Loans Outstanding |
Note 4 Loans and Commitments to Extend Credit | | | | | | | | | | | Loans outstanding were as follows: | | | | | | | | | | | Loans Outstanding | | | | | | | | | | | | | | | | | | | | | | December 31 | | | December 31 | | In millions | | 2011 | | | 2010 | | Commercial lending | | | | | | | | | | Commercial | | $ | 65,694 | | | $ | 55,177 | | | Commercial real estate | | | 16,204 | | | | 17,934 | | | Equipment lease financing | | | 6,416 | | | | 6,393 | | TOTAL COMMERCIAL LENDING | | | 88,314 | | | | 79,504 | | Consumer lending | | | | | | | | | | Home equity | | | 33,089 | | | | 34,226 | | | Residential real estate | | 14,469 | | | | 15,999 | | | Credit card | | | 3,976 | | | | 3,920 | | | Other consumer | | | 19,166 | | | | 16,946 | | TOTAL CONSUMER LENDING | | | 70,700 | | | | 71,091 | | | Total loans (a) (b) | | $ | 159,014 | | | $ | 150,595 | | (a) | Net of unearned income, net deferred loan fees, unamortized discounts and premiums, and purchase discounts and premiums totaling $2.3 billion and $2.7 billion at | | December 31, 2011 and December 31, 2010, respectively. | (b) | Future accretable yield related to purchased impaired loans is not included in loans outstanding. |
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Net Unfunded Credit Commitments |
Net Unfunded Credit Commitments | | | | | | | | | | | | | | December 31 | | | December 31 | | In millions | | 2011 | | | 2010 | | Commercial and commercial real estate | | $ | 64,955 | | | $ | 59,256 | | Home equity lines of credit | | | 18,317 | | | | 19,172 | | Credit card | | | 16,216 | | | | 14,725 | | Other | | | 3,783 | | | | 2,652 | | | Total (a) | | $ | 103,271 | | | $ | 95,805 | | (a) | Excludes standby letters of credit. See Note 23 Commitments and Guarantees for additional information on standby letters of credit. |
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