Fee-Based Revenue from Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2022

Revenue from Contract with Customer [Abstract]

Noninterest Income by Business Segment and Reconciliation to Consolidated Noninterest Income

Table 77 presents the noninterest income recognized within the scope of Topic 606 for each of our three reportable business segments' principal products and services, along with the relationship to the noninterest income revenue streams shown on our Consolidated Income Statement. For a description of the fee-based revenue and how it is recognized for each segment's principal products and services, see Note 24 Fee-based Revenue from Contracts with Customers included in Item 8 of our 2021 Form 10-K. Table 77: Noninterest Income by Business Segment and Reconciliation to Consolidated Noninterest Income

	Three Months Ended September 30, 2022						Three Months Ended September 30, 2021
In millions	Retail Banking		Corporate & Institutional Banking		Asset Management Group		Retail Banking		Corporate & Institutional Banking		Asset Management Group
Asset management and brokerage
Asset management fees					$	224					$	248
Brokerage fees	$	131			2		$	123			4
Total asset management and brokerage	131				226		123				252
Card and cash management
Treasury management fees	11		$	328			15		$	306
Debit card fees	175						184
Net credit card fees (a)	60						53
Merchant services	48		16				46		17
Other	23						30
Total card and cash management	317		344				328		323
Lending and deposit services
Deposit account fees	146						158
Other	16		8				15		8
Total lending and deposit services	162		8				173		8
Residential and commercial mortgage (b)			36						36
Capital markets related			155						354
Other			11						9
Total in-scope noninterest income	610		554		226		624		730		252
Out-of-scope noninterest income (c)	115		333		5		38		326		4
Noninterest income by business segment	$	725	$	887	$	231	$	662	$	1,056	$	256
Reconciliation to consolidated noninterest income
Total in-scope business segment noninterest income					$	1,390					$	1,606
Out-of-scope business segment noninterest income (c)					453						368
Noninterest income from other segments					231						367
Noninterest income as shown on the Consolidated Income Statement					$	2,074					$	2,341

(Continued from previous page)
	Nine Months Ended September 30, 2022						Nine Months Ended September 30, 2021
In millions	Retail Banking		Corporate & Institutional Banking		Asset Management Group		Retail Banking		Corporate & Institutional Banking		Asset Management Group
Asset management and brokerage
Asset management fees					$	693					$	713
Brokerage fees	$	400			6		$	334			6
Total asset management and brokerage	400				699		334				719
Card and cash management
Treasury management fees	30		$	957			33		$	793
Debit card fees	513						486
Net credit card fees (a)	178						157
Merchant services	141		47				125		44
Other	73						87
Total card and cash management	935		1,004				888		837
Lending and deposit services
Deposit account fees	433						406
Other	50		25				42		28
Total lending and deposit services	483		25				448		28
Residential and commercial mortgage (b)			100						102
Capital markets related			564						778
Other			33						36
Total in-scope noninterest income	1,818		1,726		699		1,670		1,781		719
Out-of-scope noninterest income (c)	400		933		14		352		949		10
Noninterest income by business segment	$	2,218	$	2,659	$	713	$	2,022	$	2,730	$	729
Reconciliation to consolidated noninterest income
Total in-scope business segment noninterest income					$	4,243					$	4,170
Out-of-scope business segment noninterest income (c)					1,347						1,311
Noninterest income from other segments					437						818
Noninterest income as shown on the Consolidated Income Statement					$	6,027					$	6,299

(a)Net credit card fees consists of interchange fees of $169 million and $155 million and credit card reward costs of $109 million and $102 million for the three months ended September 30, 2022 and 2021, respectively. Net credit card fees consists of interchange fees of $489 million and $421 million and credit card reward costs of $311 million and $264 million for the nine months ended September 30, 2022 and 2021, respectively.

(b)Residential mortgage noninterest income falls under the scope of other accounting and disclosure requirements outside of Topic 606 and is included within the out-of-scope noninterest income line for the Retail Banking segment.

(c)Out-of-scope noninterest income includes revenue streams that fall under the scope of other accounting and disclosure requirements outside of Topic 606.