Exhibit (a)(1)(iv)

                                    Offer by
                        FARMERS CAPITAL BANK CORPORATION
                              To Purchase for Cash
                    Up to 550,000 Shares of Its Common Stock
  At a Purchase Price of Not Greater Than $35.00 nor Less Than $31.00 per Share

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   The Tender Offer (the "Offer"), the Proration Period and Withdrawal Rights
 expire at 12:01 a.m. (Eastern Daylight Savings Time), on Thursday, August 16,
                      2007, unless the Offer is extended.
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                                                                   July 19, 2007

To Brokers, Dealers, Commercial Banks,
Trust Companies and Other Nominees:

      We have been appointed by Farmers Capital Bank Corporation, a Kentucky
corporation (the "Company"), to act as the Dealer Manager in connection with the
Company's offer to purchase up to 550,000 shares of its common stock, par value
$0.125 per share (the "Shares"), at a price not greater than $35.00 nor less
than $31.00 per Share, without interest, upon the terms and subject to the
conditions set forth in the Company's Offer to Purchase dated July 19, 2007 (the
"Offer to Purchase") and the related Letter of Transmittal (which, as may be
amended or supplemented from time to time, together constitute the "Offer").

      The Company will determine a single per Share price, not greater than
$35.00 nor less than $31.00 per Share, that it will pay for the Shares properly
tendered and not properly withdrawn pursuant to the Offer, taking into account
the number of Shares so tendered and the prices specified by tendering
shareholders. The Company will select the purchase price that will allow it to
purchase 550,000 Shares (or such lesser number as are properly tendered and not
properly withdrawn) pursuant to the Offer. The Company will purchase all Shares
validly tendered at prices at or below the purchase price and not withdrawn upon
the terms and subject to the conditions set forth in the Offer to Purchase and
the related Letter of Transmittal, including the provisions relating to "odd
lot" tenders, proration and conditional tender described in the Offer to
Purchase.

      Shares tendered at prices in excess of the purchase price and Shares not
purchased because of proration or conditional tenders will be returned at the
Company's expense to the shareholders who tendered such Shares promptly after
the Expiration Time (as defined in the Offer to Purchase). As described in the
Offer to Purchase, the Company expressly reserves the right to purchase, in its
sole discretion, up to an additional 2% of its outstanding Shares without
extending the tender offer. The Company also expressly reserves the right, in
its sole discretion, to purchase additional Shares subject to applicable legal
requirements. See Section 1 of the Offer to Purchase.

      For your information and for forwarding to your clients for whom you hold
Shares registered in your name or in the name of your nominee, we are enclosing
the following documents:

1.    Offer to Purchase dated July 19, 2007;

2.    Letter of Transmittal for your use and for the information of your
      clients, together with Guidelines for Certification of Taxpayer
      Identification Number on Substitute Form W-9 providing information
      relating to backup federal income tax withholding;



3.    Notice of Guaranteed Delivery to be used to accept the Offer if the Shares
      and all other required documents cannot be delivered to the Depositary by
      the Expiration Time (as defined in the Offer to Purchase) or if the
      procedure for book-entry transfer cannot be completed on a timely basis;

4.    Letter dated July 19, 2007 from the Company to its shareholders;

5.    A form of letter that you may send to your clients for whose accounts you
      hold Shares registered in your name or in the name of your nominee, with
      space provided for obtaining such clients' instructions with regard to the
      Offer; and

6.    Return envelope addressed to American Stock Transfer & Trust Company, the
      Depositary, for your use only.

      CERTAIN CONDITIONS TO THE OFFER ARE DESCRIBED IN SECTION 7 OF THE OFFER TO
PURCHASE.

We urge you to contact your clients as promptly as possible. The Offer, the
Proration Period and Withdrawal Rights expire at 12:01 a.m. (Eastern Daylight
Savings Time), on Thursday, August 16, 2007, unless the Offer is extended.

      For Shares to be properly tendered pursuant to the Offer, (1) the share
certificates or confirmation of receipt of such Shares under the procedure for
book-entry transfer, together with a properly completed and duly executed Letter
of Transmittal, including any required signature guarantees, or an "Agent's
Message" (as defined in the Offer to Purchase) in the case of book-entry
transfer, and any other documents required in the Letter of Transmittal, must be
timely received by the Depositary, or (2) the tendering shareholder must comply
with the guaranteed delivery procedures, all in accordance with the Offer to
Purchase and Letter of Transmittal.

      The Company will not pay any fees or commissions to any broker or dealer
or other person (other than the Dealer Manager, Depositary and Information Agent
as described in the Offer to Purchase) for soliciting tenders of Shares pursuant
to the Offer. The Company will, however, upon request, reimburse brokers,
dealers, commercial banks and trust companies for reasonable and necessary costs
and expenses incurred by them in forwarding materials to their customers. The
Company will pay all stock transfer taxes applicable to its purchase of Shares
pursuant to the Offer, subject to Instruction 9 of the Letter of Transmittal. No
broker, dealer, bank, trust company or fiduciary shall be deemed to be either
our agent or the agent of the Company, the Information Agent or the Depositary
for the purpose of the Offer.

      Any inquiries you may have with respect to the Offer should be addressed
to, and additional copies of the enclosed materials may be obtained from, the
Information Agent or the undersigned at the addresses and telephone numbers set
forth on the back cover of the Offer to Purchase.

Very truly yours,

Sandler O'Neill & Partners, L.P.

Nothing contained herein or in the enclosed documents shall constitute you or
any other person as an agent of the Company, the Dealer Manager, the Information
Agent or the Depositary, or authorize you or any other person to use any
document or make any statement on behalf of any of them in connection with the
Offer other than the documents enclosed herewith and the statements contained
therein.


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