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Note 13 - Leases

12 Months Ended

Dec. 31, 2011

Leases of Lessee Disclosure [Text Block]

13.

Leases

The Company leases certain branch sites and banking equipment under various operating leases. Branch site leases have renewal options of varying lengths and terms. The following table presents estimated future minimum rental commitments under these leases for the period indicated.


(In thousands)	Operating Leases
2012	$	367
2013		342
2014		333
2015		291
2016		232
Thereafter		692
Total	$	2,257

Rent expense was $451 thousand, $568 thousand, and $772 thousand for 2011, 2010, and 2009, respectively.

- Definition

The entire disclosure for lessee entity's leasing arrangements including, but not limited to, all of the following: (a.) The basis on which contingent rental payments are determined, (b.) The existence and terms of renewal or purchase options and escalation clauses, (c.) Restrictions imposed by lease agreements, such as those concerning dividends, additional debt, and further leasing.

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