XML 61 R47.htm IDEA: XBRL DOCUMENT v3.8.0.1
Allowances for Loan and Lease Losses (Rollforward of Allowance For Loan and Lease Losses and Associated Loan Data) (Details)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2017
USD ($)
segment
Sep. 30, 2016
USD ($)
Sep. 30, 2017
USD ($)
segment
Sep. 30, 2016
USD ($)
Dec. 31, 2016
USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]          
Number of portfolio segments | segment 2   2    
Beginning Balance     $ 2,589 $ 2,727  
Charge-offs     (577) (692)  
Recoveries     243 255  
Net charge-offs     (334) (437)  
Provision for credit losses $ 130 $ 87 316 366  
Net change in allowance for unfunded loan commitments and letters of credit     8 (49)  
Other     26 12  
Ending Balance 2,605 2,619 2,605 2,619  
Loans collectively evaluated for impairment - associated allowance 2,014 1,936 2,014 1,936  
Impaired loans - associated allowance 287   287   $ 331
Loans collectively evaluated for impairment 215,354 203,789 215,354 203,789  
Fair value option loans 807 874 807 874  
Purchased impaired loans 2,557 3,080 2,557 3,080  
Total loans $ 221,109 [1] $ 210,446 $ 221,109 [1] $ 210,446 210,833 [1]
Portfolio segment ALLL as a percentage of total ALLL 100.00% 100.00% 100.00% 100.00%  
Ratio of the allowance for loan and lease losses to total loans 1.18% 1.24% 1.18% 1.24%  
Loans Accounted for under Fair Value Option [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Ending Balance $ 0   $ 0    
TDRs [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Loans individually evaluated for impairment - associated allowance 243 $ 316 243 $ 316  
Loans individually evaluated for impairment 2,102 2,359 2,102 2,359  
Other Loans [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Loans individually evaluated for impairment - associated allowance 44 44 44 44  
Loans individually evaluated for impairment 289 344 289 344  
Purchased Impaired Loans [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Impaired loans - associated allowance 304 323 304 323  
Total commercial lending [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     1,534 1,605  
Charge-offs     (155) (297)  
Recoveries     86 133  
Net charge-offs     (69) (164)  
Provision for credit losses     153 156  
Net change in allowance for unfunded loan commitments and letters of credit     9 (48)  
Other     1 1  
Ending Balance 1,628 1,550 1,628 1,550  
Loans collectively evaluated for impairment - associated allowance 1,515 1,388 1,515 1,388  
Impaired loans - associated allowance 93   93   105
Loans collectively evaluated for impairment 147,751 137,170 147,751 137,170  
Purchased impaired loans 58 122 58 122  
Total loans $ 148,527 $ 138,163 $ 148,527 $ 138,163 137,955
Portfolio segment ALLL as a percentage of total ALLL 62.00% 59.00% 62.00% 59.00%  
Ratio of the allowance for loan and lease losses to total loans 1.10% 1.12% 1.10% 1.12%  
Total commercial lending [Member] | TDRs [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Loans individually evaluated for impairment - associated allowance $ 49 $ 76 $ 49 $ 76  
Loans individually evaluated for impairment 429 527 429 527  
Total commercial lending [Member] | Other Loans [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Loans individually evaluated for impairment - associated allowance 44 44 44 44  
Loans individually evaluated for impairment 289 344 289 344  
Total commercial lending [Member] | Purchased Impaired Loans [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Impaired loans - associated allowance 20 42 20 42  
Total consumer lending [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     1,055 1,122  
Charge-offs     (422) (395)  
Recoveries     157 122  
Net charge-offs     (265) (273)  
Provision for credit losses     163 210  
Net change in allowance for unfunded loan commitments and letters of credit     (1) (1)  
Other     25 11  
Ending Balance 977 1,069 977 1,069  
Loans collectively evaluated for impairment - associated allowance 499 548 499 548  
Impaired loans - associated allowance 194   194   226
Loans collectively evaluated for impairment 67,603 66,619 67,603 66,619  
Fair value option loans 807 874 807 874  
Purchased impaired loans 2,499 2,958 2,499 2,958  
Total loans $ 72,582 $ 72,283 $ 72,582 $ 72,283 $ 72,878
Portfolio segment ALLL as a percentage of total ALLL 38.00% 41.00% 38.00% 41.00%  
Ratio of the allowance for loan and lease losses to total loans 1.35% 1.48% 1.35% 1.48%  
Total consumer lending [Member] | TDRs [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Loans individually evaluated for impairment - associated allowance $ 194 $ 240 $ 194 $ 240  
Loans individually evaluated for impairment 1,673 1,832 1,673 1,832  
Total consumer lending [Member] | Purchased Impaired Loans [Member]          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Impaired loans - associated allowance $ 284 $ 281 $ 284 $ 281  
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.6 billion, Loans of $.8 billion and Other assets of $.3 billion at September 30, 2017 and Loans held for sale of $2.4 billion, Loans of $.9 billion and Other assets of $.5 billion at December 31, 2016.