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Note 10 - Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2014

Disclosure Text Block [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	June 30, 2014				December 31, 2013
	Tier 1 Risk-based Capital¹	Total Risk-based Capital¹	Tier 1 Leverage²		Tier 1 Risk-based Capital¹	Total Risk-based Capital¹	Tier 1 Leverage²
Consolidated	19.43%	20.69%	11.99%		18.95%	20.21%	11.90%
Farmers Bank	18.08	19.33	9.71		17.56	18.82	9.60
United Bank	16.16	17.43	10.31		15.06	16.33	9.67
First Citizens	13.39	14.07	9.20		12.92	13.67	9.03
Citizens Northern	14.12	15.37	9.81		13.57	14.82	9.67

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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