$	3,717
		Residential mortgage-backed
			Agency				27,930				27,930				26,792				26,792
			Non-agency					$	6,220		6,220					$	5,557		5,557
		Commercial mortgage-backed
			Agency				651				651				1,140				1,140
			Non-agency				3,281				3,281				2,756				2,756
		Asset-backed					4,825		714		5,539				2,882		787		3,669
		State and municipal					1,708		341		2,049				1,471		336		1,807
		Other debt					3,066		52		3,118				2,713		49		2,762
			Total debt securities		2,130		42,355		7,327		51,812		1,659		39,812		6,729		48,200
		Corporate stocks and other			305		16				321		368						368
			Total securities available for sale		2,435		42,371		7,327		52,133		2,027		39,812		6,729		48,568
	Financial derivatives (a) (b)
		Interest rate contracts			19		9,504		140		9,663				9,150		60		9,210
		Other contracts					163		7		170				246		7		253
			Total financial derivatives		19		9,667		147		9,833				9,396		67		9,463
	Residential mortgage loans held for sale (c)						1,477				1,477				1,522				1,522
	Trading securities (d)
		Debt (e) (f)			1,424		1,153		32		2,609		1,058		1,371		39		2,468
		Equity			46		9				55		42		3				45
			Total trading securities		1,470		1,162		32		2,664		1,100		1,374		39		2,513
	Trading loans						22				22
	Residential mortgage servicing rights (g)								594		594						647		647
	Commercial mortgage loans held for sale (c)								811		811						843		843
	Equity investments
		Direct investments							1,094		1,094						856		856
		Indirect investments (h)							658		658						648		648
			Total equity investments						1,752		1,752						1,504		1,504
	Customer resale agreements (i)						462				462				732				732
	Loans (j)						307		7		314				222		5		227
	Other assets
		BlackRock Series C Preferred Stock (k)							210		210						210		210
		Other			279		199		9		487				422		7		429
			Total other assets		279		199		219		697				422		217		639
		Total assets		$	4,203	$	55,667	$	10,889	$	70,759	$	3,127	$	53,480	$	10,051	$	66,658
Liabilities
	Financial derivatives (b) (l)
		Interest rate contracts		$	6	$	7,169	$	16	$	7,191			$	7,065	$	6	$	7,071
		BlackRock LTIP							210		210						210		210
		Other contracts					191		104		295				233		92		325
			Total financial derivatives		6		7,360		330		7,696				7,298		308		7,606
	Trading securities sold short (m)
		Debt			688		15				703	$	997		19				1,016
			Total trading securities sold short		688		15				703		997		19				1,016
	Other liabilities						2				2				3				3
		Total liabilities		$	694	$	7,377	$	330	$	8,401	$	997	$	7,320	$	308	$	8,625
(a)		Included in Other assets on our Consolidated Balance Sheet.
(b)		Amounts at September 30, 2012 and December 31, 2011 are presented gross and are not reduced by the impact of legally enforceable master netting agreements
		that allow PNC to net positive and negative positions and cash collateral held or placed with the same counterparty. At September 30, 2012 and December 31, 2011,
		respectively, the net asset amounts were $2.8 billion and $2.4 billion and the net liability amounts were $.7 billion and $.7 billion.
(c)		Included in Loans held for sale on our Consolidated Balance Sheet. PNC has elected the fair value option for certain commercial and residential
		mortgage loans held for sale.
(d)		Fair value includes net unrealized gains of $107 million at September 30, 2012 compared with net unrealized gains of $102 million at December 31, 2011.
(e)		Approximately 27% of these securities are residential mortgage-backed securities and 53% are US Treasury and government agencies securities at September 30, 2012.
		Comparable amounts at December 31, 2011 were 57% and 34%, respectively.
(f)		At December 31, 2011, $1.1 billion of residential mortgage-backed agency securities with embedded derivatives were carried in Trading securities. At September 30, 2012, the balance was zero.
(g)		Included in Other intangible assets on our Consolidated Balance Sheet.
(h)		The indirect equity funds are not redeemable, but PNC receives distributions over the life of the partnership from liquidation of the underlying investments by the
		investee, which we expect to occur over the next twelve years. The amount of unfunded contractual commitments related to indirect equity investments was $164 million
		and related to direct equity investments was $37 million as of September 30, 2012, respectively.
(i)		Included in Federal funds sold and resale agreements on our Consolidated Balance Sheet. PNC has elected the fair value option for these items.
(j)		Included in Loans on our Consolidated Balance Sheet.
(k)		PNC has elected the fair value option for these shares.
(l)		Included in Other liabilities on our Consolidated Balance Sheet.
(m)		Included in Other borrowed funds on our Consolidated Balance Sheet.

Reconciliation of Level 3 Assets and Liabilities

Reconciliations of assets and liabilities measured at fair value on a recurring basis using Level 3 inputs for the three months and
nine months ended September 30, 2012 and 2011 follow.

Table 94: Reconciliation of Level 3 Assets and Liabilities

Three Months Ended September 30, 2012

																									Unrealized
																									gains (losses)
								Total realized / unrealized																	on assets and
							gains or losses for the period (a)																		liabilities held on
											Included														Consolidated
Level 3 Instruments					Fair Value						in Other										Transfers		Fair Value		Balance Sheet
	Only				June 30,			Included in			comprehensive										into		Sept. 30,		at Sept. 30,
In millions					2012			Earnings			income		Purchases		Sales		Issuances		Settlements		Level 3 (b)		2012		2012 (c)
Assets
	Securities available for
		sale
		Residential mortgage-
			backed non-agency		$	5,887		$	26		$	592							$	(285)			$	6,220	$	(23)
		Asset-backed				688			1			55								(30)				714		(1)
		State and municipal				337						4												341
		Other debt				55							$	5	$	(8)								52
			Total securities
				available for sale		6,967			27			651		5		(8)				(315)				7,327		(24)
	Financial derivatives					117			145											(115)				147		122
	Trading securities - Debt					41			5											(14)				32
	Residential mortgage
		servicing rights				581			(45)					70			$	32		(44)				594		(44)
	Commercial mortgage
		loans held for sale				837			(2)							(26)				2				811		(4)
	Equity investments
		Direct investments				957			26					135		(24)								1,094		21
		Indirect investments				677			8					12		(39)								658		8
			Total equity
				investments		1,634			34					147		(63)								1,752		29
	Loans					7								1						(1)				7
	Other assets
		BlackRock Series C
			Preferred Stock			200			10															210		10
		Other				7															$	2		9
			Total other assets			207			10													2		219		10
				Total assets	$	10,391		$	174	(e)	$	651	$	223	$	(97)	$	32	$	(487)	$	2	$	10,889	$	89	(f)
				Total liabilities (d)	$	289		$	62	(e)					$	1			$	(22)			$	330	$	21	(f)

Three Months Ended September 30, 2011

																									Unrealized
																									gains (losses)
								Total realized / unrealized																	on assets and
							gains or losses for the period (a)																		liabilities held on
											Included														Consolidated
Level 3 Instruments					Fair Value						in Other										Transfers		Fair Value		Balance Sheet
	Only				June 30,			Included in			comprehensive										out of		Sept. 30,		at Sept. 30,
In millions					2011			Earnings			income		Purchases		Sales		Issuances		Settlements		Level 3 (b)		2011		2011 (c)
Assets
	Securities available for
		sale
		Residential mortgage-
			backed non-agency		$	6,454		$	(7)		$	(183)							$	(276)			$	5,988	$	(30)
		Asset-backed				951			(2)			(8)	$	48						(93)				896		(5)
		State and municipal				341														(9)				332
		Other debt				75						2		1							$	(26)		52
			Total securities
				available for sale		7,821			(9)			(189)		49						(378)		(26)		7,268		(35)
	Financial derivatives					60			89					1						(62)				88		84
	Trading securities - Debt					56			1											(6)		(4)		47
	Residential mortgage
		servicing rights				996			(298)								$	24		(38)				684		(294)
	Commercial mortgage
		loans held for sale				856			4											(29)				831		4
	Equity investments
		Direct investments				849			39					40	$	(67)								861		29
		Indirect investments				664			26					15		(46)								659		27
			Total equity
				investments		1,513			65					55		(113)								1,520		56
	Loans					4																		4
	Other assets
		BlackRock Series C
			Preferred Stock			426			(80)											(172)				174		(80)
		Other				8														(1)				7
			Total other assets			434			(80)											(173)				181		(80)
				Total assets	$	11,740		$	(228)	(e)	$	(189)	$	105	$	(113)	$	24	$	(686)	$	(30)	$	10,623	$	(265)	(f)
				Total liabilities (d)	$	444		$	(86)	(e)					$	1			$	(167)			$	192	$	(76)	(f)

Nine Months Ended September 30, 2012

																												Unrealized
																												gains (losses)
								Total realized / unrealized																				on assets and
								gains or losses for the period (a)																				liabilities held on
												Included																Consolidated
Level 3 Instruments					Fair Value							in Other										Transfers		Transfers		Fair Value		Balance Sheet
	Only				Dec. 31,				Included in			comprehensive										into		out of		Sept. 30,		at Sept. 30,
In millions					2011				Earnings			income		Purchases		Sales		Issuances		Settlements		Level 3 (b)		Level 3 (b)		2012		2012 (c)
Assets
	Securities available for
		sale
		Residential mortgage-
			backed non-agency			$	5,557		$	38		$	1,078	$	49	$	(163)			$	(797)	$	458			$	6,220	$	(86)
		Commercial mortgage-
			backed non-agency							2											(2)
		Asset-backed					787			(6)			114				(87)				(94)						714		(9)
		State and municipal					336						7								(2)						341
		Other debt					49			(1)			1		14		(11)										52		(1)
			Total securities
				available for sale			6,729			33			1,200		63		(261)				(895)		458				7,327		(96)
	Financial derivatives						67			339					4						(264)		3	$	(2)		147		291
	Trading securities - Debt						39			8											(15)						32		3
	Residential mortgage
		servicing rights					647			(151)					134			$	85		(121)						594		(140)
	Commercial mortgage
		loans held for sale					843			(4)							(30)				2						811		(7)
	Equity investments
		Direct investments					856			68					294		(124)										1,094		62
		Indirect investments					648			76					42		(108)										658		73
			Total equity
				investments			1,504			144					336		(232)										1,752		135
	Loans						5								3						(1)						7
	Other assets
		BlackRock Series C
			Preferred Stock				210																				210
		Other					7																2				9
			Total other assets				217																2				219
				Total assets		$	10,051		$	369	(e)	$	1,200	$	540	$	(523)	$	85	$	(1,294)	$	463	$	(2)	$	10,889	$	186	(f)
				Total liabilities (d)		$	308		$	83	(e)					$	2			$	(62)	$	1	$	(2)	$	330	$	13	(f)


Nine Months Ended September 30, 2011

																									Unrealized
																									gains (losses)
								Total realized / unrealized																	on assets and
							gains or losses for the period (a)																		liabilities held on
											Included														Consolidated
Level 3 Instruments					Fair Value						in Other										Transfers		Fair Value		Balance Sheet
	Only				Dec. 31,			Included in			comprehensive										out of		Sept. 30,		at Sept. 30,
In millions					2010			Earnings			income		Purchases		Sales		Issuances		Settlements		Level 3 (b)		2011		2011 (c)
Assets
	Securities available for
		sale
		Residential mortgage-
			backed non-agency		$	7,233		$	(71)		$	(1)	$	45	$	(280)			$	(938)			$	5,988	$	(93)
		Asset-backed				1,045			(5)			35		48						(227)				896		(14)
		State and municipal				228						3		121						(20)				332
		Other debt				73			(2)			6		3		(3)				1	$	(26)		52		(1)
		Corporate stocks
			and other			4														(4)
			Total securities
				available for sale		8,583			(78)			43		217		(283)				(1,188)		(26)		7,268		(108)
	Financial derivatives					77			195					4						(188)				88		153
	Trading securities - Debt					69			(2)											(16)		(4)		47		(5)
	Residential mortgage
		servicing rights				1,033			(369)					48			$	94		(122)				684		(360)
	Commercial mortgage
		loans held for sale				877			4							(13)				(37)				831		3
	Equity investments
		Direct investments				749			73					142		(103)								861		60
		Indirect investments				635			96					40		(112)								659		98
			Total equity
				investments		1,384			169					182		(215)								1,520		158
	Loans					2								2										4
	Other assets
		BlackRock Series C
			Preferred Stock			396			(50)											(172)				174		(50)
		Other				7								1						(1)				7
			Total other assets			403			(50)					1						(173)				181		(50)
				Total assets	$	12,428		$	(131)	(e)	$	43	$	454	$	(511)	$	94	$	(1,724)	$	(30)	$	10,623	$	(209)	(f)
				Total liabilities (d)	$	460		$	(36)	(e)					$	9			$	(241)			$	192	$	(47)	(f)
(a)			Losses for assets are bracketed while losses for liabilities are not.
(b)			PNC's policy is to recognize transfers in and transfers out as of the end of the reporting period.
(c)			The amount of the total gains or losses for the period included in earnings that is attributable to the change in unrealized gains or losses related to those assets and liabilities held at the end of the reporting period.
(d)			Financial derivatives.
(e)			Net gains (realized and unrealized) included in earnings relating to Level 3 assets and liabilities were $112 million for the third quarter of 2012, while for the first nine months
			of 2012 there were $286 million of net gains (realized and unrealized) included in earnings. The comparative amounts included net losses (realized and unrealized) of $142 million
			for third quarter 2011 and net losses (realized and unrealized) of $95 million for the first nine months of 2011. These amounts also included amortization and accretion of
			$51 million for the third quarter of 2012 and $137 million for the first nine months of 2012. The comparative amounts were $26 million for the third quarter of 2011 and $81
			million for the first nine months of 2011. The amortization and accretion amounts were included in Interest income on the Consolidated Income Statement, and the
			remaining net gains/(losses) (realized and unrealized) were included in Noninterest income on the Consolidated Income Statement.
(f)			Net unrealized gains relating to those assets and liabilities held at the end of the reporting period were $68 million for the third quarter of 2012, while for the first nine months
			of 2012 there were $173 million of net unrealized gains. The comparative amounts included net unrealized losses of $189 million for the third quarter of 2011 and
			net unrealized losses of $162 million for the first nine months of 2011. These amounts were included in Noninterest income on the Consolidated Income Statement.

Fair Value Measurement - Recurring Quantitative Information

Quantitative information about the significant unobservable inputs within Level 3 recurring assets and liabilities follows.

Table 95: Fair Value Measurement - Recurring Quantitative Information

Fair Value

Level 3 Instruments Only

Sept. 30

Dollars in millions

2012

Valuation Techniques

Unobservable Inputs

Range (Weighted Average)

Residential mortgage-backed

non-agency

6,220

Priced by a third-party vendor

Constant prepayment rate (CPR)

1.0%-30.0% (5.0%)

(a)

using a discounted cash flow

Constant default rate (CDR)

0.0%-24.0% (7.0%)

(a)

pricing model (a)

Loss Severity

10.0%-92.0% (51.0%)

(a)

Spread over the benchmark curve (b)

350bps weighted average

(a)

Asset-backed

714

Priced by a third-party vendor

Constant prepayment rate (CPR)

1.0%-15.0% (3.0%)

(a)

using a discounted cash flow

Constant default rate (CDR)

1.0%-25.0% (9.0%)

(a)

pricing model (a)

Loss Severity

10.0%-100.0% (72.0%)

(a)

Spread over the benchmark curve (b)

518bps weighted average

(a)

State and municipal

158

Discounted cash flow

Spread over the benchmark curve (b)

110bps - 275bps (162bps)

183

Consensus pricing (c)

Credit and Liquidity discount

0.0%-30.0% (9.0%)

Other debt

Consensus pricing (c)

Credit and Liquidity discount

7.0%-95.0% (86.0%)

Residential mortgage loan

commitments

123

Discounted cash flow

Probability of funding

5.0% - 99.0% (65.2%)

Embedded servicing value

.4% - 1.2% (.8%)

Trading securities - Debt

Consensus pricing (c)

Credit and Liquidity discount

8.0%-40.0% (16.0%)

Residential mortgage servicing rights

594

Discounted cash flow

Constant prepayment rate (CPR)

3.9% - 57.8% (20.8%)

Spread over the benchmark curve (b)

939bps - 1,937bps (1,125 bps)

Commercial mortgage loans held

for sale

811

Discounted cash flow

Spread over the benchmark curve (b)

495bps - 3,320bps (962bps)

Equity investments - Direct investments

1,094

Multiple of adjusted earnings

Multiple of earnings

4.5 - 11.0 (6.5)

Equity investments - Indirect (d)

658

Net asset value

BlackRock Series C Preferred Stock

210

Consensus pricing (c)

Liquidity discount

22.5%

BlackRock LTIP

(210)

Consensus pricing (c)

Liquidity discount

22.5%

Other derivative contracts

(77)

Discounted cash flow

Credit and Liquidity discount

39.0% - 99.0% (48.0%)

Spread over the benchmark curve (b)

94bps

Insignificant Level 3 assets, net of

liabilities (e)

(3)

Total Level 3 assets, net of liabilities (f)

10,559

(a)

Level 3 residential mortgage-backed non-agency and asset-backed securities with fair values as of September 30, 2012 totaling $5,246 million and $686 million, respectively, were

priced by a third-party vendor using a discounted cash flow pricing model, that incorporates consensus pricing, where available. The significant unobservable inputs for

these securities were provided by the third-party vendor and are disclosed in the table. Our procedures to validate the prices provided by the third-party vendor related

to these securities are discussed further in the Fair Value Measurement section of this Note 9. Certain Level 3 residential mortgage-backed non-agency and asset-backed

securities with fair value as of September 30, 2012 of $974 million and $28 million, respectively, were valued using a pricing source, such as, a dealer quote or comparable security

price, for which the significant unobservable inputs used to determine the price were not reasonably available.

(b)

The assumed yield spread over the benchmark curve for each instrument is generally intended to incorporate non-interest-rate risks such as credit and liquidity risks.

(c)

Consensus pricing refers to fair value estimates that are generally internally developed using information such as dealer quotes or other third-party provided valuations or

comparable asset prices.

(d)

The range on these indirect equity investments has not been disclosed due to the diverse nature of the underlying investments.

(e)

Represents the aggregate amount of Level 3 assets and liabilities measured at fair value on a recurring basis that are individually and in the aggregate insignificant. The amount includes loans, and certain financial derivative assets and liabilities and other assets.

(f)

Consists of total Level 3 assets of $10,889 million and total Level 3 liabilities of $330 million.

Fair Value Measurements - Nonrecurring

Table 96: Fair Value Measurements - Nonrecurring (a)

								Gains (Losses)				Gains (Losses)
				Fair Value				Three months ended				Nine months ended
			September 30		December 31		September 30		September 30		September 30		September 30
In millions			2012		2011		2012		2011		2012		2011
Assets
	Nonaccrual loans		$	173	$	253	$	(8)	$	(50)	$	(52)	$	(104)
	Loans held for sale			57		130		(4)		(5)		(4)		(5)
	Equity investments					1				(1)				(1)
	Commercial mortgage servicing rights			394		457		14		(82)		5		(157)
	OREO and foreclosed assets			242		223		(30)		(28)		(67)		(59)
	Long-lived assets held for sale			22		17		(4)		(2)		(16)		(4)
		Total assets	$	888	$	1,081	$	(32)	$	(168)	$	(134)	$	(330)
(a)		All Level 3, except for $8 million included in Loans held for sale which is categorized as Level 2 as of September 30, 2012.

Fair Value Measurements - Nonrecurring Quantitative Information

Quantitative information about the significant unobservable inputs within Level 3 nonrecurring assets follows.

Table 97: Fair Value Measurements - Nonrecurring Quantitative Information

Fair Value

Level 3 Instruments Only

September 30,

Dollars in millions

2012

Valuation Techniques

Unobservable Inputs

Range (Weighted Average)

Assets

Nonaccrual loans (a)

Fair value of collateral

Loss severity

1.8% - 98.3% (58.6%)

Loans held for sale

Discounted cash flow

Spread over the benchmark curve (b)

25bps - 235bps (119bps)

Embedded servicing value

.8% - 2.6% (1.7%)

Commercial mortgage

394

Discounted cash flow

Constant prepayment rate (CPR)

5.3% - 20.6% (6.9%)

servicing rights

Discount rate

5.4% - 7.9% (7.6%)

Other (c)

392

Fair value of property or collateral

Appraised value/sales price

Not meaningful

Total Assets

880

(a)

The fair value of nonaccrual loans included in this line item is determined based on internal loss rates. Nonaccrual loans where the fair value is determined based on the appraised value or sales price is included within Other, below.

(b)

The assumed yield spread over benchmark curve for each instrument is generally intended to incorporate non-interest-rate risks such as credit and liquidity risks.

(c)

Other includes nonaccrual loans of $128 million, OREO and foreclosed assets of $242 million and Long-lived assets held for sale of $22 million as of September 30, 2012. The fair value of these assets are determined based on appraised value or sales price, the range of which is not meaningful to disclose.

Fair Value Option - Changes in Fair Value

Table 98: Fair Value Option - Changes in Fair Value (a)

			Gains (Losses)				Gains (Losses)
			Three months ended				Nine months ended
			September 30		September 30		September 30		September 30
In millions			2012		2011		2012		2011
Assets
	Customer resale agreements		$	(1)	$	1	$	(7)	$	(6)
	Residential mortgage-backed agency securities with embedded derivatives (b)					27		13		24
	Commercial mortgage loans held for sale			(2)		4		(4)		3
	Residential mortgage loans held for sale			147		77		(53)		185
	Residential mortgage loans – portfolio			(8)		(16)		(34)		(14)
	BlackRock Series C Preferred Stock			10		(80)				(50)
(a)		The impact on earnings of offsetting hedged items or hedging instruments is not reflected in these amounts.
(b)		These residential mortgage-backed agency securities with embedded derivatives were carried as Trading securities.

Fair Value Option - Fair Value and Principal Balances

Fair values and aggregate unpaid principal balances of items for which we elected the fair value option follow.

Table 99: Fair Value Option - Fair Value and Principal Balances

						Aggregate Unpaid
In millions			Fair Value			Principal Balance		Difference
September 30, 2012
Customer resale agreements				$	462	$	430	$	32
Trading loans					22		22
Residential mortgage loans held for sale
	Performing loans				1,430		1,361		69
	Loans 90 days or more past due				31		37		(6)
	Nonaccrual loans				16		34		(18)
		Total			1,477		1,432		45
Commercial mortgage loans held for sale (a)
	Performing loans				805		940		(135)
	Nonaccrual loans				6		12		(6)
		Total			811		952		(141)
Residential mortgage loans - portfolio
	Performing loans				83		114		(31)
	Loans 90 days or more past due (b)				169		194		(25)
	Nonaccrual loans				62		195		(133)
		Total		$	314	$	503	$	(189)
December 31, 2011
Customer resale agreements				$	732	$	686	$	46
Residential mortgage-backed agency securities with embedded derivatives (c)					1,058		864		194
Residential mortgage loans held for sale
	Performing loans				1,501		1,439		62
	Loans 90 days or more past due				19		25		(6)
	Nonaccrual loans				2		4		(2)
		Total			1,522		1,468		54
Commercial mortgage loans held for sale (a)
	Performing loans				829		962		(133)
	Nonaccrual loans				14		27		(13)
		Total			843		989		(146)
Residential mortgage loans - portfolio
	Performing loans				74		97		(23)
	Loans 90 days or more past due (b)				90		95		(5)
	Nonaccrual loans				63		176		(113)
		Total		$	227	$	368	$	(141)
(a)	There were no loans 90 days or more past due within this category at September 30, 2012 or December 31, 2011.
(b)	The majority of these loans are government insured loans, which positively impacts the fair value.
(c)	These residential mortgage-backed agency securities with embedded derivatives were carried as Trading securities.

Additional Fair Value Information Related to Financial Instruments

Table 100: Additional Fair Value Information Related to Financial Instruments

		September 30, 2012											December 31, 2011
			Carrying		Fair Value								Carrying			Fair
In millions			Amount			Total		Level 1		Level 2		Level 3	Amount			Value
Assets
Cash and due from banks			$	4,284	$	4,284	$	4,284					$	4,105	$	4,105
Short-term assets				5,219		5,219			$	5,219				4,462		4,462
Trading securities				2,664		2,664		1,470		1,162	$	32		2,513		2,513
Investment securities				62,814		63,365		2,713		53,299		7,353		60,634		61,018
Trading loans				22		22				22
Loans held for sale				2,737		2,742				1,477		1,265		2,936		2,939
Net loans (excludes leases)				170,904		173,445				307		173,138		148,254		151,167
Other assets				4,327		4,327				2,356		1,971		4,019		4,019
Mortgage servicing rights				996		1,004						1,004		1,115		1,118
Financial derivatives
	Designated as hedging instruments under GAAP			2,023		2,023				2,023				1,888		1,888
	Not designated as hedging instruments under GAAP			7,810		7,810		19		7,644		147		7,575		7,575
	Total Assets		$	263,800	$	266,905	$	8,486	$	73,509	$	184,910	$	237,501	$	240,804

Liabilities
Demand, savings and money market deposits			$	178,471	$	178,471			$	178,471			$	156,335	$	156,335
Time deposits				27,792		28,109				28,109				31,632		31,882
Borrowed funds				43,359		44,607	$	688		42,882	$	1,037		36,966		39,064
Financial derivatives
	Designated as hedging instruments under GAAP			172		172				172				116		116
	Not designated as hedging instruments under GAAP			7,524		7,524		6		7,188		330		7,490		7,490
Unfunded loan commitments and letters of credit				220		220						220		223		223
	Total Liabilities		$	257,538	$	259,103	$	694	$	256,822	$	1,587	$	232,762	$	235,110

- Definition

Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).

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Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.

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- Definition

Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.

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- Definition

Tabular disclosure of the application of the fair value option for measurement and reporting of eligible financial assets and liabilities (as defined), as well as certain other eligible items (as defined) included in the statement of financial position, whether such option is elected for a single eligible item or a group of similar eligible items and is in addition to other disclosures concerning fair value which the company may be required to provide. Such disclosure might be expected to include: (1) for items included in the statement of financial position: (a) for each line item in the statement of financial position that includes an item or items for which the fair value option has been elected, provide the aggregate carrying amount of ineligible items included in each line item in the balance sheet, if any; (b) the difference between the aggregate fair value and the aggregate unpaid principal balance (assuming contractual principal amounts and fair value option elected) of: (i) loans and long-term receivables (other than securities otherwise reported at fair value) and (ii) long-term debt instruments; (c) for loans held as assets for which the fair value option has been elected: (i) the aggregate fair value of loans that are 90 days or more past due, (ii) if the policy is to recognize interest income separately from other changes in fair value, the aggregate fair value of loans in nonaccrual status, and (iii) the difference between the aggregate fair value and the aggregate unpaid principal balance for loans that are 90 days or more past due, in nonaccrual status, or both; (2) for items included in the income statement: (a) the amounts of gains and losses from fair value changes included in earnings and in which line in the income statement those gains and losses are reported whether or not combined with gains and losses from items required to be accounted for at fair value; (b) for loans and other receivables held as assets, the estimated amount of gains or losses included in earnings attributable to changes in instrument-specific credit risk; (c) for liabilities with fair values that have been significantly affected during the reporting period by changes in the instrument-specific credit risk, the estimated amount of gains and losses from fair value changes included in earnings that are attributable to changes in the instrument-specific credit risk; and (3) certain other disclosures as required or determined to be provided.

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