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Note 10 - Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2015

Disclosure Text Block [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]


		March 31, 2015															December 31, 2014
		Common Equity Tier 1 Risk-based Capital¹				Tier 1 Risk-based Capital¹				Total Risk-based Capital¹				Tier 1 Leverage²			Common Equity Tier 1 Risk-based Capital¹		Tier 1 Risk-based Capital¹				Total Risk-based Capital¹				Tier 1 Leverage²
Consolidated			14.48	%			19.62	%			20.75	%			12.12	%	N/A			19.75	%			21.00	%			12.04	%
Farmers Bank			17.33				17.33				18.25				9.48		N/A			17.71				18.70				9.40
United Bank			19.04				19.04				20.29				11.92		N/A			18.00				19.26				11.08
First Citizens			14.61				14.61				15.24				10.09		N/A			13.66				14.30				9.44
Citizens Northern			14.14				14.14				15.39				9.72		N/A			14.46				15.71				10.11

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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