8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) – August 17, 2015

Farmers Capital Bank Corporation

(Exact name of registrant as specified in its charter)

Kentucky	0-14412	61-1017851
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

P.O. Box 309 Frankfort, KY	40602
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code: (502) 227-1668

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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ITEM 8.01 OTHER EVENTS

On August 17, 2015 Citizens Bank of Northern Kentucky, Inc. (the “Bank”), a wholly-owned subsidiary of Farmers Capital Bank Corporation (the “Company”), was notified by the Federal Deposit Insurance Corporation and the Kentucky Department of Financial Institutions that, as a result of their recent examination of the Bank, the Memorandum of Understanding entered into between the parties in July of 2013 has been terminated effective immediately.

The Company issued a press release announcing the termination of the Memorandum of Understanding on August 17, 2015. A copy of this press release is attached hereto as Exhibit 99.1.

ITEM 9.01	FINANCIAL STATEMENTS AND EXHIBITS
	(D)     Exhibits

Exhibit 99.1 – Press Release dated August 17, 2015.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Farmers Capital Bank Corporation
8-17-15	/s/ Mark A. Hampton
Date	Mark A. Hampton
	Executive Vice President, Chief Financial Officer, and Secretary

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EX-99.1

Exhibit 99.1

Press Release Dated August 17, 2015

NEWS RELEASE

August 17, 2015

Farmers Capital Bank Corporation Announces Termination of Regulatory Agreement at Bank Subsidiary

Frankfort, Kentucky – Farmers Capital Bank Corporation (NASDAQ: FFKT) (the “Company”) announced on August 17, 2015, Citizens Bank of Northern Kentucky, Inc. (the “Bank” or “Citizens Northern”), a wholly-owned subsidiary of the Company, received written notification from the Federal Deposit Insurance Corporation (“FDIC”) and the Kentucky Department of Financial Institutions (“KDFI”) that, as a result of their recent examination of the Bank, the Memorandum of Understanding (“Memorandum”) entered into between the parties in July of 2013 has been terminated effective immediately.

“Termination of the Memorandum at Citizens Northern is a significant milestone,” states Lloyd C. Hillard, Jr., President and Chief Executive Officer of the Company. “The Bank has made considerable progress improving its overall financial condition and, as a result, the Memorandum has served its purpose and is no longer necessary. We are pleased to receive this acknowledgement by our regulators.”

Farmers Capital Bank Corporation is a bank holding company headquartered in Frankfort, Kentucky. The Company operates 35 banking locations in 22 communities throughout Central and Northern Kentucky, a data processing company, and an insurance company. Its stock is publicly traded on the NASDAQ Stock Market LLC exchange in the Global Select Market tier under the symbol: FFKT.