Note 4 - Loans and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2015

Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

December 31, (In thousands)	2015		2014
Real Estate:
Real estate mortgage – construction and land development	$	115,516	$	97,045
Real estate mortgage – residential		355,134		361,022
Real estate mortgage – farmland and other commercial enterprises		386,386		375,277
Commercial:
Commercial and industrial		48,379		47,112
States and political subdivisions		17,643		22,369
Lease financing		-		159
Other		23,798		15,547
Consumer:
Secured		6,665		7,963
Unsecured		5,754		5,450
Total loans		959,275		931,944
Less unearned income		-		1
Total loans, net of unearned income	$	959,275	$	931,943

Schedule of Related Party Transactions [Table Text Block]

(In thousands) Years Ended December 31,	2015		2014		2013
Legal fees	$	221	$	212	$	169
Commissions and fees related to the sale of repossessed commercial real estate and property management		9		10		9
Insurance premiums/commissions		1		8		8
Other		5		9		6
Total	$	236	$	239	$	192

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(In thousands)	Real Estate			Commercial			Consumer			Total
2015
Balance at beginning of period	$	12,542		$	1,153		$	273		$	13,968
Provision for loan losses		(3,099	)		(449	)		119			(3,429	)
Recoveries		463			210			112			785
Loans charged off		(733	)		(94	)		(182	)		(1,009	)
Balance at end of period	$	9,173		$	820		$	322		$	10,315
2014
Balance at beginning of period	$	18,716		$	1,409		$	452		$	20,577
Provision for loan losses		(4,922	)		620			(62	)		(4,364	)
Recoveries		624			786			97			1,507
Loans charged off		(1,876	)		(1,662	)		(214	)		(3,752	)
Balance at end of period	$	12,542		$	1,153		$	273		$	13,968
2013
Balance at beginning of period	$	22,254		$	1,513		$	678		$	24,445
Provision for loan losses		(2,432	)		(2	)		(166	)		(2,600	)
Recoveries		327			155			221			703
Loans charged off		(1,433	)		(257	)		(281	)		(1,971	)
Balance at end of period	$	18,716		$	1,409		$	452		$	20,577

Impaired Financing Receivables [Table Text Block]

As of and for the Year Ended December 31, 2015 (In thousands)	Unpaid Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Allowance for Loan Losses Allocated		Average		Interest Income Recognized		Cash Basis Interest Recognized
Real Estate
Real estate mortgage – construction and land development	$	9,932	$	3,875	$	3,372	$	7,247	$	556	$	9,409	$	343	$	337
Real estate mortgage – residential		8,655		2,502		6,024		8,526		1,278		9,810		448		438
Real estate mortgage – farmland and other commercial enterprises		20,980		4,149		16,703		20,852		681		22,439		890		887
Commercial
Commercial and industrial		399		-		400		400		223		523		16		16
Consumer
Unsecured		156		-		157		157		156		127		6		6
Total	$	40,122	$	10,526	$	26,656	$	37,182	$	2,894	$	42,308	$	1,703	$	1,684

As of and for the Year Ended December 31, 2014 (In thousands)	Unpaid Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Allowance for Loan Losses Allocated		Average		Interest Income Recognized		Cash Basis Interest Recognized
Real Estate
Real estate mortgage – construction and land development	$	13,656	$	6,902	$	3,917	$	10,819	$	744	$	13,557	$	424	$	423
Real estate mortgage – residential		10,256		3,473		6,649		10,122		1,172		11,254		550		535
Real estate mortgage – farmland and other commercial enterprises		23,003		5,247		17,649		22,896		1,359		28,711		1,088		1,070
Commercial
Commercial and industrial		93		22		71		93		71		255		6		5
Consumer
Secured		-		-		-		-		-		6		-		-
Unsecured		25		-		25		25		25		54		4		4
Total	$	47,033	$	15,644	$	28,311	$	43,955	$	3,371	$	53,837	$	2,072	$	2,037

Year Ended December 31, 2013 (In thousands)	Average		Interest Income Recognized		Cash Basis Interest Recognized
Real Estate
Real estate mortgage – construction and land development	$	17,314	$	509	$	461
Real estate mortgage – residential		12,727		460		445
Real estate mortgage – farmland and other commercial enterprises		32,785		1,546		1,519
Commercial
Commercial and industrial		994		40		40
Consumer
Secured		19		1		1
Unsecured		147		9		9
Total	$	63,986	$	2,565	$	2,475

Loans and ALL Disaggregated Impairment Method [Table Text Block]

December 31, 2015 (In thousands)	Real Estate		Commercial		Consumer		Total
Allowance for Loan Losses
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	2,515	$	223	$	156	$	2,894
Collectively evaluated for impairment		6,658		597		166		7,421
Total ending allowance balance	$	9,173	$	820	$	322	$	10,315
Loans
Loans individually evaluated for impairment	$	36,625	$	400	$	157	$	37,182
Loans collectively evaluated for impairment		820,411		89,420		12,262		922,093
Total ending loan balance, net of unearned income	$	857,036	$	89,820	$	12,419	$	959,275

December 31, 2014 (In thousands)	Real Estate		Commercial		Consumer		Total
Allowance for Loan Losses
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	3,275	$	71	$	25	$	3,371
Collectively evaluated for impairment		9,267		1,082		248		10,597
Total ending allowance balance	$	12,542	$	1,153	$	273	$	13,968
Loans
Loans individually evaluated for impairment	$	43,837	$	93	$	25	$	43,955
Loans collectively evaluated for impairment		789,507		85,093		13,388		887,988
Total ending loan balance, net of unearned income	$	833,344	$	85,186	$	13,413	$	931,943

Non-performing Loans Including TDR's [Table Text Block]

December 31, 2015 (In thousands)	Nonaccrual		Restructured Loans		Loans Past Due 90 Days or More and Still Accruing
Real Estate:
Real estate mortgage – construction and land development	$	1,567	$	3,674	$	-
Real estate mortgage – residential		2,485		4,127		-
Real estate mortgage – farmland and other commercial enterprises		4,266		15,503		-
Commercial:
Commercial and industrial		44		384		-
Other		8		-		-
Consumer:
Secured		10		-		-
Unsecured		-		143		-
Total	$	8,380	$	23,831	$	-

December 31, 2014 (In thousands)	Nonaccrual		Restructured Loans		Loans Past Due 90 Days or More and Still Accruing
Real Estate:
Real estate mortgage – construction and land development	$	3,744	$	3,742	$	-
Real estate mortgage – residential		3,474		4,674		-
Real estate mortgage – farmland and other commercial enterprises		4,202		16,004		-
Commercial:
Commercial and industrial		81		-		-
Other		7		-		-
Consumer:
Unsecured		-		9		-
Total	$	11,508	$	24,429	$	-

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

(Dollars in thousands)Troubled Debt Restructurings:	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
2015
Commercial:
Commercial and industrial		2	$	388	$	388
Consumer:
Secured		1		145		145
Total		3	$	533	$	533

Past Due Financing Receivables [Table Text Block]

December 31, 2015 (In thousands)	30-89 Days Past Due		90 Days or More Past Due		Total		Current		Total Loans		Loans Past Due 90 Days or More and Still Accruing		Nonaccrual Loans
Real Estate:
Real estate mortgage – construction and land development	$	-	$	227	$	227	$	115,289	$	115,516	$	-	$	1,567
Real estate mortgage – residential		421		1,448		1,869		353,265		355,134		-		2,485
Real estate mortgage – farmland and other commercial enterprises		42		2,376		2,418		383,968		386,386		-		4,266
Commercial:
Commercial and industrial		42		43		85		48,294		48,379		-		44
States and political subdivisions		-		-		-		17,643		17,643		-		-
Other		39		-		39		23,759		23,798		-		8
Consumer:
Secured		9		1		10		6,655		6,665		-		10
Unsecured		18		-		18		5,736		5,754		-		-
Total	$	571	$	4,095	$	4,666	$	954,609	$	959,275	$	-	$	8,380

December 31, 2014 (In thousands)	30-89 Days Past Due		90 Days or More Past Due		Total		Current		Total Loans		Loans Past Due 90 Days or More and Still Accruing		Nonaccrual Loans
Real Estate:
Real estate mortgage – construction and land development	$	-	$	272	$	272	$	96,773	$	97,045	$	-	$	3,744
Real estate mortgage – residential		1,395		1,595		2,990		358,032		361,022		-		3,474
Real estate mortgage – farmland and other commercial enterprises		75		3,484		3,559		371,718		375,277		-		4,202
Commercial:
Commercial and industrial		-		13		13		47,099		47,112		-		81
States and political subdivisions		-		-		-		22,369		22,369		-		-
Lease financing, net		-		-		-		158		158		-		-
Other		40		7		47		15,500		15,547		-		7
Consumer:
Secured		58		-		58		7,905		7,963		-		-
Unsecured		16		1		17		5,433		5,450		-		-
Total	$	1,584	$	5,372	$	6,956	$	924,987	$	931,943	$	-	$	11,508

Financing Receivable Credit Quality Indicators [Table Text Block]

	Real Estate						Commercial
December 31, 2015 (In thousands)	Real Estate Mortgage –Construction and Land Development		Real Estate Mortgage –Residential		Real Estate Mortgage –Farmland and Other Commercial Enterprises		Commercial and Industrial		States and Political Subdivisions		Other
Credit risk profile by internally assigned rating grades:
Pass	$	104,383	$	324,333	$	343,894	$	46,934	$	17,643	$	23,777
Special Mention		1,651		16,225		22,859		937		-		-
Substandard		9,482		14,576		19,633		508		-		21
Doubtful		-		-		-		-		-		-
Total	$	115,516	$	355,134	$	386,386	$	48,379	$	17,643	$	23,798

	Real Estate						Commercial
December 31, 2014 (In thousands)	Real Estate Mortgage –Construction and Land Development		Real Estate Mortgage – Residential		Real Estate Mortgage – Farmland and Other Commercial Enterprises		Commercial and Industrial		States and Political Subdivisions		Lease Financing		Other
Credit risk profile by internally assigned rating grades:
Pass	$	81,438	$	326,124	$	327,019	$	45,665	$	22,369	$	158	$	15,526
Special Mention		2,674		16,429		27,855		946		-		-		14
Substandard		12,933		18,469		19,941		501		-		-		7
Doubtful		-		-		462		-		-		-		-
Total	$	97,045	$	361,022	$	375,277	$	47,112	$	22,369	$	158	$	15,547

Credit Quality Consumer Loans [Table Text Block]

	December 31, 2015				December 31, 2014
	Consumer				Consumer
(In thousands)	Secured		Unsecured		Secured		Unsecured
Credit risk profile based on payment activity:
Performing	$	6,655	$	5,611	$	7,963	$	5,441
Nonperforming		10		143		-		9
Total	$	6,665	$	5,754	$	7,963	$	5,450

Loans To Related Parties Made In Ordinary Course Of Business [Member]

Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Schedule of Related Party Transactions [Table Text Block]

(In thousands)	Amount
Balance at December 31, 2014	$	17,924
New loans		11,380
Repayments		(10,973	)
Loans no longer meeting disclosure requirements, new loans meeting disclosure requirements, and other adjustments, net		209
Balance at December 31, 2015	$	18,540