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Unaudited Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2017
Dec. 31, 2016
Cash and cash equivalents:    
Cash and due from banks $ 24,361 $ 25,666
Interest bearing deposits in other banks 65,493 62,696
Federal funds sold and securities purchased under agreements to resell 0 6,622
Money market mutual funds 27,754 18,550
Total cash and cash equivalents 117,608 113,534
Investment securities:    
Available for sale, amortized cost of $448,995 (2017) and $486,038 (2016) 447,515 480,864
Held to maturity, fair value of $3,597 (2017) and $3,597 (2016) 3,448 3,488
Total investment securities 450,963 484,352
Loans, net of unearned income 995,111 970,975
Allowance for loan losses (9,048) (9,344)
Loans, net 986,063 961,631
Premises and equipment, net 31,357 31,900
Company-owned life insurance 30,607 30,914
Other real estate owned 6,106 10,673
Other assets 37,272 38,026
Total assets 1,659,976 1,671,030
Deposits:    
Noninterest bearing 356,463 334,676
Interest bearing 1,005,361 1,035,231
Total deposits 1,361,824 1,369,907
Securities sold under agreements to repurchase 35,537 36,370
Federal Home Loan Bank advances 3,521 18,646
Subordinated notes payable to unconsolidated trusts 33,506 33,506
Dividends payable, common stock 751 751
Other liabilities 27,189 27,784
Total liabilities 1,462,328 1,486,964
Shareholders’ Equity    
Common stock, par value $.125 per share; 14,608,000 shares authorized; 7,515,435 and 7,509,444 shares issued and outstanding at September 30, 2017 and December 31, 2016, respectively 939 939
Capital surplus 52,120 51,885
Retained earnings 145,519 134,650
Accumulated other comprehensive loss (930) (3,408)
Total shareholders’ equity 197,648 184,066
Total liabilities and shareholders’ equity $ 1,659,976 $ 1,671,030