XML 61 R48.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loans and Related Allowance for Credit Losses (Commercial Lending Asset Quality Indicators) (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Total loans, net [1] $ 319,781   $ 321,508
Gross charge-offs      
Total 330 $ 282  
Commercial      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 6,558   29,806
Year two 27,551   39,814
Year three 37,290   12,512
Year four 11,693   9,535
Year five 9,047   10,387
Prior 31,313   23,271
Revolving Loans 94,534   93,609
Revolving Loans Converted to Term 859   624
Total loans, net 218,845   219,558
Gross charge-offs      
Year one 4   29
Year two 10   36
Year three 11   37
Year four 19   24
Year five 3   35
Prior 58   164
Revolving Loans 42   105
Revolving Loans Converted to Term 1   12
Total 148 $ 120 442
Commercial | Commercial and industrial      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 5,678   23,857
Year two 21,136   28,438
Year three 25,937   8,301
Year four 7,518   6,114
Year five 5,842   4,391
Prior 15,793   12,680
Revolving Loans 94,080   93,175
Revolving Loans Converted to Term 808   624
Total loans, net 176,792   177,580
Gross charge-offs      
Year one 4   25
Year two 8   32
Year three 9   33
Year four 17   8
Year five 1   3
Prior 2   26
Revolving Loans 42   105
Revolving Loans Converted to Term 1   12
Total 84   244
Commercial | Commercial real estate      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 561   4,337
Year two 4,849   9,871
Year three 9,911   3,441
Year four 3,456   2,680
Year five 2,522   5,509
Prior 13,787   9,164
Revolving Loans 454   434
Revolving Loans Converted to Term 51    
Total loans, net 35,591   35,436
Gross charge-offs      
Year four     12
Year five 1   31
Prior 55   137
Total 56   180
Commercial | Equipment lease financing      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 319   1,612
Year two 1,566   1,505
Year three 1,442   770
Year four 719   741
Year five 683   487
Prior 1,733   1,427
Total loans, net 6,462   6,542
Gross charge-offs      
Year one   4
Year two 2   4
Year three 2   4
Year four 2   4
Year five 1   1
Prior 1   1
Total 8   18
Pass Rated | Commercial | Commercial and industrial      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 5,497   23,019
Year two 20,187   26,657
Year three 23,601   7,562
Year four 6,708   5,783
Year five 5,544   4,110
Prior 14,938   11,982
Revolving Loans 88,965   88,467
Revolving Loans Converted to Term 760   573
Total loans, net 166,200   168,153
Pass Rated | Commercial | Commercial real estate      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 474   4,182
Year two 4,666   8,571
Year three 8,362   2,986
Year four 2,949   2,190
Year five 2,019   4,887
Prior 11,485   7,411
Revolving Loans 453   383
Total loans, net 30,408   30,610
Pass Rated | Commercial | Equipment lease financing      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 307   1,522
Year two 1,456   1,424
Year three 1,360   689
Year four 642   690
Year five 637   452
Prior 1,648   1,378
Total loans, net 6,050   6,155
Criticized | Commercial | Commercial and industrial      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 181   838
Year two 949   1,781
Year three 2,336   739
Year four 810   331
Year five 298   281
Prior 855   698
Revolving Loans 5,115   4,708
Revolving Loans Converted to Term 48   51
Total loans, net 10,592   9,427
Criticized | Commercial | Commercial real estate      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 87   155
Year two 183   1,300
Year three 1,549   455
Year four 507   490
Year five 503   622
Prior 2,302   1,753
Revolving Loans 1   51
Revolving Loans Converted to Term 51    
Total loans, net 5,183   4,826
Criticized | Commercial | Equipment lease financing      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 12   90
Year two 110   81
Year three 82   81
Year four 77   51
Year five 46   35
Prior 85   49
Total loans, net $ 412   $ 387
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $0.7 billion, Loans held for investment of $1.2 billion and Other assets of $0.1 billion at March 31, 2024. Comparable amounts at December 31, 2023 were $0.7 billion, $1.2 billion and $0.1 billion, respectively.