Consolidated Balance Sheet - USD ($) $ in Thousands		Jun. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks		$ 5,416,000	$ 5,608,000
Interest-earning deposits with banks		18,362,000	10,893,000
Loans held for sale	[1]	1,144,000	994,000
Investment securities – available for sale		69,355,000	63,389,000
Investment securities – held to maturity		18,948,000	19,312,000
Loans	[1]	237,215,000	226,245,000
Allowance for loan and lease losses		(2,721,000)	(2,629,000)
Net loans		234,494,000	223,616,000
Equity investments	[2]	13,001,000	12,894,000
Mortgage servicing rights		1,627,000	1,983,000
Goodwill		9,221,000	9,218,000
Other	[1]	34,193,000	34,408,000
Total assets		405,761,000	382,315,000
Deposits
Noninterest-bearing		69,867,000	73,960,000
Interest-bearing		203,393,000	193,879,000
Total deposits		273,260,000	267,839,000
Borrowed funds
Federal Home Loan Bank borrowings		29,376,000	21,501,000
Bank notes and senior debt		27,694,000	25,018,000
Subordinated debt		5,406,000	5,895,000
Other	[3]	6,549,000	5,005,000
Total borrowed funds		69,025,000	57,419,000
Allowance for unfunded loan commitments and letters of credit		291,000	285,000
Accrued expenses and other liabilities		13,804,000	9,002,000
Total liabilities		356,380,000	334,545,000
Equity
Common stock ($5 par value, Authorized 800 shares, issued 542 shares)		2,711,000	2,711,000
Capital surplus		16,248,000	16,277,000
Retained earnings		40,616,000	38,919,000
Accumulated other comprehensive income (loss)		631,000	(725,000)
Common stock held in treasury at cost: 95 and 85 shares		(10,866,000)	(9,454,000)
Total shareholders’ equity		49,340,000	47,728,000
Noncontrolling interests		41,000	42,000
Total equity		49,381,000	47,770,000
Total liabilities and equity		$ 405,761,000	$ 382,315,000

[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.1 billion, Loans of $.8 billion and Other assets of $.1 billion at June 30, 2019 and Loans held for sale of $.9 billion, Loans of $.8 billion and Other assets of $.2 billion at December 31, 2018.

[2] Amounts include our equity interest in BlackRock.

[3] Our consolidated liabilities at both June 30, 2019 and December 31, 2018 included Other borrowed funds of $.1 billion for which we have elected the fair value option.