Consolidated Balance Sheet - USD ($) $ in Millions		Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks		$ 5,608	$ 5,249
Interest-earning deposits with banks		10,893	28,595
Loans held for sale (a)	[1]	994	2,655
Investment securities – available for sale		63,389	57,618
Investment securities – held to maturity		19,312	18,513
Loans (a)	[1]	226,245	220,458
Allowance for loan and lease losses		(2,629)	(2,611)
Net loans		223,616	217,847
Equity investments (b)	[2]	12,894	11,392
Mortgage servicing rights		1,983	1,832
Goodwill		9,218	9,173
Other (a)	[1]	34,408	27,894
Total assets		382,315	380,768
Deposits
Noninterest-bearing		73,960	79,864
Interest-bearing		193,879	185,189
Total deposits		267,839	265,053
Borrowed funds
Federal Home Loan Bank borrowings		21,501	21,037
Bank notes and senior debt		25,018	28,062
Subordinated debt		5,895	5,200
Other (c)	[3]	5,005	4,789
Total borrowed funds		57,419	59,088
Allowance for unfunded loan commitments and letters of credit		285	297
Accrued expenses and other liabilities		9,002	8,745
Total liabilities		334,545	333,183
Equity
Preferred stock (d)	[4]
Common stock ($5 par value, Authorized 800 shares, issued 542 shares)		2,711	2,710
Capital surplus		16,277	16,374
Retained earnings		38,919	35,481
Accumulated other comprehensive income (loss)		(725)	(148)
Common stock held in treasury at cost: 85 and 69 shares		(9,454)	(6,904)
Total shareholders’ equity		47,728	47,513
Noncontrolling interests		42	72
Total equity		47,770	47,585
Total liabilities and equity		$ 382,315	$ 380,768

[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $.9 billion, Loans of $.8 billion, and Other assets of $.2 billion at December 31, 2018 and Loans held for sale of $1.7 billion, Loans of $.9 billion, and Other assets of $.3 billion at December 31, 2017.

[2] Amounts include our equity interest in BlackRock. Effective for the first quarter of 2018, $.6 billion of trading and available for sale securities, primarily money market funds, were reclassified to Equity investments on January 1, 2018 in accordance with the adoption of Accounting Standards Update 2016-01, Financial Instruments - Overall: Recognition and Measurement of Financial Assets and Financial Liabilities.

[3] Our consolidated liabilities included Other borrowed funds of $.1 billion at both December 31, 2018 and 2017, for which we have elected the fair value option.

[4] Par value less than $.5 million at each date.