8-K

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

        CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
                              EXCHANGE ACT OF 1934

                               September 29, 2003
                Date of Report (Date of earliest event reported)

                     THE PNC FINANCIAL SERVICES GROUP, INC.
             (Exact name of registrant as specified in its charter)

                          Commission File Number 1-9718

              Pennsylvania                                     25-1435979
    (State or other jurisdiction of                         (I.R.S. Employer
     incorporation or organization)                        Identification No.)

                                  One PNC Plaza
                                249 Fifth Avenue
                       Pittsburgh, Pennsylvania 15222-2707
          (Address of principal executive offices, including zip code)

                                 (412) 762-2000
              (Registrant's telephone number, including area code)

                                 Not Applicable
          (Former name or former address, if changed since last report)






Item 5.  Other Events

         On September 29, 2003, The PNC Financial Services Group, Inc.
         ("Corporation") issued a news release announcing that the Office of the
         Comptroller of the Currency has lifted its formal written agreement
         with PNC Bank, National Association, the Corporation's principal bank
         subsidiary. A copy of this news release is filed as Exhibit 99.1 hereto
         and is incorporated herein by reference.

Item 7.  Financial Statements and Exhibits

         (c) The exhibit listed on the Exhibit Index accompanying this Form
             8-K is filed herewith.


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                                   SIGNATURE

           Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                          THE PNC FINANCIAL SERVICES GROUP, INC.
                                          (Registrant)

    Date:  September 29, 2003             By: /s/ Samuel R. Patterson
                                              ------------------------------
                                              Samuel R. Patterson
                                              Controller



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                                               EXHIBIT INDEX

Number       Description                                      Method of Filing
- ------       -----------                                      ----------------

99.1         News release dated September 29, 2003.           Filed Herewith

EX-99.1

                                                                  EXHIBIT 99.1

CONTACTS:
MEDIA:
Brian E. Goerke
(412) 762-4550
corporate.communications@pnc.com

INVESTORS:
William H. Callihan
(412) 762-8257
investor.relations@pnc.com

 PNC ANNOUNCES FORMAL AGREEMENT BETWEEN OCC AND BANK SUBSIDIARY HAS BEEN LIFTED

                    Concludes Agreements With Bank Regulatory Agencies

         PITTSBURGH, Sept. 29, 2003 -- The PNC Financial Services Group, Inc.
(NYSE: PNC) announced today that the Office of the Comptroller of Currency has
lifted its formal written agreement with PNC Bank, N.A., the company's principal
bank subsidiary. This announcement, combined with the Federal Reserve Bank of
Cleveland's lifting of a similar agreement with PNC on Sept. 15, 2003, brings to
a conclusion the agreements PNC entered into with bank regulatory agencies in
July 2002.

         PNC has enhanced its risk management and loan administration practices
and improved overall credit quality, while working in conjunction with its
regulators to address the various requirements set forth in the OCC's written
agreement.

         "As these two recent announcements reflect, the PNC team has
accomplished a great deal since the beginning of last year," said James E. Rohr,
chairman and chief executive officer of The PNC Financial Services Group. "We're
now a stronger company, and we believe we're well-positioned to continue
building a more powerful, customer-focused franchise."

         The PNC Financial Services Group, Inc., headquartered in Pittsburgh, is
one of the nation's largest diversified financial services organizations,
providing regional community banking; wholesale banking, including corporate
banking, real estate finance and asset-based lending; wealth management; asset
management; and global fund services.


                                      ###


The PNC Financial Services Group
One PNC Plaza   249 Fifth Avenue  Pittsburgh Pennsylvania 15222-2707
www.pnc.com