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Note 8 - Loans and Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2018
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(In thousands)
  
March 31,
2018
    
December 31,
2017
  
                 
Real Estate
  
 
 
 
  
 
 
 
Real estate mortgage – construction and land development
   $
131,376
     $
129,181
  
Real estate mortgage – residential
    
351,838
      
355,304
  
Real estate mortgage – farmland and other commercial enterprises
    
440,680
      
432,321
  
Commercial
 
 
 
 
  
 
 
 
Commercial and industrial
    
68,472
      
63,417
  
States and political subdivisions
    
18,883
      
27,209
  
Other
    
16,663
      
19,916
  
Consumer
  
 
 
 
  
 
 
 
Secured
    
3,980
      
4,853
  
Unsecured
    
3,577
      
3,062
  
Total loans
    
1,035,469
      
1,035,263
  
Less unearned income
    
-
      
-
  
Total loans, net of unearned income
   $
1,035,469
     $
1,035,263
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
(In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
Three months ended
M
a
r
ch
3
1
, 201
8
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Balance, beginning of period
   $
8,509
     $
951
     $
323
     $
9,783
  
Provision for loan losses
    
(191
 )    
(47
 )    
(23
 )    
(261
 )
Recoveries
    
341
      
20
      
27
      
388
  
Loans charged off
    
(58
 )    
(88
 )    
(16
 )    
(162
 )
Balance, end of period
   $
8,601
     $
836
     $
311
     $
9,748
  
(In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
Three months ended
M
a
r
ch
3
1
, 201
7
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Balance, beginning of period
   $
8,205
     $
854
     $
285
     $
9,344
  
Provision for loan losses
    
396
      
(7
 )    
191
      
580
  
Recoveries
    
17
      
49
      
11
      
77
  
Loans charged off
    
(434
 )    
(32
 )    
(28
 )    
(494
 )
Balance, end of period
   $
8,184
     $
864
     $
459
     $
9,507
  
Impaired Financing Receivables [Table Text Block]

March 31, 2018 (In thousands)
  
Unpaid
Principal
Balance
    
Recorded
Investment
With No
Allowance
    
Recorded
Investment
With
Allowance
    
Total
Recorded
Investment
    
Allowance
for
Loan Losses
Allocated
  
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate mortgage – construction and land development
   $
3,473
     $
1,501
     $
1,597
     $
3,098
     $
325
  
Real estate mortgage – residential
    
10,177
      
3,056
      
7,120
      
10,176
      
2,115
  
Real estate mortgage – farmland and other commercial enterprises
    
8,675
      
2,169
      
6,338
      
8,507
      
307
  
Commercial
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and industrial
    
391
      
-
      
391
      
391
      
214
  
Consumer
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Unsecured
    
305
      
-
      
305
      
305
      
212
  
Total
   $
23,021
     $
6,726
     $
15,751
     $
22,477
     $
3,173
  

December 31, 2017 (In thousands)
  
Unpaid
Principal
Balance
    
Recorded
Investment
With No
Allowance
    
Recorded
Investment
With
Allowance
    
Total
Recorded
Investment
    
Allowance
for
Loan Losses
Allocated
  
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate mortgage – construction and land development
   $
4,076
     $
1,746
     $
1,955
     $
3,701
     $
402
  
Real estate mortgage – residential
    
10,112
      
3,233
      
6,877
      
10,110
      
1,973
  
Real estate mortgage – farmland and other commercial enterprises
    
8,737
      
2,203
      
6,367
      
8,570
      
319
  
Commercial
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and industrial
    
448
      
-
      
448
      
448
      
270
  
Consumer
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Unsecured
    
312
      
-
      
312
      
312
      
218
  
Total
   $
23,685
     $
7,182
     $
15,959
     $
23,141
     $
3,182
  
Three Months Ended March 31,
  
2018
    
2017
  
(In thousands)
  
Average
    
Interest
Income
Recognized
    
Cash Basis
Interest
Recognized
    
Average
    
Interest
Income
Recognized
    
Cash Basis
Interest
Recognized
  
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate mortgage – construction and land development
   $
3,616
     $
46
     $
26
     $
6,247
     $
76
     $
52
  
Real estate mortgage – residential
    
10,343
      
136
      
133
      
9,702
      
118
      
117
  
Real estate mortgage – farmland and other commercial enterprises
    
8,887
      
100
      
96
      
24,089
      
302
      
291
  
Commercial
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and industrial
    
393
      
5
      
4
      
499
      
7
      
6
  
Consumer
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Unsecured
    
320
      
4
      
4
      
335
      
5
      
2
  
Total
   $
23,559
     $
291
     $
263
     $
40,872
     $
508
     $
468
  
Loans and ALL Disaggregated Impairment Method [Table Text Block]
March 31, 2018 (In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
Allowance for Loan Losses
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Ending allowance balance attributable to loans:
                                
Individually evaluated for impairment
   $
2,747
     $
214
     $
212
     $
3,173
  
Collectively evaluated for impairment
    
5,854
      
622
      
99
      
6,575
  
Total ending allowance balance
   $
8,601
     $
836
     $
311
     $
9,748
  
                                 
Loans
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Loans individually evaluated for impairment
   $
21,781
     $
391
     $
305
     $
22,477
  
Loans collectively evaluated for impairment
    
902,113
      
103,627
      
7,252
      
1,012,992
  
Total ending loan balance, net of unearned income
   $
923,894
     $
104,018
     $
7,557
     $
1,035,469
  
December 31, 2017 (In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
Allowance for Loan Losses
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Ending allowance balance attributable to loans:
                                
Individually evaluated for impairment
   $
2,694
     $
270
     $
218
     $
3,182
  
Collectively evaluated for impairment
    
5,815
      
681
      
105
      
6,601
  
Total ending allowance balance
   $
8,509
     $
951
     $
323
     $
9,783
  
                                 
Loans
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Loans individually evaluated for impairment
   $
22,381
     $
448
     $
312
     $
23,141
  
Loans collectively evaluated for impairment
    
894,425
      
110,094
      
7,603
      
1,012,122
  
Total ending loan balance, net of unearned income
   $
916,806
     $
110,542
     $
7,915
     $
1,035,263
  
Non-performing Loans Including TDR's [Table Text Block]
 
March 31, 2018 (In thousands)
  
Nonaccrual
    
Restructured
Loans
    
Loans Past
Due 90 Days
or More and
Still Accruing
  
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Real estate mortgage – construction and land development
   $
150
     $
1,597
     $
-
  
Real estate mortgage – residential
    
1,636
      
5,648
      
-
  
Real estate mortgage – farmland and other commercial enterprises
    
1,738
      
3,682
      
-
  
Commercial
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and industrial
    
30
      
369
      
-
  
Consumer
  
 
 
 
  
 
 
 
  
 
 
 
Unsecured
    
165
      
126
      
-
  
Total
   $
3,719
     $
11,422
     $
-
  
 
December 31, 2017 (In thousands)
  
Nonaccrual
    
Restructured
Loans
    
Loans Past
Due 90 Days
or More and
Still Accruing
  
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
Real estate mortgage – construction and land development
   $
151
     $
1,955
     $
-
  
Real estate mortgage – residential
    
1,763
      
5,326
      
-
  
Real estate mortgage – farmland and other commercial enterprises
    
1,752
      
3,703
      
-
  
Commercial
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and industrial
    
53
      
370
      
-
  
Consumer
  
 
 
 
  
 
 
 
  
 
 
 
Unsecured
    
168
      
128
      
-
  
Total
   $
3,887
     $
11,482
     $
-
  
Past Due Financing Receivables [Table Text Block]
March 31, 2018 (In thousands)
  
30-89
Days Past
Due
    
90 Days
or More
Past Due
    
Total
    
Current
    
Total Loans
  
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate mortgage – construction and land development
   $
-
     $
87
     $
87
     $
131,289
     $
131,376
  
Real estate mortgage – residential
    
2,145
      
250
      
2,395
      
349,443
      
351,838
  
Real estate mortgage – farmland and other commercial enterprises
    
712
      
989
      
1,701
      
438,979
      
440,680
  
Commercial
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and industrial
    
47
      
-
      
47
      
68,425
      
68,472
  
States and political subdivisions
    
-
      
-
      
-
      
18,883
      
18,883
  
Other
    
-
      
-
      
-
      
16,663
      
16,663
  
Consumer
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Secured
    
-
      
-
      
-
      
3,980
      
3,980
  
Unsecured
    
1
      
-
      
1
      
3,576
      
3,577
  
Total
   $
2,905
     $
1,326
     $
4,231
     $
1,031,238
     $
1,035,469
  
December 31, 2017 (In thousands)
  
30-89
Days Past
Due
    
90 Days
or More
Past Due
    
Total
    
Current
    
Total Loans
  
Real Estate
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate mortgage – construction and land development
   $
15
     $
87
     $
102
     $
129,079
     $
129,181
  
Real estate mortgage – residential
    
1,160
      
538
      
1,698
      
353,606
      
355,304
  
Real estate mortgage – farmland and other commercial enterprises
    
966
      
948
      
1,914
      
430,407
      
432,321
  
Commercial
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial and industrial
    
62
      
-
      
62
      
63,355
      
63,417
  
States and political subdivisions
    
-
      
-
      
-
      
27,209
      
27,209
  
Other
    
21
      
-
      
21
      
19,895
      
19,916
  
Consumer
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Secured
    
-
      
-
      
-
      
4,853
      
4,853
  
Unsecured
    
9
      
-
      
9
      
3,053
      
3,062
  
Total
   $
2,233
     $
1,573
     $
3,806
     $
1,031,457
     $
1,035,263
  
Financing Receivable Credit Quality Indicators [Table Text Block]
   
Real Estate
    
Commercial
  
March 31, 2018
(In thousands)
  
Real Estate
Mortgage – Construction
and Land
Development
    
Real Estate
Mortgage –
Residential
    
Real Estate
Mortgage –
Farmland and
Other
Commercial Enterprises
    
Commercial
and
Industrial
    
States and
Political Subdivisions
    
Other
  
Credit risk profile by
internally assigned rating grades
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Pass
   $
127,443
     $
326,807
     $
423,824
     $
67,586
     $
18,883
     $
16,647
  
Special Mention
    
681
      
9,355
      
6,174
      
461
    
 
-
      
16
  
Substandard
    
3,252
      
15,676
      
10,682
      
425
    
 
-
      
-
  
Doubtful
    
-
      
-
      
-
      
-
    
 
-
    
 
-
  
Total
   $
131,376
     $
351,838
     $
440,680
     $
68,472
     $
18,883
     $
16,663
  
   
Real Estate
    
Commercial
  
December 31, 2017
(In thousands)
  
Real Estate
Mortgage –Construction
and Land
Development
    
Real Estate Mortgage –Residential
    
Real Estate
Mortgage –
Farmland and
Other
Commercial
Enterprises
    
Commercial
and
Industrial
    
States and
Political
Subdivisions
    
Other
  
Credit risk profile by internally assigned rating grades
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Pass
   $
124,926
     $
330,401
     $
414,663
     $
62,490
     $
27,209
     $
19,898
  
Special Mention
    
396
      
9,196
      
7,556
      
474
      
-
      
18
  
Substandard
    
3,859
      
15,707
      
10,102
      
453
      
-
      
-
  
Doubtful
    
-
      
-
      
-
      
-
      
-
      
-
  
Total
   $
129,181
     $
355,304
     $
432,321
     $
63,417
     $
27,209
     $
19,916
  
Risk Category of Loans by Class-Consumer [Table Text Block]
   
March 31, 2018
    
December 31, 2017
  
   
Consumer
    
Consumer
  
(In thousands)
  
Secured
    
Unsecured
    
Secured
    
Unsecured
  
Credit risk profile based on payment activity
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Performing
   $
3,980
     $
3,286
     $
4,853
     $
2,766
  
Nonperforming
    
-
      
291
      
-
      
296
  
Total
   $
3,980
     $
3,577
     $
4,853
     $
3,062