XML 39 R25.htm IDEA: XBRL DOCUMENT v3.8.0.1
Allowances for Loan and Lease Losses (Tables)
 9 Months Ended
Sep. 30, 2017
Allowance For Loan And Lease Losses [Abstract]  
Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
Table 41: Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
In millions
 
Commercial
Lending

 
Consumer
Lending

 
Total

 
September 30, 2017
 
 
 
 
 
 
 
Allowance for Loan and Lease Losses
 
 
 
 
 
 
 
January 1
 
$
1,534

 
$
1,055

 
$
2,589

 
Charge-offs
 
(155
)
 
(422
)
 
(577
)
 
Recoveries
 
86

 
157

 
243

 
Net charge-offs
 
(69
)
 
(265
)
 
(334
)
 
Provision for credit losses
 
153

 
163

 
316

 
Net change in allowance for unfunded loan commitments and letters of credit
 
9

 
(1
)
 
8

 
Other
 
1

 
25

 
26

 
September 30
 
$
1,628


$
977


$
2,605

 
TDRs individually evaluated for impairment
 
$
49

 
$
194

 
$
243

 
Other loans individually evaluated for impairment
 
44

 

 
44

 
Loans collectively evaluated for impairment
 
1,515

 
499

 
2,014

 
Purchased impaired loans
 
20

 
284

 
304

 
September 30
 
$
1,628

 
$
977

 
$
2,605

 
Loan Portfolio
 
 
 
 
 
 
 
TDRs individually evaluated for impairment
 
$
429

 
$
1,673

 
$
2,102

 
Other loans individually evaluated for impairment
 
289

 

 
289

 
Loans collectively evaluated for impairment
 
147,751

 
67,603

 
215,354

 
Fair value option loans (a)
 

 
807

 
807

 
Purchased impaired loans
 
58

 
2,499

 
2,557

 
September 30
 
$
148,527

 
$
72,582

 
$
221,109

 
Portfolio segment ALLL as a percentage of total ALLL
 
62
%
 
38
%
 
100
%
 
Ratio of the allowance for loan and lease losses to total loans
 
1.10
%
 
1.35
%
 
1.18
%
 
September 30, 2016
 
 
 
 
 
 
 
Allowance for Loan and Lease Losses
 
 
 
 
 
 
 
January 1
 
$
1,605

 
$
1,122

 
$
2,727

 
Charge-offs
 
(297
)
 
(395
)
 
(692
)
 
Recoveries
 
133

 
122

 
255

 
Net charge-offs
 
(164
)
 
(273
)
 
(437
)
 
Provision for credit losses
 
156

 
210

 
366

 
Net change in allowance for unfunded loan commitments and letters of credit
 
(48
)
 
(1
)
 
(49
)
 
Other
 
1

 
11

 
12

 
September 30
 
$
1,550

 
$
1,069

 
$
2,619

 
TDRs individually evaluated for impairment
 
$
76

 
$
240

 
$
316

 
Other loans individually evaluated for impairment
 
44

 
 
 
44

 
Loans collectively evaluated for impairment
 
1,388

 
548

 
1,936

 
Purchased impaired loans
 
42

 
281

 
323

 
September 30
 
$
1,550

 
$
1,069

 
$
2,619

 
Loan Portfolio
 
 
 
 
 
 
 
TDRs individually evaluated for impairment
 
$
527

 
$
1,832

 
$
2,359

 
Other loans individually evaluated for impairment
 
344

 
 
 
344

 
Loans collectively evaluated for impairment
 
137,170

 
66,619

 
203,789

 
Fair value option loans (a)
 
 
 
874

 
874

 
Purchased impaired loans
 
122

 
2,958

 
3,080

 
September 30
 
$
138,163

 
$
72,283

 
$
210,446

 
Portfolio segment ALLL as a percentage of total ALLL
 
59
%
 
41
%
 
100
%
 
Ratio of the allowance for loan and lease losses to total loans
 
1.12
%
 
1.48
%
 
1.24
%
 
(a)
Loans accounted for under the fair value option are not evaluated for impairment as these loans are accounted for at fair value. Accordingly, there is no allowance recorded on these loans.