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Note 17 - Regulatory Matters (Details) - Regulatory Ratios of the Consolidated Company and its Subsidiary Banks (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Consolidated [Member]
   
Tier 1 Risk-based Capital1    
Actual - Amount (in Dollars) $ 216,162 [1] $ 206,470 [1]
Actual - Ratio 18.95% [1] 18.27% [1]
For Capital Adequacy Purposes - Amount (in Dollars) 45,623 [1] 45,215 [1]
For Capital Adequacy Purposes - Ratio 4.00% [1] 4.00% [1]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars)    [1]    [1]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio    [1]    [1]
Total Risk-based Capital 1    
Actual - Amount (in Dollars) 230,497 [1] 220,741 [1]
Actual - Ratio 20.21% [1] 19.53% [1]
For Capital Adequacy Purposes - Amount (in Dollars) 91,245 [1] 90,431 [1]
For Capital Adequacy Purposes - Ratio 8.00% [1] 8.00% [1]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars)    [1]    [1]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio    [1]    [1]
Tier 1 Leverage Capital 3    
Actual - Amount (in Dollars) 216,162 [2] 206,470 [2]
Actual - Ratio 11.90% [2] 11.24% [2]
For Capital Adequacy Purposes - Amount (in Dollars) 72,677 [2] 73,479 [2]
For Capital Adequacy Purposes - Ratio 4.00% [2] 4.00% [2]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars)    [2]    [2]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio    [2]    [2]
Farmers Bank [Member]
   
Tier 1 Risk-based Capital1    
Actual - Amount (in Dollars) 67,409 [1] 69,582 [1],[3]
Actual - Ratio 17.56% [1] 17.94% [1],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 15,351 [1] 15,515 [1],[3]
For Capital Adequacy Purposes - Ratio 4.00% [1] 4.00% [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 23,026 [1] 23,273 [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 6.00% [1] 6.00% [1],[3]
Total Risk-based Capital 1    
Actual - Amount (in Dollars) 72,231 [1] 74,475 [1],[3]
Actual - Ratio 18.82% [1] 19.20% [1],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 30,702 [1] 31,030 [1],[3]
For Capital Adequacy Purposes - Ratio 8.00% [1] 8.00% [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 38,377 [1] 38,788 [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 10.00% [1] 10.00% [1],[3]
Tier 1 Leverage Capital 3    
Actual - Amount (in Dollars) 67,409 [2] 69,582 [2],[3]
Actual - Ratio 9.60% [2] 9.68% [2],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 28,077 [2] 28,768 [2],[3]
For Capital Adequacy Purposes - Ratio 4.00% [2] 4.00% [2],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 35,096 [2] 35,960 [2],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% [2] 5.00% [2],[3]
United Bank [Member]
   
Tier 1 Risk-based Capital1    
Actual - Amount (in Dollars) 51,336 [1],[3] 51,695 [1],[3]
Actual - Ratio 15.06% [1],[3] 15.41% [1],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 13,634 [1],[3] 13,420 [1],[3]
For Capital Adequacy Purposes - Ratio 4.00% [1],[3] 4.00% [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 20,450 [1],[3] 20,130 [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 6.00% [1],[3] 6.00% [1],[3]
Total Risk-based Capital 1    
Actual - Amount (in Dollars) 55,664 [1],[3] 55,980 [1],[3]
Actual - Ratio 16.33% [1],[3] 16.69% [1],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 27,267 [1],[3] 26,839 [1],[3]
For Capital Adequacy Purposes - Ratio 8.00% [1],[3] 8.00% [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 34,084 [1],[3] 33,549 [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 10.00% [1],[3] 10.00% [1],[3]
Tier 1 Leverage Capital 3    
Actual - Amount (in Dollars) 51,336 [2],[3] 51,695 [2],[3]
Actual - Ratio 9.67% [2],[3] 9.45% [2],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 21,233 [2],[3] 21,878 [2],[3]
For Capital Adequacy Purposes - Ratio 4.00% [2],[3] 4.00% [2],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 26,542 [2],[3] 27,347 [2],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% [2],[3] 5.00% [2],[3]
First Citizens Bank [Member]
   
Tier 1 Risk-based Capital1    
Actual - Amount (in Dollars) 28,814 [1] 29,017 [1]
Actual - Ratio 12.92% [1] 13.57% [1]
For Capital Adequacy Purposes - Amount (in Dollars) 8,917 [1] 8,552 [1]
For Capital Adequacy Purposes - Ratio 4.00% [1] 4.00% [1]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 13,376 [1] 12,828 [1]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 6.00% [1] 6.00% [1]
Total Risk-based Capital 1    
Actual - Amount (in Dollars) 30,485 [1] 30,908 [1]
Actual - Ratio 13.67% [1] 14.46% [1]
For Capital Adequacy Purposes - Amount (in Dollars) 17,835 [1] 17,104 [1]
For Capital Adequacy Purposes - Ratio 8.00% [1] 8.00% [1]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 22,294 [1] 21,380 [1]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 10.00% [1] 10.00% [1]
Tier 1 Leverage Capital 3    
Actual - Amount (in Dollars) 28,814 [2] 29,017 [2]
Actual - Ratio 9.03% [2] 9.42% [2]
For Capital Adequacy Purposes - Amount (in Dollars) 12,768 [2] 12,327 [2]
For Capital Adequacy Purposes - Ratio 4.00% [2] 4.00% [2]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 15,960 [2] 15,409 [2]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% [2] 5.00% [2]
Citizens Northern [Member]
   
Tier 1 Risk-based Capital1    
Actual - Amount (in Dollars) 24,455 [1],[3] 23,553 [1],[3]
Actual - Ratio 13.57% [1],[3] 12.97% [1],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 7,208 [1],[3] 7,264 [1],[3]
For Capital Adequacy Purposes - Ratio 4.00% [1],[3] 4.00% [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 10,812 [1],[3] 10,896 [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 6.00% [1],[3] 6.00% [1],[3]
Total Risk-based Capital 1    
Actual - Amount (in Dollars) 26,708 [1],[3] 25,826 [1],[3]
Actual - Ratio 14.82% [1],[3] 14.22% [1],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 14,415 [1],[3] 14,528 [1],[3]
For Capital Adequacy Purposes - Ratio 8.00% [1],[3] 8.00% [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) 18,019 [1],[3] 18,159 [1],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 10.00% [1],[3] 10.00% [1],[3]
Tier 1 Leverage Capital 3    
Actual - Amount (in Dollars) 24,455 [2],[3] 23,553 [2],[3]
Actual - Ratio 9.67% [2],[3] 9.36% [2],[3]
For Capital Adequacy Purposes - Amount (in Dollars) 10,113 [2],[3] 10,063 [2],[3]
For Capital Adequacy Purposes - Ratio 4.00% [2],[3] 4.00% [2],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Amount (in Dollars) $ 12,641 [2],[3] $ 12,579 [2],[3]
To Be Well-Capitalized Under Prompt Corrective Action Provisions - Ratio 5.00% [2],[3] 5.00% [2],[3]
[1] Tier 1 Risk-based and Total Risk-based Capital ratios are computed by dividing a bank's Tier 1 or Total Capital, as defined by regulation, by a risk-weighted sum of the bank's assets, with the risk weighting determined by general standards established by regulation. The safest assets (e.g., government obligations) are assigned a weighting of 0% with riskier assets receiving higher ratings (e.g., ordinary commercial loans are assigned a weighting of 100%).
[2] Tier 1 Leverage ratio is computed by dividing a bank's Tier 1 Capital by its total quarterly average assets, as defined by regulation.
[3] See discussion below under the caption "Summary of Regulatory Agreements" for minimum capital ratios required as part of the bank's regulatory agreement.