Note 17 - Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2013

Disclosure Text Block [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

(Dollars in thousands)	Actual					For Capital Adequacy Purposes					To Be Well-Capitalized Under Prompt Corrective Action Provisions
December 31, 2013	Amount		Ratio			Amount		Ratio			Amount		Ratio
Tier 1 Risk-based Capital1
Consolidated	$	216,162		18.95	%	$	45,623		4.00	%	N/A		N/A
Farmers Bank		67,409		17.56			15,351		4.00		$	23,026		6.00	%
United Bank2		51,336		15.06			13,634		4.00			20,450		6.00
First Citizens		28,814		12.92			8,917		4.00			13,376		6.00
Citizens Northern2		24,455		13.57			7,208		4.00			10,812		6.00
Total Risk-based Capital 1
Consolidated	$	230,497		20.21	%	$	91,245		8.00	%	N/A		N/A
Farmers Bank		72,231		18.82			30,702		8.00		$	38,377		10.00	%
United Bank2		55,664		16.33			27,267		8.00			34,084		10.00
First Citizens		30,485		13.67			17,835		8.00			22,294		10.00
Citizens Northern2		26,708		14.82			14,415		8.00			18,019		10.00
Tier 1 Leverage Capital 3
Consolidated	$	216,162		11.90	%	$	72,677		4.00	%	N/A		N/A
Farmers Bank		67,409		9.60			28,077		4.00		$	35,096		5.00	%
United Bank2		51,336		9.67			21,233		4.00			26,542		5.00
First Citizens		28,814		9.03			12,768		4.00			15,960		5.00
Citizens Northern2		24,455		9.67			10,113		4.00			12,641		5.00
December 31, 2012
Tier 1 Risk-based Capital1
Consolidated	$	206,470		18.27	%	$	45,215		4.00	%	N/A		N/A
Farmers Bank2		69,582		17.94			15,515		4.00		$	23,273		6.00	%
United Bank2		51,695		15.41			13,420		4.00			20,130		6.00
First Citizens		29,017		13.57			8,552		4.00			12,828		6.00
Citizens Northern2		23,553		12.97			7,264		4.00			10,896		6.00
Total Risk-based Capital 1
Consolidated	$	220,741		19.53	%	$	90,431		8.00	%	N/A		N/A
Farmers Bank2		74,475		19.20			31,030		8.00		$	38,788		10.00	%
United Bank2		55,980		16.69			26,839		8.00			33,549		10.00
First Citizens		30,908		14.46			17,104		8.00			21,380		10.00
Citizens Northern2		25,826		14.22			14,528		8.00			18,159		10.00
Tier 1 Leverage Capital 3
Consolidated	$	206,470		11.24	%	$	73,479		4.00	%	N/A		N/A
Farmers Bank2		69,582		9.68			28,768		4.00		$	35,960		5.00	%
United Bank2		51,695		9.45			21,878		4.00			27,347		5.00
First Citizens		29,017		9.42			12,327		4.00			15,409		5.00
Citizens Northern2		23,553		9.36			10,063		4.00			12,579		5.00