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Note 11 - Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2013

Disclosure Text Block [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

		September 30, 2013												December 31, 2012
		Tier 1 Risk-based Capital¹				Total Risk-based Capital¹				Tier 1 Leverage²				Tier 1 Risk-based Capital¹				Total Risk-based Capital¹				Tier 1 Leverage²
Consolidated			18.57	%			19.82	%			11.80	%			18.27	%			19.53	%			11.24	%
Farmers Bank			17.99				19.25				10.04				17.94				19.20				9.68
United Bank			15.08				16.35				9.70				15.41				16.69				9.45
First Citizens			13.47				14.23				9.55				13.57				14.46				9.42
Citizens Northern			13.25				14.50				9.54				12.97				14.22				9.36

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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