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Commitments And Guarantees (Tables)
12 Months Ended
Dec. 31, 2011
Commitments and Guarantees [Abstract]  
Net Outstanding Standby Letters of Credit
Net Outstanding Standby Letters of Credit
               
      December 31 December 31 
Dollars in billions2011  2010 
Net outstanding standby letters of credit $ 10.8  $ 10.1  
Internal credit ratings (as a percentage of portfolio):         
 Pass (a)   94%   90% 
 Below pass (b)   6%   10% 
(a)Indicates that expected risk of loss is currently low.
(b)Indicates a higher degree of risk of default.
Analysis of Commercial Mortgage Recourse Obligations
Analysis of Commercial Mortgage Recourse Obligations
          
In millions  2011  2010 
January 1 $ 54 $ 71 
Reserve adjustments, net   1   9 
Losses - loan repurchases and settlements   (8)   (2) 
Loan sales      (24) 
December 31 $ 47 $ 54 
Analysis of Indemnification and Repurchase Liability for Asserted and Unasserted Claims
Analysis of Indemnification and Repurchase Liability for Asserted Claims and Unasserted Claims 
                     
   20112010
      Home      Home   
   Residential Equity   Residential Equity   
   Mortgages Loans/   Mortgages Loans/   
In millions(a) Lines (b) Total (a) Lines (b) Total 
January 1$ 144 $ 150 $ 294 $ 229 $ 41 $ 270 
Reserve adjustments, net  102   4   106   120   144   264 
Losses - loan repurchases and settlements  (163)   (107)   (270)   (205)   (35)   (240) 
December 31$ 83 $ 47 $ 130 $ 144 $ 150 $ 294 
(a)Repurchase obligation associated with sold loan portfolios of $121.4 billion and $139.8 billion at December 31, 2011 and December 31, 2010, respectively.
(b)Repurchase obligation associated with sold loan portfolios of $4.5 billion and $6.5 billion at December 31, 2011 and December 31, 2010, respectively. PNC is no
 longer engaged in the brokered home equity lending business, which was acquired with National City.
Reinsurance Agreements Exposure
Reinsurance Agreements Exposure 
      December 31 December 31 
In millions2011 2010 
Accidental Death & Dismemberment $ 2,255  $ 2,367 
Credit Life, Accident & Health   951    1,003 
Lender Placed Hazard (a)   2,899    709 
Borrower and Lender Paid Mortgage Insurance   327    463 
Maximum Exposure $ 6,432  $ 4,542 
              
Percentage of reinsurance agreements:        
Excess of Loss - Mortgage Insurance   4%  8%
Quota Share   96%  92%
         
Maximum Exposure to Quota Share Agreements with 100% Reinsurance $ 950  $ 1,001 
(a)Transitioned to new Lender Placed Hazard reinsurance program in third quarter 2010 that lowered risk to PNC through the reduction in percentage of risk assumed and the change from a stop loss feature to the purchase of catastrophe reinsurance. As such, should a catastrophe event occur PNC will benefit from this reinsurance. No credit for the catastrophe reinsurance protection is applied to the gross exposure figure.
Reinsurance Agreements Rollforward
A rollforward of the reinsurance reserves for probable losses for 2011 and 2010 follows: 
           
Reinsurance Reserves - Rollforward
           
In millions2011 2010 
January 1 $ 150  $ 220 
Paid Losses   (109)    (118) 
Net Provision   41    51 
Changes to Agreements       (3) 
December 31 $ 82  $ 150