Three Months Ended

September 30,

Nine Months Ended

September 30,

(In thousands, except per share data)

2015

2014

2015

2014

Net income, basic and diluted

$

3,832

$

4,107

$

11,408

$

12,301

Less preferred stock dividends and discount accretion

-

450

395

1,550

Net income available to common shareholders, basic and diluted

$

3,832

$

3,657

$

11,013

$

10,751

Average common shares issued and outstanding, basic and diluted

7,495

7,485

7,492

7,482

Net income per common share, basic and diluted

$

.51

$

.49

$

1.47

$

1.44