Consolidated Balance Sheet - USD ($) $ in Millions		Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks		$ 5,300	$ 7,043
Interest-earning deposits with banks		41,484	27,320
Loans held for sale	[1]	923	1,010
Investment securities – available for sale		40,590	44,159
Investment securities – held to maturity		91,797	95,175
Loans	[1]	318,416	326,025
Allowance for loan and lease losses		(4,767)	(4,741)
Net loans		313,649	321,284
Equity investments		8,046	8,437
Mortgage servicing rights		4,006	3,423
Goodwill		10,987	10,987
Other	[1]	40,552	38,425
Total assets		557,334	557,263
Deposits
Noninterest-bearing		105,672	124,486
Interest-bearing		317,937	311,796
Total deposits		423,609	436,282
Borrowed funds
Federal Home Loan Bank borrowings		36,000	32,075
Senior debt		22,407	16,657
Subordinated debt		4,728	6,307
Other	[2]	3,032	3,674
Total borrowed funds		66,167	58,713
Allowance for unfunded lending related commitments		640	694
Accrued expenses and other liabilities	[2]	17,437	15,762
Total liabilities		507,853	511,451
Equity
Preferred stock	[3]
Common stock ($5 par value, Authorized 800,000,000 shares, issued 543,012,047 and 542,874,829 shares)		2,715	2,714
Capital surplus		19,971	18,376
Retained earnings		56,170	53,572
Accumulated other comprehensive income (loss)		(10,261)	(10,172)
Common stock held in treasury at cost: 144,671,252 and 142,298,689 shares		(19,141)	(18,716)
Total shareholders’ equity		49,454	45,774
Noncontrolling interests		27	38
Total equity		49,481	45,812
Total liabilities and equity		$ 557,334	$ 557,263
Common stock, issued (shares)		543,012,047	542,874,829

[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $0.9 billion, Loans held for investment of $1.2 billion and Other assets of $0.1 billion at September 30, 2023. Comparable amounts at December 31, 2022 were $0.9 billion, $1.3 billion and $0.1 billion, respectively.

[2] Our consolidated liabilities included the following for which we have elected the fair value option: Other borrowed funds of less than $0.1 billion and Other liabilities of $0.1 billion at September 30, 2023. Comparable amounts at December 31, 2022 were less than $0.1 billion and $0.2 billion, respectively.

[3] Par value less than $0.5 million at each date.