Unaudited Consolidated Statements of Cash Flows (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash Flows from Operating Activities
Net income	$ 1,486	$ 6,041
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	3,613	3,980
Net premium amortization of available for sale investment securities	2,520	1,319
Provision for loan losses	10,201	13,660
Noncash compensation expense	50	42
Mortgage loans originated for sale	(23,512)	(32,752)
Proceeds from sale of mortgage loans	24,393	32,430
Deferred income tax expense	1,693	1,879
Gain on sale of mortgage loans, net	(620)	(782)
Loss (gain) on disposal of premises and equipment, net	3	(41)
Net loss on sale and write downs of repossessed real estate	5,263	3,902
Net gain on sale of available for sale investment securities	(1,209)	(8,887)
Decrease in accrued interest receivable	606	1,376
Income from company-owned life insurance	(689)	(792)
(Increase) decrease in other assets	(3,044)	200
Decrease in accrued interest payable	(297)	(1,165)
Increase in other liabilities	1,776	879
Net cash provided by operating activities	22,233	21,289
Cash Flows from Investing Activities
Proceeds from maturities and calls of available for sale investment securities	137,959	221,177
Proceeds from sale of available for sale investment securities	124,290	311,063
Purchase of available for sale investment securities	(395,997)	(485,199)
Purchase of restricted stock investments		(331)
Net principal collected in excess of loans originated for investment	64,918	33,790
Proceeds from surrender of company-owned life insurance	2,248	8,567
Purchase of premises and equipment	(2,399)	(3,974)
Proceeds from sale of repossessed assets	7,738	12,774
Proceeds from sale of equipment	4	56
Net cash (used in) provided by investing activities	(61,239)	97,923
Cash Flows from Financing Activities
Net decrease in deposits	(16,499)	(170,181)
Net (decrease) increase in federal funds purchased and other short-term borrowings	(16,686)	29,633
Repayments of securities sold under agreements to repurchase and other long-term debt	(7,441)	(9,556)
Dividends paid, common and preferred	(1,125)	(1,862)
Shares issued under employee stock purchase plan	103	123
Net cash used in financing activities	(41,648)	(151,843)
Net decrease in cash and cash equivalents	(80,654)	(32,631)
Cash and cash equivalents at beginning of year	182,056	218,336
Cash and cash equivalents at end of period	101,402	185,705
Cash paid during the period for:
Interest	19,216	28,773
Income taxes	1,300	1,889
Transfers from loans to other real estate	18,449	14,790
Cash dividends payable, preferred	$ 188	$ 188