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Loans and Related Allowance for Credit Losses (Credit Quality Indicators for Automobile, Credit Card, Education and Other Consumer Loan Classes) (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2023
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Total loans, net [1] $ 326,475 $ 326,025
Updated FICO scores    
Gross charge-offs    
Year two 5  
Year three 6  
Year four 5  
Year five 10  
Prior 7  
Total 33  
Updated FICO scores | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 1,672 5,139
Year two 4,778 4,424
Year three 4,022 2,054
Year four 1,808 2,067
Year five 1,761 878
Prior 882 274
Total loans, net 14,923 14,836
Updated FICO scores | Greater than or equal to 780 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 971 2,390
Year two 1,982 2,162
Year three 1,953 922
Year four 800 760
Year five 634 241
Prior 234 75
Total loans, net 6,574 6,550
Updated FICO scores | 720 to 779 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 474 1,702
Year two 1,647 1,312
Year three 1,176 561
Year four 491 538
Year five 457 222
Prior 218 69
Total loans, net 4,463 4,404
Updated FICO scores | 660 to 719 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 212 854
Year two 890 660
Year three 600 341
Year four 303 401
Year five 340 187
Prior 186 56
Total loans, net 2,531 2,499
Updated FICO scores | Less than 660 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 15 193
Year two 259 290
Year three 293 230
Year four 214 368
Year five 330 228
Prior 244 74
Total loans, net 1,355 1,383
Credit card    
Gross charge-offs    
Revolving Loans 67  
Revolving Loans Converted to Term 7  
Total 74  
Credit card | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Revolving Loans 6,904 7,010
Revolving Loans Converted to Term 57 59
Total loans, net 6,961 7,069
Credit card | Greater than or equal to 780 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Revolving Loans 1,876 1,954
Revolving Loans Converted to Term 1 2
Total loans, net 1,877 1,956
Credit card | 720 to 779 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Revolving Loans 1,913 1,994
Revolving Loans Converted to Term 5 6
Total loans, net 1,918 2,000
Credit card | 660 to 719 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Revolving Loans 1,985 1,957
Revolving Loans Converted to Term 13 13
Total loans, net 1,998 1,970
Credit card | Less than 660 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Revolving Loans 1,021 1,001
Revolving Loans Converted to Term 35 35
Total loans, net 1,056 1,036
Credit card | No FICO score available or required | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Revolving Loans 109 104
Revolving Loans Converted to Term 3 3
Total loans, net 112 107
Education    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 25 126
Year two 171 97
Year three 93 88
Year four 83 105
Year five 99 85
Prior 1,660 1,672
Total loans, net 2,131 2,173
Gross charge-offs    
Year five 1  
Prior 3  
Total 4  
Education | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 25 126
Year two 171 97
Year three 93 88
Year four 83 105
Year five 99 85
Prior 637 584
Total loans, net 1,108 1,085
Education | Greater than or equal to 780 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 2 42
Year two 87 53
Year three 51 48
Year four 46 61
Year five 57 51
Prior 385 357
Total loans, net 628 612
Education | 720 to 779 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 9 39
Year two 55 27
Year three 27 24
Year four 23 30
Year five 29 24
Prior 161 143
Total loans, net 304 287
Education | 660 to 719 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 7 21
Year two 19 8
Year three 8 8
Year four 8 9
Year five 9 8
Prior 65 59
Total loans, net 116 113
Education | Less than 660 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 2 4
Year two 2 1
Year three 1 1
Year four 1 2
Year five 2 2
Prior 25 24
Total loans, net 33 34
Education | No FICO score available or required | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 5 20
Year two 8 8
Year three 6 7
Year four 5 3
Year five 2  
Prior 1 1
Total loans, net 27 39
Education | Other internal credit metrics    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Prior 1,023 1,088
Total loans, net 1,023 1,088
Other consumer    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 218 912
Year two 831 420
Year three 356 266
Year four 219 248
Year five 241 89
Prior 125 76
Revolving Loans 2,759 2,995
Revolving Loans Converted to Term 29 20
Total loans, net 4,778 5,026
Gross charge-offs    
Year one 16  
Year two 3  
Year three 5  
Year four 4  
Year five 6  
Prior 4  
Revolving Loans 4  
Total 42  
Other consumer | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 212 787
Year two 705 377
Year three 320 226
Year four 183 214
Year five 166 82
Prior 96 47
Revolving Loans 257 275
Revolving Loans Converted to Term 8 8
Total loans, net 1,947 2,016
Other consumer | Greater than or equal to 780 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 57 224
Year two 203 97
Year three 78 53
Year four 41 46
Year five 34 14
Prior 24 18
Revolving Loans 41 47
Revolving Loans Converted to Term 2 2
Total loans, net 480 501
Other consumer | 720 to 779 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 93 302
Year two 263 122
Year three 101 68
Year four 53 62
Year five 47 20
Prior 25 15
Revolving Loans 82 89
Revolving Loans Converted to Term 2 2
Total loans, net 666 680
Other consumer | 660 to 719 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 62 229
Year two 191 110
Year three 96 68
Year four 56 66
Year five 51 28
Prior 27 8
Revolving Loans 90 95
Revolving Loans Converted to Term 2 2
Total loans, net 575 606
Other consumer | Less than 660 | Using FICO Credit Metric    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 32
Year two 48 48
Year three 45 37
Year four 33 40
Year five 34 20
Prior 20 6
Revolving Loans 44 44
Revolving Loans Converted to Term 2 2
Total loans, net 226 229
Other consumer | Other internal credit metrics    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]    
Year one 6 125
Year two 126 43
Year three 36 40
Year four 36 34
Year five 75 7
Prior 29 29
Revolving Loans 2,502 2,720
Revolving Loans Converted to Term 21 12
Total loans, net $ 2,831 $ 3,010
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $0.9 billion, Loans held for investment of $1.3 billion and Other assets of $0.1 billion at both March 31, 2023 and December 31, 2022.