Note 6 - Deposit Liabilities

12 Months Ended

Dec. 31, 2013

Disclosure Text Block [Abstract]

Deposit Liabilities Disclosures [Text Block]

6.Deposit Liabilities

Major classifications of deposits are summarized as follows for the dates indicated:

December 31, (In thousands)	2013		2012
Noninterest Bearing	$	277,294	$	254,912
Interest Bearing
Demand		320,503		296,931
Savings		340,903		318,302
Time		471,515		540,665
Total interest bearing		1,132,921		1,155,898
Total Deposits	$	1,410,215	$	1,410,810

At December 31, 2013, the scheduled maturities of time deposits were as follows:

(In thousands)	Amount
2014	$	278,513
2015		87,786
2016		58,143
2017		34,419
2018		8,670
Thereafter		3,984
Total	$	471,515

Time deposits of $100 thousand or more at December 31, 2013 and 2012 were $156 million and $181 million, respectively. Interest expense on time deposits of $100 thousand or more was $1.8 million, $2.9 million, and $4.5 million for 2013, 2012, and 2011, respectively.

During 2010, the Federal Deposit Insurance Corporation (“FDIC”) permanently raised its standard maximum insurance amount per depositor from $100 thousand to $250 thousand. At December 31, 2013 and 2012, the Company had $30.4 million and $32.2 million, respectively, of time deposits outstanding in amounts of $250 thousand or more.

Deposits from directors, executive officers, and principal shareholders of the Parent Company and its subsidiaries (including deposits from affiliated companies of which they are principal owners) and deposits from members of the immediate family of such persons were $19.0 million and $19.1 million at December 31, 2013 and 2012, respectively. Such deposits were accepted in the normal course of business on substantially the same terms as those prevailing at the time for comparable transactions with other customers.